2026 - 202600000128 03/12/2026 12:09 PM Page 1 of 4 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TS. #: 2026-21990-TX RTS 267001027 Assert and protect your rights as a member of the armed forces of the United States. If you gfe or'vo is serving on active military duty, including active military duty as a member of the Tex siional Gua 9 the National Guard of another state or as a member of a reserve component of the arme i forces of tie Unite States, please send written notice of the active-duty military service to the sender of shine tice immediatel . date, i .) place: Date, Time, and Place of Sale - The sale is scheduled to be held at the fol}é Date: 5/5/2026 Time: The earliest time the sale will begin is 104 hin three (3) hours after that time. Place: Dallas oe Courthouse, Texa he following location: 600 Commerce St Or if the preceding qj esignated area, at the area most recently designated by the Court, pursuant to section 51.002 of the Texas Property Code. Lot 2, Block A of Caldwell Lakes, 4 Plat thereof recorded in County Als AMBER POE AND JERMAINE POE, WIFE AND HUSBAND. Black, Mann & Graham, LLP. Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for K. Hovnanian American Mortgage, LLC., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  ot 2026 - 202600000128 03/12/2026 12:09 PM Page 2 of 4 T.S. #: 2026-21990-TX The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the referenced property securing the above referenced loan. ‘Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the mortgagee thereunder to have the bid credited to the note up to the amoufitiof the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day sold. reminded that by law the sale will necessarily be made subject to all prior matters of reg6rd_affésting the property, if cs e And extent of such warranties of title (if any) provided for under the deed of tru&s. Phgspective bidders are advised to conduct an independent investigation of the nature and physical conditje g prperty. Pursuant to section 51.0075 of the such further conditions shall be announced before Kidhi is bye fo the first sale of the day held by the trustee or any substitute trustee. Notice to Bidders - Please be advised that the T; information, documentation and/or ceft i pursuant to FinCEN regulations effee March 1, 2026. The required info issued for covered transfers. $e March 1, 2026, even if the fo these regulations and the ire entity or trust bidders at this trustee's sale to provide esting instructions and the data required to be reported ¥ of residential real property to covered transferees on or after eVided to the trustee before a trustee’s deed upon sale will be ions will require reporting if a trustee’s deed is issued on or after Nnducted prior to March 1, 2026. Additional information regarding ransferee information and certifications can be found at e~deed of trust provides that it secures the payment of the indebtedness and obligations sly the “Obligations”) including by not limited to (1) the promissory note in the original PMortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for K. Hovnanian LC., its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Questions concerning the sale may be directed to the undersigned or to the Mortgagee:  v) 2026 - 202600000128 03/12/2026 12:09 PM Page 3 of 4 T.S. #: 2026-21990-TX Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Default and Request to Act - Default has occurred under the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person gefPgtitute trustee to conduct the sale. Dated: 03/12/26 c/o Nestor Solutions, LLC 214 5th Street, Suite 205 Huntington Beach, California 9264 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (80 -8052. SENDER OF THIS NOTICE: © AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 214 5th Street, Suite 205 oe; Huntington Beach, California 9264 LY  2026 - 202600000128 03/12/2026 12:09 PM Page 4 of 4 CAC Ea Instrument Number: 202600000128 Foreclosure Posting Recorded On: March 12, 2026 12:09 PM Number of Page - Total Recording: $2.00 hers d Codie the Sale, Rental or use of the described REAL PROPERTY 3 oO eetoror race is invalid and unenforceable under federal law. File Information: Record and Return To: Document Numbehs STOCKMAN FORECLOSURE SERVICES INC Receipt Number; ) 2450 WHITE SETTLEMENT RD Recorded Date March 12, 2026 12:09 PM User: Chanteon R WEATHERFORD TX 76087 Station: Cc143 STATE OF TEXAS Dallas County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren Dallas County Clerk — Dallas County, TX