TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5176 FILED 7/14/2026 3:02:53 PM ow Our Case No. 24-03121-FC-2 AP ENT OF SUBSTITUTE TRUSTEE ICE OF TRUSTEE SALE THE STATE OF TEXAS COUNTY OF HARRIS Deed of Trust Date: Property address: September 9, 2014 13630 WINDHAVEN ST HOUSTON, TX 77049 Grantor(s)/Mortgagor(s): TERRANCE PALMER, JOINED HEREIN PRO FORMA BY HIS SPOUSE LATOYA PALMER LEGAL DESCRIPTION: Lot Seventeen (17), Block Tw REPLAT OF HUNTERWOOD VILLAGE, SECTION ONE (1) a subdivision in Harris County, Texas, according to. lat thereof recorded in Volume 292, Page 61 of the Map Records of Harris County, Texas. Original Mortgagee: Earliest Time Sale Will Begin: 10:00 AM MORTGAGE ELECTRONIC REGISTRATION S: INC. ("MERS"), AS BENEFICIARY, AS NOMI. NATIONS RELIABLE LENDING LLC, ITS SUC AND ASSIGNS Current Mortgagee: of Sale: OCTOBER 6, 2026 PENNYMAC LOAN SERVICES, LLC Property County: HARRIS Ori I Trustee: MEWAEL GHEBREMICHAEL Recorded on: December 5, 2014 . Sub: te Trustee: As Clerk’s File No.: 20140545472 c., Tejas Corporate Services, LLC, NFPDS-TX LLC, Mortgage Servicer: ‘rush, Erica Kallaher, Jean Crush, Marinosci Law PENNYMAC LOAN SERVICES, LLC Group P esolve Trustee Services, LLC, Marinosci Law THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) TIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED YX T! E OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZE! F THE MORTGAGEE OR MORTGAGE SERVICER. e provisions therein set out does stead Xome Inc., Tejas Corporate Group PC, Resolve Trustee Services, and duties set aside to the said instruct said Substitute Trustee to The current Mortgagee and/or Mortgage Servicer under said Deed of Trust hereby remove the original trustee and all successor substitute trustees and ‘appoints.4 Services, LLC, NFPDS-TX LLC, Roy Crush, Erica Kallaher, Jean Crush, Ma a LLC, Marinosci Law Group, PC, as Substitute Trustee, who shall hereafter exerci; original trustee under the said Deed of Trust, and, further, does hereby reques conduct and direct the execution of remedies set aside to the Mortgagee therein.  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5176 FILED 7/14/2026 3:02:53 PM WHEREAS, default has occurred’in the payment of said indebtedness, and the same is now wholly due and the owner and holder has requested to sell said property to satisfy said indebtedness NOW, THEREFORE, NOTICE IS HEREBY GIVEN that on TUESDAY, OCTOBER 6, 2026 between ten o’clock AM and four o’clock PM and beginning not earlier than 10:00 AM or not later than three hours thereafter. The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will be conducted at the Bayou City Event Center 9401 Knight Road, Houston TX 77045 as designated by the Commissioners’ Court, of said county pursuant to Section 51.002 of the Texas Property Code as amended; if no area is designated by the Commissioners’ Court, the sale will be conducted in the area immediately adjacent (next) to the location where this notice was posted. PENNYMAC LOAN SERVICES, LLC, who is the Mortgagee and/or Mortgage Servicer of the Note and Deed of Trust associated with the above referenced loan. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property code 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the debt. ACTIVE MILITARY SERVICE NOTICE Assert and protect your rights as a member of the armed forces of the Unites States, If you or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written no’ of the active duty military service to the sender of this notice immediately. OQ: : . c ‘ $ oA - 2D iS i MARINOSCI OUP, P.C. By: THE STATE OF TEXAS COUNTY OF DALLAS 5 hy ime Before me MN, ( C h ( Se , the undersigned officer, on this, the of, '026,.personally appeared SAMMY HOODA, o known to me, who identified herself/himself to be the MANA‘ MARINOSCI LAW GROUP PC, the person and officer whose name is subscribed to the foregoing ins! authorized to do so, acknowledged that (s)he had executed the foregoing instrument as the act of such corporation Te Pp and consideration described and in the capacity stated. 7 Witness my hand and official seal ae (SEAL) A ane Notary Public for the State of TEXAS MICHAEL SCHULZ My Commission Expires: 2-307 ZS Notary ID #135534533 i C h @ / SG. 7) My Commission Expires September 30, 2029 Printed Name and Notary Public Grantor: | PENNYMAC LOAN SERVICES, LLC Return to: MARINOSCI LAW GROUP, P.C. 3043 TOWNSGATE ROAD, #200 MARINOSCI & BAXTER WESTLAKE VILLAGE, CA 91361 16415 Addison Road, Suite 725 Our File No, 24-0312! Addison, TX 75001