NOTICE OF SUBSTITUTE TRUSTEE SALE Deed ofTrust Date: Grantor( s)/ Mortgagor( s): 6/24/2003 ANDY BEARDEN AND CANDACE BEARDEN, HUSBAND AND WIFE Original Beneficiary/Mortgagee: Current Beneficiary/ Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Wells Fargo Bank, N.A. MERS") SOLELY AS ANOMINEE FORWR STARKEY MORTGAGE, L.L.P., ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: 5455 COLLIN Page: 006049 Instrument No: 2003-0130192 Mortgage Servicer: Mortgage Servicer' s Address: Wells Fargo Bank, N.A. isrepresenting theCurrentBeneficiary/Mortgagee 1000 Blue Gentian Rd., under a servicing agreementwith the Current Beneficiary/Mortgagee. Eagan, MN 55121 Date ofSale: 11/3/2026 Earliest Time Sale Will Begin: 10:00 AM Place ofSale ofProperty: Collin County Courthouse, 2100 Bloomdale Road, McKinney, TX 75071 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'SCOURT, PURSUANT TO SECTION 51.002 OFTHE TEXAS PROPERTY CODE. Legal Description: LOT 5, BLOCK A, OF RUSSELL CREEK PHASE III, AN ADDITION TO THE CITY OF PLANO, COLLIN COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME F, PAGE 532, OF TIME MAP RECORDS OFCOLLIN COUNTY, TEXAS. In accordance with TEX. PROP. CODE§ 51. 0076 and the Deed ofTrust referenced above, the undersigned as attorney for Mortgagee orMortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC, Payton I-Ireha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele 1-Ireha or Carol Dunmon, Cole Patton, Myra l-iomayoun, Thuy Frazier, McCarthy& Holthus, LLP, as Substitute Trustee, who shall hereafter exerciseall powers and duties set aside to the said original Trustee under theresaid Deed ofTrust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution ofremedies set aside tothebeneficiary therein The Substitute Trustee will sell the property by public auction to thehighest bidder for cash at the place and date specified. The sale will begin atthe earliest time statedaboveorwithinthree(3) hoursafterthattime. The Property will be sold" AS IS," without any express or implied warranties, except as to warranties oftitle, and at the purchaser' s own risk, pursuant to the terms of TEX. PROP. CODE§ 51.002and§ 51.009. Prospective bidders areadvised toconduct an independent investigation ofthenature andphysical condition oftheProperty. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale ofthe day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED, IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. TIIE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF TIIE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TOTEX. PROP. CODE§ 51.002(I): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OFTHE ARMED FORCES OF TIIE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBEROFTHETEXASNATIONALORTIIENATIONALGUARDOFANOTHERSTATEORASA MEMBEROFA RESERVE COMPONENTOF THE ARMED FORCES OF TIIE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. a 9jJ0 Dated: 8/25/2026 Dated: tO Printed Name: Thuy Frazier, Attorney Substitute Trustee McCarthy& I-lolthus, LLP c/oAuction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite I060 Plano, TX 75075 Plano, TX 75075 AttorneyYs for Wells FBank,aN.A. rgo1' hU s: //salc s.mcc arthY holthus.cont/ r t„ ocn rn t E I MI File Number: TX-26-132266-POS Loan Type: FHA