NOTICE OF SUBSTITUTE TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. { o I- CT Matter No.: 148203- TX 211 A. Date: April 6, 2026 z -r County where Real Property is Located: Collin relrn - 1:1 Tt 1 WIFFCrri > x-n ORIGINAL MORTGAGOR: DAVID L. SMITH AND ELLA SMITH, HUSBAND AND N N ORIGINAL MORTGAGEE: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, - INC., AS CO BENEFICIARY, AS NOMINEE FOR DHI MORTGAGE COMPANY LTD., ITS SUCCESSORS AND ASSIGNS CURRENT MORTGAGEE: PennyMac Loan Services, LLC MORTGAGE SERVICER: PcnnyMac Loan Services, LLC DEED OF TRUST DATED 12/9/2015, RECORDING INFORMATION: Recorded on 12/ 10/2015, as Instrument No. 20151210001543660 and later modified by a loan modification agreement recorded as Instrument 20211214002520350 on 12/ 14/2021 and later modified by a loan modification agreement recorded as Instrument 2024000146033 on 11/ 25/ 2024 SUBJECT REAL PROPERTY ( LEGAL DESCRIPTION): LOT 5, BLOCK " B", HIGHLANDS OF' MCKAMY PHASE ONE, A SUBDIVISION IN ROYSE CITY, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 2006, PAGE 282, PLAT RECORDS OF COLLIN COUNTY, TEXAS. NOW, THEREFORE, NOTICE IS HEREBY GIVEN that on 6/2/2026, the foreclosure sale will be conducted in Collin County in the area designated by the Commissioners Court, pursuant to Section 51. 002 ofthe Texas Property Code as the place where the foreclosure sales are to take place. If no place is designated by the Commissioners Court, sale will be conducted at the place where the Notice ofTrustee' s Sale was posted. The trustee' s sale will be conducted no earlier than 10:00 AM, or not later than three ( 3) hours after that time, by one of the Substitute Trustees who will sell, to the highest bidder for cash, subject to the unpaid balance due and owing on any lien indebtedness superior to the Deed ofTrust. PennyMac Loan Services, LLC is acting as the Mortgage Servicer for PennyMac Loan Services, LLC who is the Mortgagee ofthe Note and Deed of Trust associated with the above referenced loan. PennyMac Loan Services, LLC,as Mortgage Servicer, is representing the Mortgagee, whose address is: PennyMac Loan Services, LLC 3043 Townsgate Rd, Suite 200 Westlake Village, CA 91361 The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51. 0025, the Mortgage Servicer is Page 1 of 2 AP NOS/ SOT 08212019 III III 110111111111111 4871218Mattcr No.: 148203- TX authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. WHEREAS, in my capacity as attorney fortheMortgagee and/orIts Mortgage Servicer, and pursuantto Section 51.0076 ofthe Texas Property Code, I HEREBY APPOINT AND DESIGNATE XOME INC.,TEJAS CORPORATE SERVICES LLC,NFPDS-TX LLC, AGENCY SALES AND POSTING, LLC,ALDRIDGE PITE, LLP oreither one ofthem, as Substitute Trustee, to act, either singly orjointly, under and byvirtue ofsaid DeedofTrust and hereby request said Substitute Trustees, orany one ofthem to sell the property in saidDeed of Trust described and as provided therein. The address for the Substitute Trustee as required by Texas Property Code, Section 51.0075(e) is Aldridge Pite, LLP, 3333 Camino Del Rio South, Suite 225, San Diego, CA 92108-0935, Phone:( 866) 931- 0036. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. By: Ho{,Ciy H61-4' i'llIDIA' Hollis Rose Hamilton, Attorney Aldridge Pite, LLP 3333 Camino Del Rio South, Suite 225 San Diego, California 92108 Return to: ALDRIDGE PITE, LLP 3333 Camino Del Rio South, Suite 225 P.O. BOX 17935 SAN DIEGO, CA 92108- 0935 FAX#: 619- 590- 1385 Phone: ( 866) 931- 0036