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Foreclosure Notice*
Doc# 20260800343 07/13/2026 11:20 AM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk
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@IG- 88-2026 - ZO 2608003439
NOTICE OF FORECLOSURE SALE
Notice is hereby given of a public non-judicial foreclosure sale.
l. Property To Be Sold. The property to be sold is described as follows:
LOT 73, HELOTES RANCH ACRES, UNIT THREE, AN ADDITION TO THE CITY OF
HELOTES, BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN
VOLUME 3587, PAGES 455-458, DEED AND PLAT RECORDS OF BEXAR COUNTY, TEXAS. APN #: 240142
2. Date, Time, and Place of Sale. The sale is scheduled to be held at the following date, time, and
place:
Date: August 4, 2026
Time: The sale shall begin no earlier than 12:00 PM or no later than three hours thereafter. The
sale shall be completed by no later than 4:00 PM.
Place: BEXAR County, the area located outside on the west side of the Bexar County Courthouse
which is near the intersection of East Nueva Street and the closed portion of South Main
Avenue, San Antonio, TX, or at the location and address designated by the Commissioners
Court of said county, pursuant to 51.002 of the Texas Property Code as the location and
address where the sale is to be held. The sale shall take place in the area designated by the
Commissioners Court, pursuant to Section 51.002 of the Texas Property Code, as the place
where foreclosure sales are to take place. If no place is designated by the Commissioners
Court, sale will be conducted at the place where the Notice of Trustee's Sale was posted.
3. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash,
subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note
up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the
property will need to demonstrate their ability to pay cash on the day the property is sold. Ifa purchaser desires to
pay with cashier's checks, they should be made payable to Anderson Vela, L.L.P. or endorsed in accordance with the
instructions by the Trustee. The purchase price in a sale held by the undersigned herein is payable immediately on
acceptance of the bid by the undersigned trustee or substitute trustee. The sale will be made expressly subject to any
title matters set forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be
made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and
effect and have not been subordinated to the deed of trust. For the avoidance of doubt, the Foreclosure Sale will not
cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed
of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature
and extent of such matters, if any. Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee
reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions
shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. If the Foreclosure
Sale is passed, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with
the posting and filing requirements of the Deed of Trust and the Texas Property Code.
4, The Deed of Trust may encumber both real and personal property. Notice is hereby given of
Holder's election to proceed against and sell both the real property and any personal property described in the Deed
of Trust in accordance with the Holder's rights and remedies under the Deed of Trust and Section 9.604 of the Texas
Business and Commerce Code.
Duo leo. A —
5. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is”
condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under
the deed of trust. Prospective bidders are advised to conduct an independent investigation of the property.
Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable
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Doc# 20260800343 07/13/2026 11:20 AM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk
conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the
first sale of the day held by the trustee or any substitute trustee.
6. Type of Sale. The sale is a non-judicial deed of trust lien and security interest foreclosure sale
being conducted pursuant to the power of sale granted by the Deed of Trust/Security Instrument ("Deed of Trust")
executed by Justin Steven Luna (“Debtor”) and Melanie Luna (“Pro Forma”). Said Deed of Trust secures a Promissory
Note/Loan Agreement, and any renewals, extensions or modifications thereof, dated September 21, 2023 and executed
by Debtor in the Original Principal Amount of $658,000.00 The current beneficiary of the Deed of Trust is U.S. Bank
Trust National Association, as Trustee for LB-Treehouse Series V1 Trust, 323 5th Street, Eureka, CA 95501. The
Deed of Trust is dated September 21, 2023, designating Allan B. Polunsky as the Original Trustee and is recorded in
the office of the County Clerk of BEXAR County, Texas, under Instrument No. 20230175722, of the Real Property
Records of BEXAR County, Texas. The foreclosure of this mortgage is being administered by a mortgage servicer
representing the mortgagee under a servicing agreement. Questions concerning the sale may be directed to the ©
undersigned, Richard E. Anderson, 4920 Westport Drive, The Colony, Texas 75056, who sent this notice, or to the
mortgage servicer, SN Servicing Corporation, 323 5th Street, Eureka, CA 95501.
7. Default and Request To Act. Default has occurred under the deed of trust, and the beneficiary
has requested me, as Substitute Trustee, to conduct this sale. Notice is given that before the sale the beneficiary may
appoint another person substitute trustee to conduct the sale.
8. Assert and protect your rights as a member of the armed forces of the United States. If you
are or your spouse is serving on active military duty, including active military duty as a member of the Texas
National Guard or the National Guard of another state or as a member of a reserve component of the armed
forces of the United States, please send written notice of the active duty military service to the sender of this
notice immediately.
DATED 7 [4-26
Richard E. Anderson, Ray Vela or Cesar DeLaGarza
4920 Westport Drive
The Colony, Texas 75056
214.276.1545 - telephone
214.276.1546 - facsimile
Substitute Trustees
FILE INFORMATION
Document Number: 20260800343
Date/Time: 7/13/2026 11:20:55 AM
Total Pages: 2
FILED IN THE OFFICIAL PUBLIC
RECORDS OF BEXAR COUNTY
LUCY ADAME ~ CLARK
BEXAR COUNTY CLERK
Total Fees: $2.00
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