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Foreclosure Notice*
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RECORDING REQUESTED BY:
WHEN RECORDED MAIL TO:
In Source Logic LLC
c/o Trustee Corps
17100 Gillette Avenue
Irvine, CA 92614
(949) 252-8300
TS No TX06000009-22-1 APN 2795-00-001-0040-901
NOTICE OF FORECLOSURE SALE and FILED
2026 APR 23 AM IQ: 27 t/
~~f!J
COUNTY CLERK
!FORT BENO COIJNTV. Tf'XAS
TO No 250461467-TX-RWI
APPOINTMENT OF SUBSTITUTE TRUSTEE
WHEREAS, on April 16, 2018, RALPH E BARNES AND DIXIE BARNES as Grantor/Borrower, executed
and delivered that certain Deed of Trust in favor of JACKIE BIGGS as Trustee, NAVY FEDERAL CREDIT
UNION as original Beneficiary, which Deed of Trust secures the payment of that certain Promissory Note
of even date therewith in the original amount of $160,000.00, payable to the order of NAVY FEDERAL
CREDIT UNION as current Beneficiary, which Deed of Trust recmded on April 17, 2018 as Document No.
2018039623 in Fort Bend County, Texas. Deed of Trust covers all of the real property described therein,
including, but not limited to, all of the following described property, rights and interests {the "Property"), to
wit: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
APN 2795-00-001-0040-901
WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the
indebtedness secured by ar;d described in me Deed of Trust is now wholiy due, and NAVY FEDERAL
CREDIT UNION, the legal holder of such indebtedness and the liens securing same has requested either
one of the Substitute Trustees to sell the Property m accordance \/\1th applicable law and the terms and
provisions of the Deed of Trust. ,/
NOW THEREFORE, NOTICE IS HEREBY GIVEN that on Tuesday, October 6, 2026 at 01:00 PM, no
later than three (3) hours after such time, being the first Tuesday of such month, the Substitute Trustee
will sell the Property at a public venue to the highest bidder for cash. The sale will take place in Fort Bend
County, Texas, at the area designated by the Commissioneris Court for sales of real property under a
power of sale conferred by a Deed of Trusl or other contract lien as fallows: The Fort Bend County Gus
George Academy-Patton Hall, 1521 Eugene Heimann Circle, Richmond TX 77469 or If the
preceding area Is no longer the designated area, at the area most recently designated by the
County Commissioner Court ..
The Deed of Trust may encumber bmh real and pe1sonal pJoperty. Formal notice is hereby given of
NAVY FEDERAL CREDIT UNION's election to proceed against and sell both the real property and any
personal property described in said Deed of Trust in accordance with and NAVY FEDERAL CREDIT
UNION's rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and
commerce Code.
NOTICE IS FURTHER G;VEN, that except to the extent that the Substitute Trustee may bind and obligate
Mortgagors to warrant title the Property under the terms of the Deed of Trust. Pursuant to Section 51.009
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TS No TX06000009·22·1 APN 2795-00-001-0040-901 TO No 250461467-TX-RWI
of the Texas Property Code, the Property will be sold in "as is", "where is" condition. Conveyance of the
Property shall be made without any representations or warranties whatsoever, expressed or implied.
Prospective bidders are strongly urged to examine the applicable property records to determine the
nature and extent of such matters and are advised to conduct an independent investigation of the nature
and physical condition of the Property.
Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in "as Is", "where is"
condition, without any expressed or implied warranties, except as to the warranted.
Effective March 1, 2026, new federal regulations {89 Fed. Reg. 70.258) may impact residential real
property (1-4 residential units) title transfers to covered entities trusts, with reporting requirements unless
exempt. https://www.federalreqisteLgov/documents/2024/08/29/2024-19198/antj-monev-layndering
regu lations-for-reside ntial-real-estate-transfe rs
In accordance with Texas Property Code Section 51.0076, the undersigned attorney or authorized agent
for the mortgage servicer has named and appointed, and by these presents does name and appoint In
source Logic LLC and the named substitute Trustee(s) below, Substitute Trustee to act under and by
virtue of said Deed ofTrust.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE
PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE.
THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE
MORTGAGEE OR MORTGAGE SERVICER.
Starr Meehan, Authorized Signatory
Dated: April 22, 2026 ~ -i/) • ....:a.) ~:'¥ SANDY DASIGEN1S
In Source Logic LLC
Substitute Trustee(s)
Dated:
Certificate of Posting
My name is _____________________________ _
and my address is ___________________________ .
I declare under penalty of perjury that on _____________ I filed and/or recorded
this Notice of Foreclosure Sale at the office of the Fort Bend County Clerk and caused it to be posted at
the location directed by the Fort Bend County Commissioners.
ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED
STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING
ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL
GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED
FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY
MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY.
SALE INFORMATION CAN BE OBTAINED ONLINE AT www.lnsourceloglc.com
FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic LLCAT702-659-7766
FOR REINSTATEMENT/ PAY OFF REQUESTS CONTACT: (600) 567-4735
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. \
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To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under
Tltle U of the United States Code, this notice is for compliance and/or informational purposes only and does
not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a
secured party retains rights under its security Instrument, Including the right to foreclose Its lien.
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EXHIBIT"A"
LOT FOUR (4), IN BLOCK ONE (1), OF L.F. DUSEK SUBDIVISION, A SUBDIVISION IN THE HENRY
SCOTT LEAGUE, A-83, IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT
THEREOF, RECORDED IN VOLUME 312, PAGE 455, OF THE DEED RECORDS OF FORT BEND
COUNTY, TEXAS. r