Notice of Foreclosure Sale 2U2h SEP 14 PH 3: 04 September 14, 2026 STACEY KEMP COUNTY CLERK Deed ofTrust(" Deed ofTrust"): y COLLIN COUNTY. TEXAS BY DEPUTY Dated: February 6, 2024 Grantor: Maria Cervantes Trustee: Charles H. Newman Lender: Latif Mosaedi Namin Recorded in: Instrument No. 2024000019240 of the real property records of Collin County, Texas Legal Description: Lot 15, Block 37, of RIDGEWOOD, SECOND ADDITION, an Addition to the City of Plano, Collin County, Texas, according to the Plat thereof recorded in Volume 5, Page 55, Map Records, Collin County, Texas Property Address: 1428 Ridgecrest Dr, Plano, TX 75074 Secures: Promissory Note (" Note") in the original principal amount of 265,000.00, executed by Maria Cervantes (" Borrower") and payable to the order ofLender Substitute Trustee: Craig C. Lesok Substitute Trustee's Address: 226 Bailey Ave, Ste 101, Fort Worth, TX, 76107 Foreclosure Sale: Date: Tuesday, October 6, 2026 Time: The sale of the Property will be held between the hours of 10:00 A.M. and 4:00 P.M. local time; the earliest time at which the Foreclosure Sale will begin is 1: 00 P.M. and not later than three hours thereafter. Place: The front steps of the Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071 or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court Notice of Foreclosure Sale( Cervantes)- Page 1Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Latif Mosaedi Namin's bid may be by credit against the indebtedness secured by the lien ofthe Deed ofTrust. Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, Latif Mosaedi Namin, the owner and holder ofthe Note, has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given ofLatif Mosaedi Namin's election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with Latif Mosaedi Namin' s rights and remedies under the Deed of Trust and section 9.604( a) ofthe Texas Business and Commerce Code. Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed ofTrust, and applicable Texas law. IfLatifMosaedi Namin passes the Foreclosure Sale, notice ofthe date ofany rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements ofthe Deed ofTrust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance ofdoubt, the Foreclosure Sale will not cover any part ofthe Property that has been released ofpublic record from the lien and/or security interest ofthe Deed ofTrust by Latif Mosaedi Namin. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent ofsuch matters, ifany. Pursuant to section 51. 009 of the Texas Property Code, the Property will be sold " AS IS," without any expressed or implied warranties, except as to the warranties ( if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation ofthe nature and physical condition ofthe Property. Pursuant to section 51. 0075( a) of the Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or Notice of Foreclosure Sale( Cervantes)- Page 2the National Guard of another state or as a member ofa reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Craig C. Lesok Attorney for Mortgagee SBOT No. 24027446 Craig C. Lesok 226 Bailey Ave, Ste 101 Fort Worth, TX 76107 Telephone ( 817) 882-9991 Telecopier( 817) 882-9993 E-mail: craig@lesoklaw. com Notice of Foreclosure Sale( Cervantes)- Page 3