NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON., YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE DATE: September 2, 2026 i-) F ? NOTE: Note described as follows: CD b- Date: April 30, 2018 Maker: Angela Gail Garcia and Victor Manuel Garcia o._. i Payee: First Guaranty Bank CO Original Principal Amount: $ 552,000.00 CcO DEED OF TRUST: Deed ofTrust described as follows: Date: April 30, 2018 Grantor: Angela Gail Garcia and Victor Manuel Garcia Trustee: Alton Lewis Beneficiary: First Guaranty Bank Recorded: DOCUMENT NO. 20180507000554680, Real Property Records, Collin County, Texas. LENDER: First Guaranty Bank BORROWER: Angela Gail Garcia and Victor Manuel Garcia PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon Page 1 of5and any and all appurtenances and rights thereto, SAVEAND EXCEPTANYANDALL LOTS OR PORTIONS THEREOF THATHAVE BEEN RELEASED OFRECORD BY THE HOLDER OF THE DEED OF TRUST ( street address; 1101 S WELLINGTONPOINTRD.,MCKINNEY, TX 75072-6964) SUBSTITUTE TRUSTEE: Jeff Benton, Bonnie Mounger, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Jamie Dworsky, Angela Brown, David Garvin, Robin Shelton Substitute Trustee' s Mailing Address: c/o SettlePou 3333 Lee Parkway, 8th Floor Dallas, Texas 75219 DATE AND TIME OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: October 6, 2026, the first Tuesday ofthe month, to commence at 10:00 A.M., or within three( 3) hours after that time. PLACE OF SUBSTITUTE TRUSTEE'S SALE OF PROPERTY: In Collin County, Texas, at The Jack Hatchell Collin County Administration Building, 2300 Bloomdale Road, McKinney, TX 75071 OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE RECITALS Default has occurred in the payment of the Note and/or in the performance of the obligations under the Deed ofTrust that secures the Note. Because ofthis default, Lender, the owner and holder of the Note and the Deed ofTrust lien under Texas Property Code Section 51.002, has requested that Substitute Trustee sell the Property according to the terms ofthe Deed ofTrust and applicable law, Formal notice is now given of Lender's election to proceed against and sell the real property described in the Deed ofTrust, consistent with Lender' s rights and remedies under the Deed of Trust and applicable law. Therefore, notice is given thaton the Date and Time ofSubstitute Trustee's Sale ofProperty and at the Place of Substitute Trustee' s Sale of Property, I, as Substitute Trustee, or any other substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed ofTrust and applicable law. The sale and conveyance ofthe Property-will be subject to all matters of record applicable to the Property that are superior to the Deed ofTrust and to any permitted exceptions to title described in the Deed of Trust. Substitute Trustee has not made and will not make any covenants, representations, or warranties about the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties oftitle required by the Deed of Trust. The Property will be sold AS IS, WHERE IS, AND WITH ALL FAULTS. Page 2 of5ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD ORTHENATIONAL GUARD OF ANOTHER STATE ORAS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE.UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE-DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed ofTrust described as follows: Date: April 30, 2018 Grantor: Angela Gail Garcia and Victor Manuel Garcia Trustee: Alton Lewis Beneficiary: First Guaranty Bank Recorded: DOCUMENT NO. 20180507000554680, Real Property Records, Collin County, Texas. PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IFANY,AS DESCRIBED IN THE DEED OFTRUST AND IN EXHIBITA, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon andany and all appurtenances and rightsthereto, SAVEAND EXCEPTANYANDALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST ( street address: 1101 S WELLINGTON POINTRD., MCKINNEY, TX 75072-6964) SUBSTITUTE TRUSTEE: Jeff Benton, Bonnie Mounger, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Jamie Dworsky, Angela Brown, David Garvin, Robin Shelton Substitute Trustee' s Mailing Address: c/o SettlePou 3333 Lee Parkway, 8th Floor Dallas, Texas 75219 Page 3 of 5Each Substitute "trustee is appointed effective as of September 2, 2026. pursuant to Texas Property Code § 51. 0075 to succeed to all title. powers. and duties ol'the original or successor trustees under the Deed ofTrust. Appointment ' Substitute' Trustees: iv: - 14- Name: WilliamJennings. Attorney for First Guaranty think THE STATF. OFTF;\ A,S § - COUNTY OF DALLAS BEFORE ME. the undersh.tned authority. on this day appeared William Jennings. and after being by me duly sworn. staled that he executed the !brewing instrument for the purposes and consideration therein expressed. GIVEN UNDER MY HAND AND SEAL, OF OFF1C'E on September 2. 2t)26 Le NYJER REESE L`rQ......= Nottu b c. State of lt xas Notary Public, State ofTexas Comm. Expires 01- 21. 2029 14.°'``' Notary ID 12261571 • na" Notice ofSale executed b)•: di/ , 3edafi ri JEFF BENTON mum: substitute Trustee: Page 4 nt5EXHIBIT A Being Lot 4, Block A ofWELLINGTON POINT PHASE III, an addition to the City of McKinney, Collin County, Texas according to the plat recorded in Cabinet 1, Page 348, Plat Records, Collin County, Texas. Page 5 of 5