TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1956 FILED 3/17/2026 10:18:56 AM NOTICE OF FORECLOSURE SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: March 16, 2026 Deed of Trust (“Deed of Trust”): Date: April 21, 2022 Grantor: Carlos Najera and Juny Flores Trustee: The Owner Finance Company a The Owner Finance Company rE F No. RP- 2022. 272145 in the Official Public Records of a Substitute Truste le, G alvador Vasquez, and Ashley- Yvonne Hy: Promissory Note (“Note”): ( O Pp Date: April 21, 2022 Borrower: Carlos Najera and Juny Flores Lender: The Owner Finance Company Original Principal Amount: $283,500.00 Property To Be Sold. The property to be sold (the “Property’’) is described as follows: LOT 33, IN BLOCK 2, OF RIVERSTONE RANCH, SECTION ONE, A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED UNDER FILM CODE NO. 497032, OF THE MAP. RECORDS OF HARRIS COUNTY, TEXAS, WHICH IS COMMONLY KNOWN AS 11126 RIVERBANK RIDGE LN, HOUSTON, TEXAS 77089 (“PROPERTY ADDRESS") Date, Time, and Place of Sale: The sale is scheduled to be held: at the following date, time, Page 1 of 2 Notice of Substitute Trustee’s Sale  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1956 FILED 3/17/2026 10:18:56 AM and place: a Date: Tuesday, Apri Time: The sale shall in no earlier than 10:00 AM or no later than three hours thereafter. Place: Place designate missioner’s Court of Harris County, Texas Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash, “AS IS”. Those desiring to pu roperty will need to demonstrate their ability to pay cash on the day the Property The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordi ted to the Deed of Trust. Prospective bidders are strongly urged to examine the property records to determine the nature and extent of such matters, ifany. Type of Sale: The sale is a non-judi ic foreclosure sale as allowed under the Déed of Trust and the Tex. Property Code Obligations Secured: The Deed o vides that it secures the payment of the indebtedness and obligations therein ed (collectively the "Obligations") including but not limited to (1) the Deed Trust described herein; and (2) all subsequent modifications thereof. Questions concerning the sale may be the undersigned attorney, Jacob Hyde at 100 E. Whitestone Blvd., Ste. 148-299, Cedar Park, TX 78613, Tel: (512) 992-8591, email: jacob.hyde.law@gmail.com Default and Request to Act: Default has‘6ccurred under the Deed of Trust or Note secured thereby, and the holder requested me, as Substitute Trustee, to conduct this sale. DATED March 16, 2026 k, TX 78613 992-8591 dé.law@gmail.com Page 2 0: Notice of Substitute Trustee? le