START OF PAGE: 35 ... T.S. #: 2026-23605-TX . ,,,,.. / FILED FOR RECO~ JJ NO-TIMF5l:¼, P.M: 2.J,v..()--' APR 23 2026 ~~ county Clerk Fort Bend Co, Texas APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE'S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPER1Y DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE JS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE ORMORTGAGESERVJCER. The undersigned, in accordance with Texas Property Code §S 1.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties confem:d upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to condm:t and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 7/7/2026/ Time: The earliest time the sale will begin is 1:00 PM, or within three (3) hours after that time. Place: Fort Bend County Courthouse, Texas,at the following location: THE FORT BEND COUNTY GUS GEORGE ACADEMY-PATTON HALL, 1521 EUGENE HEIMANN CIRCLE,RICHMOND, TX 77469; OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE, or if the preceding area is no longer the designated area,at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT THIRTY-TWO (32), IN BLOCK TWO (2), OF WATERSIDE VILLAGE, SEC. 2, A SUBDIVISION IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN SLIDE NO. 2304/B, OF THE PLAT RECORDS OF FORT BEND COUNTY, TEXAS. Commonly known as: 1415 SAND LAKE LN RICHMOND, TX 77407 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 12/30/2021 and recorded in the office of the County Clerk of Fort Bend County, Texas, recorded on 1/6/2022 under County Clerk's File No 2022003142, ii Book-and Page -Along with Correction Instrument recorded on O 1/12/2023 as Instrument No. 2023003619, and CmTectim Instrument recorded on 8/12/2025 as Instrument No. 2025082393, in the Real Property Records of Fort Bend County, Texas. Grantor(s): Original Trustee: Original Mortgagee: Current Mortgagee: Mortgage Servicer: Rodrigo Ferreira, A Single Man Thomas E. Black Jr Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns. Freedom Mortgage Corporation Freedom Mortgage Corporation START OF PAGE: 36 .,. T.S. #; 2026-23605-TX 4, Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions o fthe Deed of Trust pennitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in "AS IS, WHERE IS" condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder ("purchaser") at this trustee's sale may be required to provide infonna tion, documentation and/or certifica lion as mandated by a pplica hie federall aw, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee's deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqs#D _5 or https://www.federalregister.gov/docum en ts/2024/08/29/2024-l 9 l 98/anti-money­ la undering-regulations-for-residential-real-esta le-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures thepaymentofthe indebtedness and obligations described therein (collectively, the "Obligations"), including, but not limited to: (l) the promissory note in the original principal amount of $231,990.00, executed by Rodrigo Ferreira, A Single Man, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns. ; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holderof the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the mme is now wholly due and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofa servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Assert and protect your ri~hts as a member of the armed forces of the United Stntes, If you arc or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military servite to the sender of this notice immediately. Dated: 4/22/2026 NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION B:~ Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052