Doc# 20260800380 07/13/2026 04:00 PM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk A GK A Wi A A WG-8A~-2e2e-ZBSE NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. Notice of Foreclosure Sale July 13, 2026 Texas Home Equity Security Instrument ("Deed of Trust"): Dated: December 6, 2023 Grantor: Raymundo Galarza Ramos Lender: Firstmark Credit Union Trustee: Nathanael Tarwasokono Recorded in: Document No. 20230228909, Official Public Records of Bexar County, Texas Property: Lot 7, Block 58, New City Block 8634, SOUTH SAN ANTONIO SIXTH FILING, in the City of San Antonio, Bexar County, Texas, according to the plat thereof as recorded in Volume 642, Page 7, Deed and Plat Records of Bexar County, Texas. Secures: Promissory Note ("Note") in the original principal amount of $70,000.00, executed by Raymundo Galarza Ramos ("Borrower") and payable to the order of Lender. Substitute Trustee: Michael Fritz Baird and Morton W. Baird IT 242 W. Sunset, Ste. 201 San Antonio, TX 78209 Foreclosure Sale: Date: Tuesday, August 4, 2026 Time: The sale of the Property will be held between the hours of 10:00 AM. and 4:00 P.M. local time; the earliest time at which the Foreclosure Sale will begin is 10:00 am and not later than three hours thereafter. Place: Outside of the west side of the Bexar County Courthouse which is near the intersection of East Nueva Street and the closed portion of South Main Avenue, San Antonio, Texas 78205, or any other place as mandated by the Commissioner's Court of Bexar County, Texas. Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Beneficiary’s bid may be by credit against the indebtedness Doc# 20260800380 07/13/2026 04:00 PM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk secured by the lien of the Deed of Trust. Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, Beneficiary, the owner and holder of the Note, has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of Beneficiary’s election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with Beneficiary’s rights and remedies under the Deed of Trust and section 9.604(a) of the Texas Business and Commerce Code. Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed of Trust, and applicable Texas law. If Beneficiary passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to al! prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust by Beneficiary. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS," without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO Doc# 20260800380 07/13/2026 04:00 PM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE BENEFICIARY OR MORTGAGE SERVICER. Michael Fritz Baird BairdLaw, PLLC Attorney for Beneficiary 242 W. Sunset, Ste. 201 San Antonio, TX 78209 210-828-5844 FILE INFORMATION Document Number: 20260800380 Date/Time: 7/13/2026 4:00:07 PM Total Pages: 3 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME - CLARK BEXAR COUNTY CLERK Total Fees: $2.00