TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5539 FILED 7/30/2026 10:21:20 AM ’ FILM CODE NO. 548114 OF THE MAP REC T.S, #: 2026-26035-TX 4 ‘ DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THI NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AG (ORTGAGEE OR MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.007 y-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5H Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct * and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. maf! Date: 10/6/2026 Time: The earliest time the sale will b Place: Harris County Courthouse, Texas, at wing location: 9401 Knight Rd, Houston, TX 77045, THE BAYOU CITY EVENT CENTER, OLIA SOUTH BALLROOM, LOCATED AT 9401 KNIGHT RD, HOUSTON, T: 045, or if the preceding area is no longer the designated area, at the area most recently designat ity Commissioners Court. , or within three (3) hours after that time. 2. Property To Be Sold. LOT NINETY-EIGHT (98), IN BLOCK THREE (3), OF SUNSET RIDGE, SECTION ONE (1), AN ADDITION IN HARRIS COUNTY, TEXAS ACCORDING TO THE MAP OR PLAT THEREOF RECORDED UNDER S COUNTY, TEXAS. (UMBLE, TX 77396 Commonly known as: 11411 MOONLIGH nt to be foreclosed is the Deed of Trust dated 10/8/2020 and recorded in the on 10/9/2020 under County Clerk’s File No RP-2020-484569, in d by Loan Modification recorded as Instrument RP-2022-572654 7/2023 as Instrument RP-2023-281754, and further recorded on corded on 06/26/2025 in Instrument RP-2025-245290 in the Real 3. Instrument to be Foreclosed. The instr office of the County Clerk of Harris County, Book -- and Page -- The subject Deed of Ti and recorded on 12/02/2022, and further r 12/19/2024 as Instrument RP-2024-473329, and furthe: Grantor(s): ez joined herein pro forma by my spouse Juan Carlos Gonzalez- Alvarez . Original Trustee: hebremichael Original Mortgagee: Electronic Registration Systems, Inc., as Beneficiary, as nominee for eliable Lending, LLC., its successors and assigns Current Mortgagee: Free gage Corporation . Mortgage Servicer: Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5539 FILED 7/30/2026 10:21:20 AM Ty 4, D S.#: 2026-26035-TX Terms of: Sale. The sale will be conducted as a public auction to the highest bidder for. cash, subject'to the provisions of the _ eed of Trust permitting the Mortgagee thereunder to have the bid credited to the rote up'to the amount of the unpaid debt secured by. the Deed of Trust at the time of sale, Pursuant to §51.009 of. the Texas Property Code, the property will be sold. in *AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. : : 5, - “trustee’s sale may be required to provide infoitnation, documentation and/or certification as mandated by applicable: federal law, Notice Regarding Federal Reporting Requirements. Please be- advised that the ‘highest bidder (“purchaser”) at this ‘and éntity-and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real’ property to covered ‘transferees on or after 3/1/2026, lf, + applicable, the required information must be provided to tlie trustee before a trustee’s deed: will-be issued for covered transfers. Additional information regarding these ‘regulations and the required transferee information and certifications can be found at https:/Awww.fincen.gov/rre-faqs#D_5 > or — https://www. féderalregister: gov/documents/2024/08/29/2024; 19198/anti-money- : laundering-regulations-for-residential-real- -estate-transfers. . 6. ’ Obligations Secured. The Deed of Trust provides that i it sécures the payment of the indebtedness and obligations déscribed therein (collectively, the “Obligations”), including, but noi limited to: (1) the promissory note. in the original principal amount of $198,341.00, executed by Karyna Montanez joined herein pro forma by my spouse Juan Carlos Gonzalez-Alvarez, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Nations Reliable Lending, LLC., its successors and assigns; (2) all. renewals and-extensions of the note; and (3) any and all present and future indebtedness . of the Trustor(s) to the current holder of the Obligations, secured by the’Deed of Trust. Default has occurred in the payment of » the indebtedness, arid the same is now wholly dué-ard payable. The owner and holder of the Obligations has requested t that the - Substitute Trustee sell the Property to satisfy the indebtedness. ortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mottgagee by virtue of a servicing gagee. Pursuant to the Sefvicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer inister any resulting foreclosure: of the lien securing the Property| referenced above. a i ortgage Corporati . . . * * 11988.EXIT 5.PKWY BLDG4 i” : mo, : . FISHERS IN 46037- 7939 7 a / Phone: (855) 690- 5900 .7 oo . of another state or as a member. of a reserve component of the.armed forces of the United States lease send written foe it . otice of. the active-du militar service to the. sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION . Lee mo ' _ By: : * Dated: , 7/28/2026 Se ’ "Christopher K. Baxter. ” . uo : - , Senior Vice President ” Texas.Bar No. 90001747" - 214 Sth Street, Suite 205 . Huntington Beach, California 92648 | Phone: (888) 403-4115 - Fax: (888) 345-5501 . For sale information visit: https:/Avww.xome:comi or Contact (800) 758-8052