C&M No. 44-26-01857/ FILE NOS NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military du including active military du asa member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated December 11, 2020 and recorded under Clerk's File No. 20201217002273390, in. the real Property records of COLLIN County Texas, with Musfiq M Rahman and, Shela Teklema, Husband and Wife as Community Property as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary; as nominee for Citizens Bank, N.A., A National Banking Association, its successors and assigns as Original Mortgagee. Deed of Trust executed by Musfiq M Rahman and Shela Teklema, Husbafid- and Wife as Community Property securing payment of the indebtedness in the original principal amount of $225,000.00 and obligation therein described including but not limited to the promissory note%and all modifications, renewal and extensions of the promissory note (the “Note”) executed by Musfiq M Rahthan. CITIZENS BANK NA f/k/a RBS CITIZENS NA is the current mortgagee (the “Mortgagee”) of the Note and Deed of Trust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by ‘virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any vresulting foreclosure of the Property securing the above referenced loan. Citizens Bank, N.A. is acting as the Mortgage Servicer for the Mortgagee. Citizens Bank, N.A., is representing the Mortgagee, whose address is: POUBOX 2800, Glen Allen, VA 23058. Legal Description: LOT 22, BLOCK L, PARCEL 1704, PHASE 2, AN ADDITION TO THE CITY OF MCKINNEY, COLLIN COUNTY, TEXAS, ACCORDING:O THE MAP/PLAT THEREOF RECORDED IN CLERK'S NO. 2014- 259, MAP/PLAT RECORDS, GOLLIN COUNTY, TEXAS. SALE INFORMATION Date of Sale: 07/07/2026 Earliest Time Sale Will Begin: 10:00 AM Location of Sale: The place of the sale shall be: COLLIN County Courthouse, Texas at the following location: 2100 Bloomdale Road, McKinney, Texas 75071, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court TERMS OF SALE A default has occurred in the payment of said herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of Trust. The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “AS IS,” “WHERE IS” condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust. seis ONY COLLIN 4874051  The sale will begin at the earliest tim: for any reason, the Purchaser at the s no further recourse against the Mortg € stated above, or within three (3) hours after that time. If the sale is set aside ale shall be entitled only to a return of the funds paid. The Purchaser shall have agor, the Mortgagee or the Mortgagee's attorney. STRICT COMPLIANCE WITH FINCEN RULES AND REGULATI OF THE PROPERTY AT THIS SALE. A FORECLOSURE D SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NEC WITH FINCEN. ONS IS REQUIRED FOR PURCHASE EED WILL NOT ISSUE WITHOUT ESSARY FOR STRICT COMPLIANCE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my Capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Auction.com, LLC, or Codilis & Moody, P.C.,/as Substitute Trustee. The address for the Substitute Trustee for Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 purposes of Section 51 .0075(e) of the Texas Property Code is: galls Executed on 05/05/2026. /s/ Will Morphis SBOT No. 24131905, Attorney at Law Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 92525200 > 28 8 c= = Posted and filed by_ ON N, = = 2 ' Printed Name: CE mad ~y 2 = C&M Nos 44-26-01857 3 Ss a = < oc