F, of ( Os | en FOR REcoRp county CLERK cen TON Ep Notice of Substitute Trustee Sale ‘Oly TEX EPury Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 5/5/2026 Time: The sale will begin no earlier than 10:00 AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM Place: Denton County Courthouse in DENTON, Texas, at the following location: Denton County Courts Building, 1450 East McKinney Street, Denton, TX 7620 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: LOT 7, IN BLOCK 10A, OF CROSS OAK RANCH PHASE 3 - TRACT 10A, AN ADDITION TO DENTON COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN COUNTY CLERK'S DOCUMENT NO. 2015-253, PLAT RECORDS OF DENTON COUNTY, TEXAS. Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust is dated 7/9/2020 and is recorded in the office of the County Clerk of Denton County, Texas, under County Clerk’s File No 99591, recorded on 7/10/2020, of the Real Property Records of Denton County, Texas. Property Address: 1325 CHEYENNE DR AUBREY, Texas 76227 Trustor(s): COREY J KOIF, SINGLE MAN Original MORTGAGE ELECTRONIC Beneficiary: REGISTRATION SYSTEMS, INC. (“‘MERS"”), AS BENEFICIARY, AS NOMINEE FOR SFMC LP DBA SERVICE FIRST MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS Current Planet Home Lending, LLC Loan Servicer: Planet Home Lending, LLC Beneficiary: Current Auction.com, LLC, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Substituted Guy Wiggs, Carol Dunmon, Payton Hreha, Janet Pinder, Francesca Ortolani, Mary Trustees: Mancuso, Shelley Ortolani, Michele Hreha, Brandy Bacon, Jamie Dworsky, Rick Snoke, Angela Cooper, Carol Dunman, Payton Hreha, Jeff Benton, Stockman Foreclosure Services Inc., Prestige Default Services, LLC, Agency Sales and Posting LLC , Prestige Posting and Publishing LLC The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan.  T.S. #: 25-16985 Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash with funds being made payable to Prestige Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The sale is a non-judicial deed of trust lien and security interest foreclosure sale being conducted pursuant to the power of the sale granted by the deed of trust executed by COREY J KOIF, SINGLE MAN. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $219,942.00, executed by COREY J KOIF, SINGLE MAN, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS™), AS BENEFICIARY, AS NOMINEE FOR SFMC LP DBA SERVICE FIRST MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of COREY J KOIF, SINGLE MAN to COREY J KOIF, SINGLE MAN. Planet Home Lending, LLC is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated Joan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses. All checks must be made payable to Prestige Default Services, LLC Questions conceming the sale may be directed to the undersigned or to the beneficiary: Planet Home Lending, LLC 321 Research Parkway Meriden, Connecticut 06450-8301 (855) 884-2250  T.S. #: 25-16985 Dated:__ 3/17/26 Auction.com, LLC, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Guy Wiggs, Carol Dunmon, Payton Hreha, Janet Pinder, Francesca Ortolani, Mary Mancuso, Shelley Ortolani, Michele Hreha, Brandy Bacon, Jamie Dworsky, Rick Snoke, Angela Cooper, Carol Dunman, Payton Hreha, Jeff Benton, Stockman Foreclosure Services Inc., Prestige Default Services, LLC, Agency Gs and Posting z Prestige Posting and Publishing LLC, Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 : Phone: (972) 893-3096 ext. 1035 : © Fax: (949) 427-2732 2 Sale Line Information: (800) 793-6107 Website: www.auction.com AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department