OF fouy NOTICE OF FORECLOSURE SALE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OR ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY, 1, Property to Be Sold. The property to be sold is described as follows: LOT 1, BLOCK C, THE VILLAS OF HOGAN'S GLEN, AN ADDITION TO THE TOWN OF TROPHY CLUB, DENTON COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN CABINET Q, PAGE 57, PLAT RECORDS, DENTON COUNTY, TEXAS. 2. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 12/14/2023 and recorded in Document 134532 real property records of Denton County, Texas. 3. Date, Time, and Place of Sale. The sale is scheduled to be held at the following date, time, and place: Date: 08/04/2026 Time: 10:00 AM Place: Denton County, Texas at the following location: THE COURTYARD AREA OF THE SOUTHWEST CORNER OF THE DENTON COUNTY COURTS BUILDING OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE or as designated by the County Commissioners Court. 4. Terms of Sate. The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. 5. Obligations Secured. The Deed of Trust executed by DANIEL S MCGIBONEY, provides that it secures the payment of the indebtedness in the original principal amount of $474,500.00, and obligations therein described including but not limited to (a) the promissory note; and (b) all renewals and extensions of the note. UMB Bank, National Association, not in its individual capacity but solely as owner trustee for Verus Securitization Trust 2024-2 is the current mortgagee of the note and deed of trust and NEWREZ LLC is mortgage servicer. A servicing agreement between the mortgagee, whose address is UMB Bank, National Association, not in its individual capacity but solely as owner trustee for Verus Securitization Trust 2024-2 c/o NEWREZ LLC, 17000 Katy Freeway, Suite 300, Houston, TX 77094 and the mortgage servicer and Texas Property Code § 51.0025 authorizes the mortgage servicer to collect the debt. 6. Order to Foreclose. UMB Bank, National Association, not in its individual capacity but solely as owner trustee for Verus Securitization Trust 2024-2 obtained a Order from the 43 1st District Court of Denton County on 06/09/2026 under Cause No. 26-1878-431. The mortgagee has requested a Substitute Trustee conduct this sale pursuant to the Court’s Order. 7, Substitute Trustee(s) Appointed to Conduct Sale. In accordance with Texas Property Code Sec. 51.0076, the undersigned attomey for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT.Title Services, LLC, located at 5177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Mackie Wolf Zientz & Manr\ P.C. Brandon Wolf, Attomey at La G@ i L. Keller Mackie, Attorney at Law a 2 Nom Michael Zientz, Attorney at Law { had ot — Chelsea Schneider, Attorney at Law i on . Ester Gonzales, Attorney at Law | Pa co mM , Sheridan Stills, Attorney at Law a = Oo Parkway Office Center, Suite 900 Ww aw TQ UF 14160 Dallas Parkway e * yt © Dallas, TX 75254 a pas For additional sale information visit: www.mwzmlaw.com/tx-investors m4 = pas o gS & Dw ce- OO 4 or <> : _26-000048-505eI 1! $0 CYPRESS CT, TROPHY CLUB, TX 76262 00