FILED FOR RECORD Sep 14 2026, 12:15 p 7 | lo 43 DEED OF TRUST INFORMATION:. Grantor(s Faith Malone Deed of Trust Date | November 5; 2022 .- Original Mortgagee -| Credit Union of Texas Original Principal | $80,001.00 Recording ‘| Instrument #: 157444 in Denton County, | Original Trustee V. Eric Pointer Information Texas 1325 Appaloosa Dr., Aubrey, TX 76227___| Property County” [Denton Property Address MORTGAGE SERVICER INFORMATION: : Credit Union of Texas (CUTX) Current Credit Union of Texas Mortgage Servicer ~ Mortgapee a ‘|: Current Credit Union of Texas Mortgage Servicer | 900 W. Bethany Drive, Attn: Collections . Beneficiar Address ‘Department, Allen, TX 75013 SALE INFORMATION: 7 : Place of Sale The Courtyard area of the Southwest corner of the Denton County courts building in Denton County, Texas, or if the preceding area is no longer the designated area, at the area most recently designated by the Denton County Commissioner’s Court. Substitute Trustees | Payton Hreha,: Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hrcha, Carol Dunmon, Taherzadeh, PLLC, Auction.com, Selim Taherzadeh, or Michael i Linke, any to act oe Substitute Trustees’ | 15851 N. Dallas Parkway, Suite 410, Addison, TX 7500] Address : - PROPERTY INFORMATION: Legal Description as per the Deed of Trust: LOT 22, BLOCK:R, OF SANDBROCK RANCH, PHASE 1A, AN- ADDITION TO DENTON COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN COUNTY CLERK'S FILE NO. 2018-85 OF THE PLAT RECORDS OF DENTON COUNTY, TEXAS. _~ The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage - Servicing Agreement. ; Default has occurred under the Deed of Trust and all sums secured by the Deed of Trust were declared immediately due and payable, The Beneficiary has, or caused another to, removed the Original Trustee and appointed Substitute Trustees. On behalf of the Mortgagee, Mortgage Servicer, and Substitute Trustees, the undersigned is providing this Notice of Trustee's Sale. , . The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. 7 : The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all other matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released from the lien of the Deed of Trust. Prospective bidders Ds are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the Beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Purchasers will buy the property “at the purchaser’s own risk” and “at his/her peril”, and no representation is made concerning the Taherzadch, PLLC Notice of Trustee’s Sale- 165-00153 \ Page I NOTICE OF TRUSTEE’ S SALE quality of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have i in the _ property. Pursuant to the Texas’ Property Code, the Trustee reserves the right to set further reasonable conditions for conducting the Sale. Any such further conditions shall be announced before bidding is opened for the first Sale of the day held by the Trustee or any Substitute Trustee. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the Trustee, or any subsequently appointed Trustee, need not appear at the date, time, and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. Interested parties are encouraged to consult counsel of their choice prior to participating in the sale of the property. The U.S. Financial Crimes Enforcement Network (FinCEN).has implemented a new Anti-Money Laundering Rule _ (the "Rule"'), found at 89 FR 70258 and 31 CFR 1031.320. The Rule applies to certain non-financed residential real © estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust. More j in- formation regarding the Rule can be found at: https: /iwww.fincen. gov/rre You are encouraged to consult with your own independent legal ‘counsel if you have questions about how the Rule affects your transactions. If the property being purchased is residential real property and the Purchaser is a legal entity or trust, then the sale is conditional and contingent upon the Purchaser, WITHIN SEVEN (7). DAYS-OF THE DATE OF THE FORE- CLOSURE SALE (“Deadline”) providing the required information for reporting under the Rule to the law firm that was handling the foreclosure on behalf of the mortgagee or mortgage servicer. The Specific information you will be required to produce can be found at: https://bsaefiling-sandbox.fincen.gov/forms/RERX.pdf Purchaser hereby agrees that the Reporting Person has the SOLE RIGHT to use its s ‘easonable discretion to deter- mine if the Purchaser has complied with the conditions of sale regarding the Rule. THE PURCHASER HEREBY AGREES THAT THE PURCHASER IS SOLELY RESPONSIBLE FOR ANY PEN- ALTIES- ASSESSED AND/OR INCURRED FOR INCOMPLETE AND/OR INACCURATE INFORMATION -PROVIDED BY PURCHASER. ~— ’ THE PURCHASER HEREBY AGREES TO INDEMNIFY THE REPORTING PERSON FOR ANY PENALTIES CHARGED DUE TO THE INACCURACY OF THE REQUIRED INFORMATION OF. THE PURCHASER UN- DER THE RULE, Time is of the essence to ensure compliance with the Rule. IF THE REQUIRED INFORMATION IS NOT FULLY AND COMPLETELY PROVIDED BY THE PURCHASER TO. THE REPORTING PERSON, BY . THE DEADLINE, THE FORECLOSURE SALE WILL BE. RESCINDED PURSUANT TO TEXAS PROP- — ERTY CODE SECTION. 51.016. You are advised to contact the law firm that handled the foreclosure as soon as possible in order to determine the best way.to provide the necessary forms and information needed to comply with . the Rule. If you are unsure if you can comply with the conditions of sale, including but not limited to the timelines as provided therein, then DO NOT BID. If the sale must be rescinded pursuant to. the conditions stated herein, Purchaser hereby agrees that the SOLE and ABSOLUTE remedy for the Purchaser due to the rescission of the foreclosure sale because of the Rule will be the return of the consideration/purchase price paid, MINUS - THE REASONABLE AND NECESSARY FEES AND COSTS INCURRED BY THE LAW FIRM FOR RE- SCINDING THE SALE AND RE-F ORECLOSURE OF THE PROPERTY. : Assert and protect your rights as a member of the armed forces of the United States. If you or your we _-spouse is serving on active military duty, including active military duty-as_ a member of the Texas - National Guard or the National Guard of another state or as a:member of a reserve component of the . Taherzadch, PLLC ; - . Notice of Trustee's Sale- 165-00153 Page 2 NOTICE OF TRUSTEE’S SALE armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. i THIS INSTRUMENT “APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL _ THE. ' PROPERTY DESCRIBED IN_THE SECURITY INSTRUMENT IDENTIFIED IN-THIS NOTICE OF SALE THE. PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF _THE . MORTGAGEE OR MORTGAGE SERVICER. Dated September 10, 2026. /s/ Michael Linke Michael Linke TAHERZADEH, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001. Foreclosure@taherzlaw. com. P: (469) 729-6800 F: (469) 828-2772 Return to: Taherzadeh, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 Taherzadch, PLLC © . Notice of Trustee's Sale- 165-00153 Page 3 FILED: 9/8/2026 9:55 AM - David Trantham - Denton County District Clerk By: Jacquelyn Kubach, Deputy CAUSE NUMBER: 26-0630-431 CREDIT UNION OF TEXAS, § IN THE DISTRICT COURT . § PLAINTIFF, § § VS. § § DENTON COUNTY, TEXAS FAITH MALONEY, ISPC, AND SANDBROCK § ° . RANCH HOMEOWNERS ASSOCIATION, § INC., § § 431st JUDICIAL DISTRICT DEFENDANTS. § , DEFAULT JUDGMENT AGAINST DEFENDANTS On this day came on to be considered Plaintiff's Motion for Default Judgment Against Defendants. The Court, having considered the pleadings, the return of service on file, and the record in this case, finds as follows: 1. Defendants Faith Maloney (“Maloney”) and ISPC were duly and properly , served with citation and a copy of Plaintiff's Original Petition in accordance with the Texas Rules of Civil Procedure. 2. The return of service for Defendants have been on file with the Clerk of the Court for the time required by Rule 107 of the Texas Rules of Civil Procedure. 3. Defendants have failed to file an answer or otherwise appear and has wholly made default. 4. All claims against Sandbrock Ranch Homeowners Association, Inc. have been dismissed. 5. The Court determined it had jurisdiction over the subject matter andthe parties, and no Defendant is protected under the Servicemembers Civil Relief Act. Default Judgment Page 1 of § Copy from re:SearchTX 6. Plaintiff's claims against Defendants are supported by the pleadings and the written instruments on file. 7. Therefore, the Court GRANTS Final Judgment against Defendants. IT IS THEREFORE ORDERED, ADJUDGED, AND DECREED as follows: 1, The Deed of Trust represents a valid lien against real property located at - 1325 Appaloosa Dr., Aubrey, Texas 76227, Denton County, Texas (the “Property”), and more particularly described as: LOT 22, BLOCK R, OF SANDBROCK RANCH, PHASE 1A, AN ADDITION TO DENTON COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT . THEREOF RECORDED IN COUNTY CLERK‘S FILE NO. 2018-85 OF THE PLAT RECORDS OF DENTON COUNTY, TEXAS. 2. Plaintiff is the current owner and holder of the Note and Deed of Trust, the . current beneficiary under the Deed of Trust, and also the current mortgagee for-the Note and Deed of Trust. 3. After allowing all just and lawful offsets, payments, credits, there remains due and owning under the Note as of June 23, 2026, the outstanding balance of 89,892.75, with interest continuing to accrue on the outstanding principal balance at 9.20% per annum, and plus any additional attorneys’ fees and costs as of August 27, 2026 paid for the prosecution of this suit in the amount of $11,346.94, are secured by the lien against | the Property evidenced by the Note and Deed of Trust, and that Plaintiff, or its successors - and assigns, is entitled to foreclose on the Property through the date of judgment. 4. Plaintiff has elected the remedy of nonjudicial foreclosure. Therefore, Credit Union of Texas, or its successors and assigns, is hereby authorized to nonjudicially Default Judgment Page 2 of § Copy from re:SearchTX foreclosure under the power of sale and the terms and conditions found in the deed of . trust pursuant to the Uniform Declaratory Judgment Act with the proceeds of such sale to be applied to the cost of sale and to the amounts now due and to become due under the Note. 5. _ If Credit Union of Texas, or its successors and assigns is the successful ~ purchaser of the Property, a writ of possession shall issue against Defendants, any person with an interest in the property arising from Defendants, or any occupant of the Property in accordance with Tex. R. Civ. P. 310. | , 6. Upon the foreclosure sale of the property located at 1325 Appaloosa Dr., Aubrey, Texas 76227, Denton County, Texas, the UCC Financing Statement recorded as Instrument Number 127000 on January 25, 2022 in the Official Public Records of Denton . County, Texas, claimed by ISPC does not attach to and does not encumber the Property, and any alleged security interest claimed by ISPC in fixtures attached to the Property is extinguished, abandoned, and unenforceable as to the Property. 7. No deficiency of any kind can be sought against Defendants. All relief not expressly granted is denied, 8. This judgment finally disposes of all parties and all claims and is appealable. : 9. The Court orders all writs necessary to enforce this judgment be issued. THE DEFENDANTS ARE HEREBY NOTIFIED that if you are an individual (not a company), your money or property may be protected from being taken to pay this judgment. Find out more by visiting www.texaslawhelp.org/exempt-property. / Siusted- es una persona fisica (y no una compajita), su dinero o propiedad pudieran estar — Default Judgment Page 3 of § ‘Copy from re:SearchTX protegidos de ser embargados como pago de esta deuda decretada en juicio en contra suya. Obtenga mayor informacién. visitando el sitio www.texaslawhelp.org/exempt- property. SIGNED on this day of 2026. 9/8/2026 Default Judgment . Page 4 of 5 Copy from re:SearchTX Approved as to form and substance: By: /s/ Scott H. Crist ScottH. Crist. Texas Bar No. 24057814 sc@taherzlaw.com 15851 N Dallas Parkway, Ste 410 Addison, TX 75001 _ Telephone: (469) 729-6800 Facsimile: (469) 828-2772 Attorneys for Plaintiff . Default Judgment Page 5 of § Copy from re:SearchTX