START OF PAGE: 289 DOCH O128 POSTEL 09/09/2026 DP HiGaM Rosio Renz NOTICE OF FORECLOSURE SALE — |: BRANDGN STETAMAR, COUNTY CLERK SESS’ «—OMORTGONERY COUNTY, TEXAS THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED ‘10 SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: September 8, 2026 Deed of Trust (“Deed of Trust”): Date: April 8, 2022 Grantor: David Pena and Rosamaria Benavidez Trustee: The Owner Finance Company Beneficiary: The Owner Finance Company Recorded As: Doc. No. 2022045491 in the Official Public Records of Montgomery County, Texas Substitute Trustee: Jacob Hyde, Gerald Gonzales, Salvador Vasquez, Cathy Davis, and Ashley-Yvonne Hyde Promissory Note (“Note”): Date: April 8, 2022 Borrower: David Pena and Rosamaria Benavidez Lender: The Owner Finance Company Original Principal Amount: $143,500.00 Property To Be Sold. The property to be sold (the “Property”) is described as follows: BEING A 0.596 ACRE TRACT OF LAND SITUATED IN THE WILLIAM BARKER SURVEY, ABSTRACT NO 82 MONTGOMERY COUNTY, TEXAS, BEING ALL THAT CERTAIN TRACT OF LAND DESCRIBED IN DEED TO ROBERT SMITH AND WIFE, BLANCA CASALLAS, AS RECORDED IN INSTRUMENT NO. = 2013048266, OFFICIAL PUBLIC RECORDS, MONTGOMERY COUNTY TEXAS, AND BEING MORE PARTICULARLY DESCRIBED BY METES AND BOUNDS AS FOLLOWS: BEGINNING AT A 1 INCH IRON PIPE FOUND AT THE COMMON CORNER Page 1 of 3 Notice of Substitute Trustce’s Sale  START OF PAGE: 290 OF SAID SMITH/CASALLAS TRACT, THAT CERTAIN TRACT OF LAND DESCRIBED IN DEED TO E. C. WILKINSON AND WIFE, CLOUDINE E. WILKINSON, AS RECORDED IN INSTRUMENT NO. 8840300, REAL PROPERTY RECORDS, MONTGOMERY COUNTY, TEXAS, THAT CERTAIN TRACT OF LAND DESCRIBED IN DEED TO CLARENCE T. KINARD AND WIFE, WANDA G. KINARD, AS RECORDED IN INSTRUMENT NO. 8847464, SAID REAL PROPERTY RECORDS, AND THAT CERTAIN TRACT OF LAND DESCRIBED IN DEED TO JEAN HENDRICKS, AS RECORDED IN INSTRUMENT NO. 8840306, SAID REAL PROPERTY RECORDS; THENCE SOUTH 03° 33' 00" EAST, A DISTANCE OF 100.23 FEET ALONG THE COMMON LINE OF SAID SMITH/CASALLAS AND HENDRICKS TRACTS TO A POINT FROM WHICH A FENCE POST BEARS NORTH 56° 05' WEST - 1.2 FEET, SAID POINT BEING THE COMMON EAST CORNER OF SAID SMITH/CASALLAS TRACT AND THAT CERTAIN TRACT OF LAND DESCRIBED IN DEED AS TRACT 179 TO CAREY E. CLARK, AS RECORDED IN INSTRUMENT NO. 2015072313, AFORESAID OFFICIAL PUBLIC RECORDS; THENCE NORTH 89° 40' 00" WEST, A DISTANCE OF 262.90 FEET ALONG THE COMMON LINE OF SAID SMITH/CASALLAS AND CLARK TRACTS TO A POINT FROM WHICH A FENCE POST BEARS NORTH 04° 00' WEST - 1.5 FEET, SAID POINT BEING THE COMMON WEST CORNER OF SAID SMITH/CASALLAS AND CLARK TRACTS, AND BEING ON THE EAST LINE OF OAK LEAF LOOP; THENCE NORTH 00° 20' 00" EAST, A DISTANCE OF 100.00 FEET ALONG SAID EAST LINE TO A POINT FROM WHICH A FENCE CORNER BEARS NORTH 74° 05' WEST - 0.4 OF ONE FOOT, SAID POINT BEING THE COMMON WEST CORNER OF SAID SMITH/CASALLAS TRACT AND AFORESAID WILKINSON TRACT; THENCE SOUTH 89° 40' 00" EAST, A DISTANCE OF 256.10 FEET ALONG THE COMMON LINE OF SAID SMITH/CASALLAS AND WILKINSON TRACTS TO THE POINT OF BEGINNING AND CONTAINING 25,949 SQUARE FEET OR 0.596 OF ONE ACRE OF LAND. ALSO BEING KNOWN AS TRACT 178, OF LAKE SPLENDORA, SECTION FOUR (4), AN UNRECORDED SUBDIVISION, which currently has the address of 14606 Oak Leaf Loop, Splendora, Texas 77372 (“Property Address”). Date, Time, and Place of Sale: The sale is scheduled to be held at the following date, time, and place: Date: Tuesday, October 6, 2026 Time: The sale shall begin no earlier than 10:00 a.m. or no later than three hours Page 2 of 3 Notice of Substitute Trustee’s Sale  START OF PAGE: 291 thereafter. Place: Place designated by the Commissioner’s Court of Montgomery County, Texas Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash, “AS IS”. Those desiring to purchase the Property will need to demonstrate their ability to pay cash on the day the Property is sold. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, ifany. Type of Sale: The sale is a non-judicial public foreclosure sale as allowed under the Deed of Trust and the Tex. Property Code § 51.002. Obligations Secured: The Deed of Trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the "Obligations") including but not limited to (1) the Deed of Trust described herein; and (2) all subsequent modifications thereof. Questions conceming the sale may be directed to the undersigned attorney, Jacob Hyde at 100 E. Whitestone Blvd., Ste. 148-299, Cedar Park, TX 78613, Tel: (512) 992-8591, email: jacob.hyde.law@gmail.com Default and Request to Act: Default has occurred under the Deed of Trust or Note secured thereby, and the holder requested me, as Substitute Trustee, to conduct this sale. DATED September 8, 2026 Texas Bar No. 24074464 Salvador Vasquez, Substitute Trustee 100 E. Whitestone Blvd., Ste. 148-299 Cedar Park, TX 78613 Tel: (512) 992-8591 jacob.hyde.law@gmail.com Page 3 of 3 Notice of Substitute Trustee’s Sale