TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2287 FILED 4/2/2026 10:01:16 AM NOTICE OF TRUSTEE’S SALE DEED OF TRUST INFORMATION: Deed of Trust Date | October 22, 2024 Original Mortgagee | Mortgage Electronic Registration Systems, Inc. ("MERS"), as beneficiary, as nominee for Smartfi Home Loans, LLC, its successors and assigns Recording Instrument #: RP-2024-447068 in Harris Original Trustee Scott R. Valby Information County, Texas Property Address 12215 Chessington Dr., Houston, TX Property County [Hs 77031 MORTGAGE SERVICER INFORMATION: Mortgagee | Mortgage Corporation f/k/a PHH Mortgage Corporation Beneficia Mortgage Corporation Address 100, West Palm Beach, FL 33409 SALE INFORMATION: Date of Sale 05/05/2026 Time of Sale 10:00 AM or no later than 3 hours thereafter Place of Sale Original Principal | $357,000.00 andy Dasigenis, Jeff Leva ‘orSte erzade! or Michael Linke any to act 0 IRDING TO THE MAP ‘OR PLAT THEREOF RECORDED IN VOLUME 184, PAGE 48 OF }- AND/OR PLAT RECORDS OF HARRIS COUNTY, TEXAS. The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Default has occurred under the Deed of Trust and all sums secured by the Deed of Trust were declared immediately due and payable. The Beneficiary has, or caused another to, removed the Original Trustee and appointed Substitute Trustees. On behalf of the Mortgagee, Mortgage Servicer, and Substitute Trustees, the undersigned is providing this Notice of Trustee’s Sale, The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all other matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the Beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Taherzadeh, PLLC Notice of Trustee’s Sale- 281-01322 Page 1  FRCL-2026-2287 FILED 4/2/2026 10:01:16 AM TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS NOTICE OF TRUSTEE’S SALE Pursuant to the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Purchasers will buy the property “at the purchaser's own risk” and “at his/her peril”, and no representation is made concerning the quality of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor's assigns have in property. Pursuant to the Texas Property Code, the Trustee reserves the right to set further reasonable conditions for c the Sale. Any such further conditions shall be announced before bidding is opened for the first Sale of th hel the Trustee or any Substitute Trustee. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another case, the Trustee, or any subsequently appointed Trustee, need not appear at the date, time, and place S id sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any reschedi S le will be reposted and refiled in accordance with the posting and filing requirements of the Té etiy. Code. The reposting or refiling may be after the date originally scheduled for this sale. Interested parties are encouraged to consult counsel of their choice prior to participating in the salé’of the property. The U.S. Financial Crimes Enforcement Network (FinCEN) has implemented a ne i Laundering Rule (the "Rule"), found at 89 FR 70258 and 31 CFR 1031.320. The Rule applies to certain’ ced residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust. More infor- mation regarding the Rule can be found at: https://www.fincen.gov/rre You are encouraged to consult with your own independent legal c affects your transactions. if,you have questions about how the Rule If the property being purchased is residential real pri erty conditional and contingent upon the Purchaser, ser is a legal entity or trust, then the sale is (7) DAYS OF THE DATE OF THE FORE- jon for reporting under the Rule to the law firm that age servicer. The specific information you will be Purchaser hereby agrees that the is the SOLE RIGHT to use its reasonable discretion to determine if the Purchaser has complied e con f sale regarding the Rule. THE PURCHASER HEREBY AGREES HAT THE PURCHASER IS SOLELY RESPONSIBLE FOR ANY PEN- ALTIES A D AND/O JR D FOR OMPLETE AND/OR INACCURATE INFORMATION PRO DED BY PL RCI ER. THE PURCHASER HEREBY AGREES TO INDEMNIFY THE REPORTING PERSON FOR A PENALTIES ARGED.BUE TO THE INACCURACY OF THE REQUIRED INFORMATION OF THE PURCHASER UNDER HE RULE: . . e to ensure compliance with the Rule. IF THE REQUIRED INFORMATION IS NOT FULLY ETEEY PROVIDED BY THE PURCHASER TO THE REPORTING PERSON, BY THE ‘HE FORECLOSURE SALE WILL BE RESCINDED PURSUANT TO TEXAS PROPERTY ELON 51.016. You are advised to contact the law firm that handled the foreclosure as soon as possible in ine the best way to provide the necessary forms and information needed to comply with the Rule. unsure if you can comply with the conditions of sale, including but not limited to the timelines as vided therein, then DO NOT BID. If the sale must be rescinded pursuant to the conditions stated herein, haser hereby agrees that the SOLE and ABSOLUTE remedy for the Purchaser due to the rescission of the foreclosure sale because of the Rule will be the return of the consideration/purchase price paid, MINUS THE REASONABLE AND NECESSARY FEES AND COSTS INCURRED BY THE LAW FIRM FOR RESCIND- ING THE SALE AND RE-FORECLOSURE OF THE PROPERTY. Assert and rotect your ri hts as a member of the armed forces of the United States. If you or your s ervin uw including active military du member of the Texas Taherzadeh, PLLC Notice of Trustee’s Sale- 281-01322 Page 2  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2287 FILED 4/2/2026 10:01:16 AM | NOTICE OF TRUSTEE’S SALE National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. THE SECUR TRUME! IWENTIFIE OTICE O ane PERSON SIGNING THIS NOTICE 1s THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Dated March 31, 2026, /s/ Selim H. Taherzadeh Selim H. Taherzadeh TAHERZADEH, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 Foreclosure@taherzlaw.com P: (469) 729-6800 F: (469) 828-2772 Return to: Taherzadeh, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 PY Se Taherzadeh, PLLC : : Notice of Trustee’s Sale- 281-01322 Page 3