NOTICE OF TRUSTEE’S SALE DEED OF TRUST INFORMATION: Elias Rivera and Crystal Ann Rivera Credit Union of Texas Instrument #: 2022-0019657 in Kaufman County, Texas 13044 Franklin Ln, Deed of Trust Date | May 14, 2022 Original Principal | $200,000.00 Original Trustee V. Eric Pointer Original Mortgagee Recording Information Property Address Kaufman Credit Union of Texas CUTX, 900 W. Bethany Drive, Atm: Collections Department, Allen, TX 75013 Property County Mortgage Servicer Mortgage Servicer Address Forney, TX 75126 MORTGAGE SERVICER INFORMATION: Current Credit Union of Texas Mortgagee Current Credit Union of Texas Beneficiary Date of Sale | 04/ eo ee Time of Sale Place of Sale The front steps of the Kaufman County Justice Center located at 1902 US Highway 175 in Kaufman County, Texas, or if the preceding area is no longer the designated area, at the area most recently designated by the Kaufman County Commissioner's Court. Substitute Trustees | Randy Daniel, Cindy Daniel, Jim O'Bryant, Brenda Wiggs, Denise Boerner, David Stockman, Donna Stockman, Michelle Schwartz, Taherzadeh, PLLC, Auction.com, Selim Taherzadeh, or Michael Linke, any to act Substitute Trustees’ | 15851 N. Dallas Parkway, Suite 410, Addison, TX 75001 Address PROPERTY INFORMATION: Legal Description as per the Deed of Trust: BEING LOT 1, OF FOUNDERS ADDITION, PHASE I, AN ADDITION TO KAUFMAN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN/ UNDER CABINET 2, ENVELOPE 741, MAP/PLAT RECORDS, KAUFMAN COUNTY, TEXAS. The Mortgage Servicer, if not the Current Mortgage, is representing the Current Mortgagec pursuant to a Mortgage Servicing Agreement. Default has occurred under the Deed of Trust and all sums secured by the Deed of Trust were declared immediately due and payable. The Beneficiary has, or caused another to, removed the Original Trustee and appointed Substitute Trustees. On behalf of the Mortgagee, Mortgage Servicer, and Substitute Trustees, the undersigned is providing this Notice of Trustee's Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all other matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Decd of Trust. The sale shall not cover any part of the property that has been released from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. ooo EEEEEEE=E=E==~==E==_eES= SSS | Taherzadch, PLLC Notice of Trustee's Sale- 165-00134 Page | NOTICE OF TRUSTEE’S SALE Pursuant to the Need of Trust, the Beneficiary has the right to direct the Trustec to scll the property in one or mare parcels and/or to sell all or only part of the property. Pursuant to the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Purchasers will buy the property “at the purchaser’s own risk” and “at his/her peril”, and no representation is made concerning the quality of title to be acquired. Purchasers will receive whatever intcrest Grantor and Grantor's assigns have in the property. Pursuant to the Texas Property Code, the Trustee reserves the right to set further reasunable conditions for conducting the Salc. Any such further conditions shal! be announced before bidding is opened for the first Sale of the day held by the Trustec or any Substitute Trustee. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the Trustee, or any subsequently appointed Trusice, need not appear at the date, time, and place of a scheduled salc to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. Interested parties are encouraged to consult counsel of their choice prior to participating in the sale of the property. A and protect your ri a rmed forces of the United States. If you or your use is serving on active military duty, including active military duty as a membe Texas National Guard or th rd of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. MENT APPOINTS THE SUBS TRUST. LL. DE: BED IN THE SECURI 5 IDENTIFIED IN NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE E SERVICER. Dated February 11, 2026. /s/ Selim H. Tuherzadeh Selim H. Taherzadeh 15851 N. Dallas Parkway Suite 410 Addison, TX 75001 Return to: Taherzadeh, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 Taherzadch, PLLC Notice of Trustee's Sale- 165-00134 Page 2 Filed: 2/10/2026 2:11 PM Rhonda Hughey, District Clark Kaufman County, Texas Kristina Wand CAUSE NUMBER 123012-489 IN RE: ORDER FOR FORECLOSURE § IN THE DISTRICT COURT CONCERNING § § § 13044 FRANKLIN LN. § FORNEY, TX 75126 § : UNDER TEX. R. CHV. PROC. 736 § 489th JUDICIAL DISTRICT OF § Petitioner: § § CREDIT UNION OF TEXAS, § § Respondent § 8 CRYSTAL ANN RIVERA AND ELIAS § KAUFMAN COUNTY, TEXAS RIVERA. § DEFAULT ORDER ALLOWING FORECLOSURE Credit Union of Texas, Petitioner, on behalf of itself, its successors and assigns, has brought before this Court for consideration its Application for Court Order Allowing Foreclosure of a Lien Under Texas Constitution Article XVI, Section 50(a6D) (“Application”). Having considered the evidence presented, the Court finds that: 1) the Application complies with Texas Rules of Civil Procedure (“TRCP”) 736.1; 2) the Application was properly served in accordance with TRCP 736.3; 3) a Respondent did not file a response to the Application by the due date; and 4) the return of service has been on file with the Clerk of the Court for at least 10 days; and 5) Petitioner has established the basis for foreclosure and finds that: DEFAULT ORDER ALLOWING FORECLOSURE 1165-00134 (a) Petitioner is the holder of a Texas Home Equity Note secured by a lien created under Texas Constitution Article XVI, Section 50(a)(6). A debt exists, (b} Installment payments have not been made when due and owing pursuant to the terms of the Note and Deed of Trust. (c) The obligation secured by the lien sought to be foreclosed is in default. (d) The requisite notice to cure the default has been mailed to each person as required under applicable law and the loan agreement, contract, or lien sought to be foreclosed and the opportunity to cure has expired. Before the Application was filed, any other action required under applicable law and the loan agreement, contract, or lien sought to be foreclosed was performed. IT IS THEREFORE ORDERED that: lg Credit Union of Texas, together with its successors and assigns. is hereby authorized to serve Notice of Sale on each Respondent and may proceed with a foreclosure sale in accordance with the security agreement and Texas Property Code Section 51.002 concerning the property with a commonly known mailing address of 13044 Franklin Ln. , Forney. TX 75126 and legal description as described in the Real Property Records of Kaufman County, Texas as follows: BEING LOT 1. OF FOUNDERS ADDITION, PHASE 1. AN ADDITION TO KAUFMAN COUNTY, TEXAS, ACCORDING TO THE. MAP OR PLAT THEREOF RECORDED IN’ UNDER CABINET 2, ENVELOPE 741, MAP/PLAT RECORDS, KAUFMAN COUNTY, TEXAS. Deravcy ORDER ALLOWING FORECLOSURE 165-0013 2. The name and last known address of each Respondent subject to the order are: Crystal Ann Rivera 13044 Franklin Ln. Fomey, TX 75126 Elias Rivera 13044 Franklin Ln. Forney, TX 75126 3; The recording or indexing information of each lien to be foreclosed is as follows: Instrument #: 2022-0019657 in the Real Property Records of Kaufman County, Texas. 4, A conformed copy of an Order Allowing Foreclosure must be. attached to the trustee or substitute trustee's foreclosure deed in accordance with Rule 736,12 of the Texas Rules of Civil Procedure. Ss. Petitioner may communicate with each Respondent and all third parties as reasonably necessary to conduct a foreclosure sale. 6. Notice of Fareclosurc Sale must be mailed to each respondent's counsel by certified mail if a. Respondent is represented by counsel. Signed, this ig day of Ae Dos , 2026. DEFAULT ORDER ALLOWING FORECLOSURE 1653-00134 Return to: Taherzadeh, PLLC 19851 N. Dallas Parkway. Suite 410 Addison. TX 75001 DEEAULE ORDER ALLOWING FORECLOSURE FILED FOR RECORD KAUFMAN 09. 7F YA 2026FEB 12 AM 8:07 LAURA A. HUGHES COUNTY CLERK B¥rss. 7 a TY Ne pt 165-00134