T.S.#: 2025- 19547- TX RTS2026-004001 APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENTOF THEMORTGAGEE ORMORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code§ 51.0076,asattorney-in-factfort-heMortgagee orMortgage Servicer, hereby removes the original trustee andany and allsuccessor substitute trustees, andappoints intheir stead:Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees ofTexas, LLC, Resolve Trustee Services, LLC, or any one ofthem, c/o Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred uponthe original trustee undertheDeed ofTrust, andfurtherauthorizes anddirects the Substitute Trustee to conduct and execute the remedies provided tothe beneficiary therein. 1. Date, Time, and Place ofSale. Date: 10/6/2026 Time: The earliesttimethe sale will begin is 10:00AM, orwithin three( 3) hoursafterthattime. Place: Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or if the preceding area is no longer thedesignated area,atthearea mostrecently designated by the County Commissioners Court. 2. Property To Be Sold. LOT 17, BLOCK " X", OF WINCHESTER CROSSING, PHASE 7, AN ADDITION TOTHE CITY OF PRINCETON, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED UNDER CLERK'S DOCUMENT NO. 2022010000318, OFFICIAL PUBLIC RECORDS OF COLLIN COUNTY, TEXAS AND IN PLAT BOOK 2022, PAGES 515-517, OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS. Commonly known as: 1411 COLONIAL BLUFF LN PRINCETON, TX 75407 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 11/ 30/2023 and recorded in the office ofthe County Clerk ofCollin County,Texas, recorded on 12/1/ 2023 underCounty Clerk's File No 2023000137619, in Book— and Page— in the Real Property Records ofCollin County, Texas. Grantor( s): DAVID LYNCH, AN UNMARRIED MAN Original Trustee: ANGELA R HERNANDEZ Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as.Beneficiary, asnominee forDHI MORTGAGE COMPANY, LTD., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation p 3 c-,,--, 1 r—c> Gr3. Ln r-r ' t o .m=.- nr x CO ,—`,., - C-T.S.#: 2025-19547-TX 4. Terms ofSale. The sale will beconducted asapublic auction tothehighest bidder forcash, subject to the provisions ofthe Deed of Trust permitting the Mortgagee thereunder to have the bid credited tothe note up to the amount ofthe unpaid debt secured by the Deed ofTrust at the time ofsale. Pursuant to§ 51.009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition, without any expressor implied warranties, exceptasto the warrantiesoftitle( ifany) provided forunder the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder(" purchaser") at this trustee' ssale may berequired toprovide information, documentation and/orcertification asmandated by applicable federal law, andentityandtrust purchasersshouldbe preparedtoprovide beneficialownership informationasmayberequired by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable,therequired informationmustbeprovided tothe trustee beforea trustee'sdeed will beissued forcovered transfers. Additional information regarding these regulations andthe required transferee information and certifications can befound at https:// www. fincen. gov/rre-fags# D 5 or https:// www.federalregister. gov/documents/ 2024/ 08/29/2024- 19198/anti-money- laundering- regulations- for-residential- real-estate- transfers. 6. Obligations Secured. TheDeed ofTrust provides thatitsecures thepaymentoftheindebtedness andobligations described therein ( collectively, the" Obligations"), including, butnotlimited to:( I) thepromissory note in theoriginal principal amount of$298,193.00, executed by DAVID LYNCH, AN UNMARRIED MAN, and payable to the order ofMortgage Electronic Registration Systems, Inc.,as.Beneficiary, as nominee forDHI MORTGAGE COMPANY, LTD., its successors and assigns; 2) all renewals andextensionsofthenote;and(3) anyandall present andfutureindebtedness ofthe.Trustor(s) tothecurrent holder ofthe Obligations, secured bytheDeed ofTrust. Default hasoccurred in the payment ofthe indebtedness, and thesame is now wholly due and payable. The owner and holder ofthe Obligations has requested thatthe Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage ServicerInformation. TheMortgage Servicer is authorizedtorepresenttheMortgageebyvirtue ofa servicing agreementwith theMortgagee. PursuanttotheServicing Agreement andTexasProperty Code§ 51.0025, theMortgage Servicer is authorizedto collect thedebt and administerany resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: do Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037- 7939 Phone:( 855) 690-5900 Assert and protect your rights asa member ofthe armed forces ofthe United States. Ifyou areoryour spouse isserving on active military duty. including active military duty as a member ofthe Texas National Guard orthe National Guard ofanother state oras a member of a reserve component ofthe armed forces ofthe United States. please send written notice ofthe active-duty military service to thesender ofj,his notice immediately. NESTOR SOLUTIONS, LLC,asattorney-in-factfor FREEDOM MORTGAGE CORPORATION VA' 11' ; 01 By: Dated: 8/31/ 2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-550I For sale information visit: https:// www. xome. com orContact( 800) 758-8052