TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4622 FILED 6/25/2026 12:22:17 PM Notice of Substitute Trustee Sale T.S. #: 26-20297 Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 9/1/2026 Time: The sale will begin no earlier than 10:00 AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM Place: Harris County Courthouse in Houston, Texas, at the following location: ORDER DESIGNATING SPACE FOR CONDUCTING PUBLIC SALE OF REAL PROPERTY AT THE GRAND BALLROOM OF THE BAYOU CITY EVENT CENTER LOCATED AT 9401 KNIGHT ROAD IN THE CITY OF HOUSTON RIN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, SEE ATTACHED EXHIBIT “A” PI T TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold = The p: to be gold is Lr follows: Instrument to be Foreclosed — The instrument to be foreclosed is. the Deed of Trust is dat 25 and is recorded in the office of the County Clerk of Harris County, Texas, un aty Clerk’s File No OL recorded on 5/1/2025, of the Real Property Records of Harris County, Texas. Property Address; 11744 PADOK RD HOUSTON Texas 77044 Trustor(s); ERIK VALENCIA Original MORTGAGE ELECTRONI Beneficiary: REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR Cardinal Financial Company, Limited Partnership. ITS SUCCESSORS AND ASSIGNS Current CARDINAL FINANCIAL Loan Servicer: ServiceMac, LLC Beneficiary: © COMPANY, LIMITED PARTNERSHIP Current Auction.com, LLC, Roy Crush, Jeff Leva, Sandy Dasigenis, Steve Leva, Patricia Poston, Substituted Megan L. Randle, Ebbie Murphy, Sabrina Palmer, Jack Palmer, Rick Snoke, Wayne Trustees: Daughtrey, Nicole Durrett, Prestige Default Services, LLC, Agency Sales and Posting LLC, Prestige Posting and Publishing LLC  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4622 FILED 6/25/2026 12:22:17 PM T.S. #: 26-20297 Terms of Sale - The sale will be conducted as a public auction to the highest bidder with funds being made payable to Prestige Default Services, LLC, subject to the provisions of the d itting the beneficiary thereunderto have the bid credited to the note up to the amount of the unpai by the deed of trust at the time of sale, Prospective bidders are strongly urged to examine the app’ records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, tl has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or 5 51.009 of the Texas Property Code, the property will be sold in “as ig, Where is” condition, without any express or implied warranties, except as to the warranties of title (if any) pro the deed of trust. Prospective bidders are advised to conduct an independent investigation of the na’ ical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee re: ie right to set further reasonable conditions for conducting the sale, Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The sale is a non-judicial deed of trust lien and security interest foreclosure sale being conducted pursuant to the power of the sale granted by the deed of trust executed by Erik Valencia, A Single Man. The real property and personal property encumbered by the deed at the sale in accordance with the provisions of the deed of trust and as permitted by sectio Texas Business and Commerce Code. Obligations Secured - The deed of trust provides thi principal amount of $196,377.00, executed by E MORTGAGE ELECTRONIC REGISTRATION SYS’ IC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR Cardinal Financial Company, Limited ICCESSORS AND ASSIGNS; (2) all renewals and extensions of the note; and (3) any and all pre: d future indebtedness of Erik Valencia, A Single Man to ERIK VALENCIA, CARDINAL FINANCIAL C! » A Single Man, and payable to the order of encumbrances, to pay the remaining principal sum of the Deed of Trust, and all of the other a: ‘documents, including, without limitation, all interest, default interest, late charges, advances, atto s er costs and expenses. All checks must be made payable to Prestige Default Services, LLC Questions conceming the sale may'be d he undersigned or to the beneficiary: CARDINAL FINANCIAL , LIMITED PARTNERSHIP c/o ServiceMac, LLC 9726 Old Bailes Road, 200 Fort Mill, South Car 29, (844)-478-2622 S Ss -7882  T.S. #: 26-20297 Dated: _ 06/26/2026 Auction.com, LLC, Roy Crush, Jeff Leva, Sandy Dasigenis, Steve Leva, Patricia Poston, Megan L. Randle, Ebbie Murphy, Sabrina Palmer, Jack Palmer, Rick Snoke, Wayne Daughtrey, Nicole Durrett, Prestige Default Services, LLC, Agency Sales and Posting LLC, Prestige Posting and Publishing LLC Prestige ct st LLC " - 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. 1035 Fax: (949) 427-2732 Sale Line Information: (800) 793-6107 Website: www.auction.com AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4622 FILED 6/25/2026 12:22:17 PM AdOD IWIDI440NN  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4622 FILED 6/25/2026 12:22:17 PM TS. #: 26-20297 Z EXHIBIT “A” GAL DESCRIPTION Being a tract of land contal ‘1 acres (16,424 square feet), situated in the Victor Blanco 5 League Grant, Abstract 2, Harvis County, Texas, aiVof a tract of land conveyed unto Philip Latham and Melissa N.. Latham by deed as recorded under lo. RP-2019-288270 of the Official Public Records of Harris County, Texas, out of a 39.1559 acre tract being Ti of Padok Timber |i, an unrecorded subdwision out of Block °A" and "8" of Lincoln Park Farms Subdivisia ubdivisigin in Harris County, Texas, according to the map or plat thereof . recorded in Volume 549, Page 345 of t! Re of Harris County, Texas. Said 0.3771-acre tract being more particularly described by metes and bow COMMENCING at the northeast comer of THENCE South 89° 43' 34° West, along the 1566.87 s as follow: ", of said Lincoln Park Farms Subdivision; line of said Lincoln Park Farms Subdivision, a distance of feet to the northwest corner of Lot 2 in sald Block THENCE South 00° 19' 27° East, a distance of 83 feet to THENCE North 89° 38' 49” East, a distance of 201. road; THENCE South 19° 41' 47" West, atong the westerly line of said 60.00 feet wide road, a distance of 207.84 feet for an west comer of said Lot 2; toa point in the west fine of a 60.00 foot wide angle paint; THENCE South 00° 21' 27" East, a distance of 640.56 feet st colner of sald 39.1559 acre tract; THENCE North 89° 46° 34" East, along the south line of said 39:1559 tract, a distance of 149.63 feet to a point: ~O a  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4622 FILED 6/25/2026 12:22:17 PM T.S. #: 26-20297 ws THENCE North GO°21' 28” West, @ distance toa point in the centerline of Padok Road (60.00 feet wide} for the southwest corner and POINT OF BEGI sald tract herein described; THENCE continuing North 00° 21' 28" le passing a set 1/2-inch iron rod with cap marked “Survey 1° In the north right-of-way line of sald Padok Road, and continue for a tatal distance of 136.50 feet to a set 1/2- inch Ison fod with cap marked Survey 1” for the north said tract herein described; THENCE North 89° S6' 40" East, at 90.62 feet passing 1/2-inch Iron rod with cap marked “Survey 1° in the west line of said Padok Road, and continue for a distancé of 120.62 feet to a point in the centerline of sald Padok Road for the northeast corner of said tract herein d ed; THENCE South 00° 06' 39” East, along said centerline, a distance of 136.50 feet to the centerline Intersection of the ‘ north/south, east/west lines of said Padok theast comer of said tract herein described; THENCE South 89° 56' 40" West, along the centerline of said Padok Road, a distance of 120.03 feet to the POINT OF BEGINNING and containing 0.3771 acres {1 t), more or less. Parcel ID: 0502050000105 : Commonly Known As: 11744 Padok Rd, Ho! exas AdOD 4