START OF PAGE: 84 NOTICE OF TRUSTEE’S SALE eT tere [Grantor(s) _| Elias Rivera and Crystal Ann Rivera May 14, 2022 Original Mortgagee | Credit Union of Texas penne panel $200,000.00 Recording Instrument #: 2022-0019657 in Kaufman | Original Trustee Information County, Texas | Property Address | 13044 Franklin Ln. , Forney, TX 75126 MORTGAGE SERVICER INFORMATION: Credit Union of Texas ae neers” | Credit Union of Texas (CUTX) Mortyagee Credit Union of Texas Mortgage Servicer Beneficia Address Department, Allen, TX 75013 SALE INFORMATION: a cc eestan ~~ | betel iaeke The front steps of the Kaufman County Justice Center located at 1902 US Highway 175 in Kaufman County. Texas, or if the preceding area is no longer the designated area, at the arca ignated by the Kaufman County Commissioner’s Court. Substitute Trustees | Randy Daniel, Cindy Daniel, Jim O'Bryant, Taherzadeh, PLLC, Auction.com, Selim Taherzadeh, or Michael Linke, any to act Substitute Trustees’ | 15851 N. Dallas Parkway, Suite 410, Addison, TX 75001 Address PROPERTY INFORMATION: Legal Description as per the Deed of Trust: BEING LOT 1, OF FOUNDERS ADDITION, PHASE 1, AN ADDITION TO KAUFMAN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN/ UNDER CABINET 2, ENVELOPE 741, MAP/PLAT RECORDS, KAUFMAN COUNTY, TEXAS. The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement, Default has occurred under the Deed of Trust and all sums secured by the Deed of Trust were declared immediately due and payable, The Beneficiary has, or caused another to, removed the Original Trustee and appointed Substitute Trustees. On behalf of the Mortgagee, Mortgage Servicer, and Substitutc Trustees, the undersigned is providing this Notice of Trustce’s Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale, The sale will be made expressly subject to any tithe matters set forth in the Deed of Trust. but prospective bidders are reminded that by law the sale will necessarily be made subject to all other matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the Beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property, Pursuant to the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warrantics, except as to the warranties of title (if any) provided for under the Deed of Trust. Purchasers will buy the property “at the purchaser’s own risk” and “at his/her peril”, and no representation is made concerning the quality of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property. Taherzadch, PLLC Notice of Trustee's Sule- 165-00134 Page |  START OF PAGE: 85 NOTICE OF TRUSTEE’S SALE Pursuant to the Texas Property Code, the Trustee reserves the mght to set further reasonable conditions for conducting the Sale. Any such further conditions shall be announced before bidding is opened for the first Sale of the day held by the Trustee or any Substitute Trustee, The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day, In that case, the Trustec, or any subsequently appointed Trustee, need not appear at the date, time, and place of a scheduled sale to announce the postponement. withdrawal, or rescheduling, Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale, Interested parties are encouraged to consult counsel of their choice prior to participating in the sale of the property, The U.S, Financial Crimes Enforcement Network (PinCEN) has implemented a new Anti-Money Laundering Rule (the "Rule"), found at 89 FR 70258 and 31 CFR 1031.320, The Rule applies to certain non-financed residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust. More in- formation regarding the Rule can be found at: hitps://www, fincen, gov/rre You are encouraged to consult with your own independent legal counsel if you have questions about how the Rule affects your transactions. If the property being purchased is residential real property and the Purchaser is a legal entity or trust, then the sale is conditional and contingent upon the Purchaser, WITHIN SEVEN (7) DAYS OF THE DATE OF THE FORE- CLOSURE SALE (“Deadline”) providing the required information for reporting under the Rule to the law firm that was handling the foreclosure on behalf of the mortgagee or mortgage servicer. The specific information you will be required to produce can be found at: hups://bsaefiling-sandbox.fincen.vow/forms/RERX pdf Purchaser hereby agrees that the Reporting Person has the SOLE RIGHT to use its reasonable discretion to deter- mine if the Purchaser has complied with the conditions of sale regarding the Rule. THE PU RCHASER HEREBY AGREES THAT THE P URC HASER IS SOLELY RESPONSIBLE FOR ANY PEN- j K -TE_AND/OR INACCURATE INFORMATION PROVIDED BY PURCHASER. R HEREBY AGREES TO INDE) POR PERSON FOR 2 E : TO THE INACCURACY OF ERE! INFORMATION OF THE DER THE RULE, Time is of the essence to ensure compliance with the Rule. IF THE REQUIRED INFORMATION IS NOT FULLY AND COMPLETELY PROVIDED BY THE PURCHASER TO THE REPORTING PERSON, BY THE DEADLINE, THE FORECLOSURE SALE WILL BE RESCINDED PURSUANT TO TEXAS PROP- ERTY CODE SECTION 51.016. You are advised to contact the law firm that handled the foreclosure as soon as possible in order to determine the best way to provide the necessary forms and information necded to comply with the Rule. If you are unsure if you can comply with the conditions of sale, including but not limited to the timelines as provided therein, then DO NOT BID. If the sale must be rescinded pursuant to the conditions stated herein, Purchaser hereby agrees that the SOLE and ABSOLUTE remedy for the Purchaser duc to the rescission of the foreclosure sale because of the Rule will be the return of the consideration/purchase price paid, MINUS ‘THE REASONABLE AND NECESSARY FEES AND COSTS INCURRED BY THE LAW FIRM FOR RE- SCINDING THE SALE AND RE-FORECLOSURE OF THE PROPERTY. rt and protect your rights as a m forces of the United States. If you or your ving on active mili duty, ini active military duty as a me National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the ————————————————=——eeEeEEEEEEEEEEEEEEEEEaa»U“xCxUCOoeee——————F—[—[———L—=_— Taberzadeh, PLLC Notice of Trustee's Sele- 165-00134 Page 2  START OF PAGE: 86 NOTICE OF TRUSTEE’S SALE THis. NSTRUMEN APPOINTS THE SUBSTITUTE TRUSTE IDENTIFIED _T ELL THE E RIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE — ae See THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Dated August 11, 2026, sé Michael Linke Michael Linke TAHERZADEH, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 Foreclosure@taherzlaw.com P: (469) 729-6800 F: (469) 828-2772 Return to: Taherzadeh, PLLC 15851 N. Dallas Parkway, Suite 410 ay Addison, TX 75001 | ‘ Gi vile Seus "7 3 ’ 2 7 PA a 2 a_i errr renee —SS[{]{*_——>—=—{=K=[Tq@]Cq2q[CVC"lUU]{={—====C=VERVDV0(0g0aqqx&2NVx[_T_[—Q~LL~L>LLLh)l6)™S\)S]S][=S=_anannsass aes Taherzadeh, PLLC Notice of Trustee's Sale- 1635-00134 Page 3  START OF PAGE: 87 Filed: 2/10/2026 2:11 PM Hughey, Rhonda District Clerk Kaufman County, Texas Kristina Wand CAUSE NUMBER 123012-489 IN RE: ORDER FOR FORECLOSURE § IN THE DISTRICT COURT CONCERNING § : 13044 FRANKLIN LN. § FORNEY, TX 75126 § : UNDER TEX. R. CIV. PROC. 736 § 489th SUDICIAL DISTRICT OF § Petitioner: § § CREDIT UNION OF TEXAS, § § Respondent § § CRYSTAL ANN RIVERA AND ELIAS § KAUFMAN COUNTY, TEXAS RIVERA, § DEFAULT ORDER ALLOWING FORECLOSURE Credit Union of Texas, Petitioner, on behalf of itself, its successors and assigns, has brought before this Court for consideration its Application for Court Order Allowing Foreclosure of a Lien Under Texas Constitution Article XVI, Section 50(a)(6D) (“Application”). Having considered the evidence presented, the Court finds that: 1) the Application complies with Texas Rules of Civil Procedure (“TRCP”) 736.1; 2) the Application was properly served in accordance with TRCP 736.3; 3) a Respondent did not file a response to the Application by the due date; and 4) the return of service has been on file with the Clerk of the Court for at least 10 days; and $) Petitioner has established the basis for foreclosure and finds that: DerAOLT Orie ALLOWING FORECLOSURE 165-0134  START OF PAGE: 88 (a) Petitioner is the holder of a Texas Home Equity Note secured by a lien created under Texas Constitution Article XVI, Section 50(a)(6). A debt exists. (b) Installment payments haye not been made when due and owing pursuant to the terms of the Note and Deed of Trust, (c) The obligation secured by the lien sought to be foreclosed is in default. (d) The requisite notice to cure the default has been mailed to each person as required under applicable law and the loan agreement, contract, or lien sought to be foreclosed and the opportunity to cure has expired. Before the Application was filed, any other action required under applicable law and the loan agreement, contract, or lien sought to be foreclosed was performed. {1 1S THEREFORE ORDERED that: L. Credit Union of Texas, together with its successors and assigns, is hereby authorized to serve Notice of Sale on each Respondent and may proceed with a foreclosure sale in accordance with the security agreement and Texas Property Code Section 51.002 concerning the property with a commonly known mailing address of 13044 Franklin Ln , Formey, TX 75126 and legal description as described in the Real Property Records of Kaufman County, Texas as follows: BEING LOT 1, OF FOUNDERS ADDITION, PHASE 1, AN ADDITION TO KAUFMAN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN’ UNDER CABINET 2, ENVELOPE 741, MAP/PLAT RECORDS, KAUFMAN COUNTY, TEXAS. DePAULT ORDER ALLOWING FORECLOSURE 16500134  START OF PAGE: 89 2 The name and last known address of each Respondent subject to the order are: Crystal Ann Rivera 13044 Franklin Ln. Forney, TX 75126 Elias Rivera 13044 Franklin Ln. Forney, TX 75126 43 The recording or indexing information of each lien to be foreclosed is as follows: Instrument #: 2022-0019657 in the Real Property Records of Kaufman County, Texas. 4, A conformed copy of an Order Allowing Foreclosure must be attached to the trustee or substitute trustee's foreclosure deed in accordance with Rule 736.12 of the Texas Rules of Civil Procedure. Ss. Petitioner may communicate with each Respondent and all third parties as reasonably necessary to conduct a foreclosure sale. 6. Notice of Foreclosure Sale must be mailed to each respondent's counsel by certified mail if a Respondent is represented by counsel. Signed, this ist day of Ae a) , 2026. DEFAULT ORDER ALLOWING FORECLOSURE 163-0134  START OF PAGE: 90 Return to: Taherzadeh, PLLC 15851 N. Dallas Parkway, Suite 410 Addison. TX 75001 DEPAULT ORDER ALLOWING FORECLOSURE 165-0014 was,