NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 11/1112022 LINDSAY ST AFFORD AND CHARLES STA FFORD, WTFE AND HUSBAND Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. U.S. Bank Trust National Association, not in its individual ("MERS") SOLELY AS A NOMINEE FOR UNITED WHOLESALE capacity but solely as owner trustee for RCAF Acquisition Trnst MORTGAGE, LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: NIA HUNT Page: NIA Instrument No: 2022-26580 Mortgage Servicer: Mortgage Servicer's Address: Selene Finance, LP is representing the Current Beneficiary/Mortgagee under 3501 Olympus Boulevard, a servicing agreement with the Current Beneficiary/Mortgagee. Dallas, TX 75019 Date of Sale: 1016/2026 Earliest Time Sale Will Begin: 1 :00 PM Place of Sale of Property: THE COMMON AREA AT THE BASE OF THE CENTRAL STA IRWAY ON THE 2ND FLOOR INSIDE THE COURTHOUSE, OR THE BASE OF THE NORTH STEPS OUTSIDE THE COURTHOUSE, IN THE EVENT THE COURTHOUSE IS CLOSED OR AS DESIGNA TED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT 49, BLOCK C, THE MrLLS-PHASE 2, AN ADDTTrON TN THE C[TY OF CADDO MILLS, HUNT COUNTY, TEXAS. ACCORDING TO THE MAP OR PLAT THEREOF RECORDED TN CABINET I. SLTDES 554, PLAT RECORDS, HUNT COUNTY, TEXAS. In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead. Randy Daniel or Cindy Daniel or Liz Hach or Cheryl Harris, Cole Patton, Myra Homayoun, llmy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee. who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold .. AS IS," without any express or implied warranties, except as to warranties of title, and at the purchaser's own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of tbe day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN Tms NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGE T OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § S1.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MJLfTARY DUTY, INCLUDING ACTIVE MfLITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRfTTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 8/5/2026 ~ Thuy Frazier, Attorney McCarthy & Holthus, LLP c/o Tejas Trustee 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for Selene Finance, LP https://salcs.mccart.hyholthus.com/ o- FILED FOR RECORD at O: Lf L/ o'clock f\ M AUG O6 2026 MH File Number: TX-25-122314-POS Loan Type: Conventional Residential BECKY LANDRUM County Clerk, Hunt County, Tex. by ~