C& M No. 44-26-01328/ FILE NOS NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member ofa reserve component of the armed forces ofthe United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated October 21, 2022 and recorded under Clerk's File No. 2022000155812, in the real property records of COLLIN County Texas, with Shatonia Altovece Towns, an unmarried woman as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Lennar Mortgage, LLC, its successors and assigns as Original Mortgagee. Deed ofTrust executed by Shatonia Altovece Towns, an unmarried woman securing payment ofthe indebtedness in the original principal amount of $343,660.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note ( the " Note") executed by Shatonia Altovece Towns. PennyMac Loan Services, LLC is the current mortgagee ( the " Mortgagee") of the Note and Deed ofTrust or Contract Lien. - Legal Description: LOT 36, IN BLOCK U, ARCADIA FARMS PHASE 7, A SUBDIVISION IN COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN DOCUMENT NO. 2021- 402, OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS. SALE INFORMATION Date ofSale: 10/06/2026 Earliest Time Sale Will Begin: 10:00 AM j2 'i.. cn Location ofSale: The place of the sale shall be: COLLIN County Courthouse, Teas st lie:- following ' V`",„, location: 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the etesignatedcarea, at the area most recently designated by the County Commissioner' s Court 11 TERMS OF SALE v xCD A default has occurred in the payment of said herein referenced indebtedness, and the same is now* holly duezand the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds ofsaid sale in accordance with the terms ofsaid Deed ofTrust. The Sale will be conducted as a public auction to the highest bidder for cash, except thatMortgagee's bid may beby credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the rightto direct the Trustee to sell the property in one ormore parcels and/orto sell all or only part ofthe property. Pursuant to Section 51.009 ofthe Texas Property Code, the Property will be sold in " AS IS," WHERE IS" condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed ofTrust. The sale will begin at the earliest time stated above, or within three( 3) hours after that time. ifthe sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return ofthe funds paid. The Purchaser shall have no furtherrecourseagainstthe Mortgagor,the MortgageeortheMortgagee's attorney. STRICT COMPLIANCE WITH FINCEN RULESAND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE. iiiii fr[ nZ1I1111111 II,L NOT ISSUE WITHOUT I` I II f 44-26-01328 I III E COLLIN 4883748SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Seivleer, and pursuant to Section 51. 0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, Robin Shelton, Auction. com, LLC, or Codilis & Moody, P.C., as Substitute Trustee. The address forthe Substitute Trustee for purposes ofSection 51.0075(e) ofthe Texas Property Code is: Codilis& Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925-5200 Executed on 08/11/2026. s/ Isaac Lewis SBOT No. 24144831 . Attorney at Law Codilis& Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925- 5200 Posted and filed by: Printed Name: C& M No. 44-26-01328