nee Doc# 20261000463 09/15/2026 02:12 PM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk ze-oorie-ors ANTONE A 0 A Notice of [Substitute] Trustee Sale Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the ational Guard of another state or as a member of a ¢ component of the armed forces of the United States. please send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time and Place of Sale. Date: 11/03/2026 Time: The sale will begin at 10:00 AM or not later than three hours after that time Place; Bexar County, Texas at the following location: THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE AND IS ACCESSIBLE TO THE PUBLIC AS THE COURTHOUSE'S WEST AND SOUTH ENTRANCES OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OF BEXAR COUNTY PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE OR AS DESIGNATED BY THE COUNTY COMMISSIONERS Property Address: 10310 FORK CREEK, SAN ANTONIO, TX 78245 2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. Any conveyance of the property is subject to all matters of record affecting the property. 3, Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract Lien dated 05/20/2005 and recorded 05/25/2005 in Book 11413 Page 1295 Document 20050114799 , real property records of Bexar County, Texas, with TORRANCE L. SEPHUS, A SINGLE MAN grantor(s) and LONG BEACH MORTGAGE COMPANY, A CORPORATION as Lender, U.S. Bank Trust Company, National Association, as trustee, as successor-in-interest to U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association, as Trustee, successor by merger to LaSalle Bank National Association, as Trustee for SACO I TRUST 2005-WM3 Mortgage-Backed Certificates, Series 2005-WM3 as Beneficiary. 4, Appointment of Substitute Trustee: In accordance with Texas Property Code Sec. 31.0076, the undersigned authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avonuc Suito 1230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. 5. Obligation Secured: Deed of Trust or Contract Lien executed by TORRANCE L. SEPHUS, A SINGLE MAN, securing the payment of the indebtedness in the original principal amount of $20,200.00, and obligations therein described including but not limited to the promissory note; and all modifications, renewals and extensions of the promissory note. U.S. Bank Trust Company, National Association, as trustee, as saccessor-in-interest to U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association, as Trustce, successor by merger to LaSalle Bank National Association, as Trustee for SACO I TRUST 2005-WM3 Mortgage- Backed Certificates, Series 2005-WM3 is the current mortgages of the note and deed of trust or contract lien. Version 1.1 TX NOS 0217 Page I of 3 eee eee Doc# 20261000463 09/15/2026 02:12 PM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk TS No.: 2026-01329-TX 26-0007 14-673 Notice of [Substitute] Trustee Sale 6. Default: A default has occurred in the payment of indebtedness, and the same is now wholly due, and the owner and holder has requested to sell said property to satisfy said indebtedness. 7. Property to be sold: The property to be sold is described as follows: LOT 23, BLOCK 6, NCB 19600, PARK PLACE SUBDIVISION, UNIT 2, CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO PLAT RECORDED IN VOLUME 9549, PAGE 173, DEED AND PLAT RECORDS, BEXAR COUNTY, TEXAS. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the property referenced above. Onity Mortgage Corporation f/k/a PHH Mortgage Corporation, as Mortgage Servicer, is representing the current mortgagee, whose address is: C/O Onity Mortgage Corporation f/k/a PHH Mortgage Corporation PO BOX 24605 West Palm Beach, FL 33416-4605 Phone: 877-744-2506 Version 1.1 TX NOS 0217 Page 2 of 3 eee Doc# 20261000463 09/15/2026 02:12 PM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk TS No.: 2026-01329-TX 26-000714-673 Notice of [Substitute] Trustee Sale 9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. THIS INSTRUMENT APPOINTS THE SUBS TRUSTEE(S) IDE! D TQ SE PROPERTY DESCRIBED IN THE SEC IN IDE TED IN N OF E. PE N GNING THIS NOTICE IS THE ATTORNEY OR ORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: September 14, 2026 C/O Power Default Services, Inc. 114 Mesa Park Drive, Suite 100 El Paso, TX 79912 Telephone: 855-427-2204 Fax: 866-960-8298 For additional sale information visit: www.mwzmlaw.com/tx~investors POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Certificate of Posting Tam whose address is c/o AVT Title Services, LLC, 5177 Richmond Avenue, Suite 1230, Houston, TX 77056. I declare under penalty of perjury that on I filed this Notice of Foreclosure Sale at the office of the Bexar County Clerk and caused it to be posted at the location directed by the Bexar County Commissioners Court. Version 1.1 TX NOS 0217 FILE INFORMATION Page 3 of 3 Document Number: 20261000463 Date/Time: 9/15/2026 2:12:36 PM Total Pages: 3 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00