TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6080 FILED 8/20/2026 8:56:03 AM C&M No 1486/ FILE NOS NOTICE QE:TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE eS TRUSTEE Assert and pretect yo ghts as a member of the armed forces of the United States If you are or your spotise is Serving on active military duty, cluding active military duty as a member of the nal Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately Sender 1s Codilis & Moody, P C , 20405State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated October 15, 2021 and recorded under Clerk's File No RP-2021-605336, in the real property records of HARRIS County Texas, with Elsa Laura Ramurez, an unmarried person as Grantor(s) and Mortgage Electrome Registration Systems Inc as bene! , as nominee for Paramount Residential Mortgage Group, Inc , its successors and assigns as Onginal Mortgage: ed person securing payment of the indebtedness m the tion therem described including but not limited to the 1ons of the promissory note (the “Note ’) executed by Elsa ‘oup, Inc 1s the current mortgagee (the “Mortgagee”) of the Deed of Trust executed by Elsa Laura original principal amount of $171 promissory note and all modifications, Laura Ramirez Paramount Residential Mi Note and Deed of Trust or Contract Lien rigagee by virtue of a servicing agreement with the Property Code 51 0025, the Mortgage Servicer 1s g foreclosure of the property securing the above ervicer’for the Mortgagee Cenlar FSB, 1s representing the ig, NJ 08618 The Mortgage Servicer 1s authorized to represent the Mortgagee Pursuant to the Servicing Agreement and authorized to collect the debt and to referenced loan Cenlar FSB 1s acting as the Mortgagee, whose address 1s 425 Phillips Blvd, Legal Description LOT 20, BLOCK 8, KIRKWOOD SUBDIVISI SECTI . A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLA RECORDED IN VOLUME 152, PAGE 13, MAP RECORDS, HARRIS COUNTY, TEXAS SALE INF Date of Sale 11/03/2026 Earhest Time Sale Wull Begin 10 00 AM Location of Sale The place of the sale shall be unty Courthouse, Texas at the following location Magnolia South Ballroom mside the Bayou City Ev e preceding area 1s no longer the designated area, at the area most recently designated by the Coun’ oners Court TERMS OF SALE A default has occurred in the payment of said herem referenced mde! e; same 18 now wholly due and the Mortgagee and/or Mortgage Servicer has requested the hereima: ited Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the p' le m accordance with the terms of said Deed of Trust The Sale will be conducted as a public auction to the highest bidder for cas ortgagee s bid may be by credit against the mdebtedness secured by the hen of the Deed of Trust in Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property m one or more to sell all or only part of the property Pursuant to Section 51 009 of the Texas Property Code, thi pe e sold m “AS IS,” “WHERE IS” condition, without any express or 1mplied warranties, except ‘anties of ttle, if any, provided for under the Deed of Trust. soso KCC Un 2 HARRIS 4884545  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6080 FILED 8/20/2026 8:56:03 AM The sale will be; the earliest time stated above, or within three (3) hours after that tme If the sale 1s set aside haser at the sale shall be entitled only to a return of the funds paid The Purchaser shall have st the Mortgagor, the Mortgagee or the Mortgagee's attorney FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE IS SALE A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL (DING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE THIS INSTRUME! R SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF WHEREAS, in my capac for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51 0076 of the Texas Prope: , | HEREBY APPOINT AND DESIGNATE Jeff Leva, Sandy Dasigenis, Patricia Poston, Megan L Randle, Ebbie Murphy, Steve Leva, Auction com, LLC, or Codils & Moody, PC, as Substitute Trustee The address for the Substitute Trustee for purposes of Section 51 0075(e) of the Texas Property Code 1s Codilis & Moody PC 20405 State Highway 249, Sute 170 Houston, TX 77070 (281) 925-5200 Executed on 08/18/2026 A ‘Will Morphis SBOT No_24131 Posted and filed by Printed Name C&MNo 44-26-01486