START OF PAGE: 465 i Notice of Substitute Trustee's Sale FILED FOR RECORD NOl-TIM~ SEP 15 2026 Date: September 15, 2026 Substitute Trustee: Gabriel Hanna Haddad ~ ~ County Clerk Fort Bend Co. Texas Substitute Trustee's Address: 5900 Balcones Drive, Suite 100, Austin, Texas 78731 Mortgagee: Virgo Finance Company, LLC Mortgage Servicer: Virgo Finance Company, LLC, 9668 Westheimer Road, Suite 200-707, Houston, Texas 77063 Note: $220,000.00 Promissory Note dated November 28, 2023, executed by Stephen A. Sowunmi and Abimbola Margaret Parker, Loan No. 23-11-01301 Deed of Trust Date: November 28, 2023 Grantors: Stephen A. Sowunmi and Abimbola Margaret Parker Mortgagee: Virgo Finance Company, LLC Recording information: 2023115345 Property: LOT TWO (2), IN BLOCK ONE (1 ), OF PROVIDENCE, SECTION TWO (2), A SUBDIVISION IN FORT BEND COUNTY, TEXAS ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN VOLUME 28, PAGE 13 OF THE MAP RECORDS OF FORT BEND COUNTY, TEXAS. Common address: 14822 Charlmont Drive, Houston, Texas 77083. The legal description controls. County: Fort Bend County, Texas Date of Sale: October 6, 2026 Time of Sale: 1 :00pm. The sale will begin at that time or not later than three hours thereafter. Place of Sale: Gus George Law Enforcement Academy -Patton Hall, 1521 Eugene Heimann Circle, Richmond, Texas 77469, in the area designated by the Fort Bend County Commissioners Court, or, if that area is no longer designated, at the area most recently designated by the Commissioners Court. NOTICE OF SUBSTITUTE TRUSTEE'S SALE PAGE I OF4 I START OF PAGE: 466 i Terms of Sale: Public auction to the highest bidder for cash or other immediately available funds acceptable to the Substitute Trustee; Mortgagee may bid by credit against the secured debt under written authority. Full tender is due when the Property is struck off unless a lawful alternative is announced. Default and Authority: The secured indebtedness is in default and remains unpaid. The required default and cure notice was separately deposited, the applicable cure period expired uncured, the debt accelerated, Mortgagee appointed the Substitute Trustee, and Mortgagee directed foreclosure under the Deed of Trust and Texas law. The Property will be sold subject to all matters that survive foreclosure, including taxes, assessments, restrictions, easements, senior liens, and rights of persons in possession. The purchaser takes the Property AS IS, WHERE IS, WITH ALL FAUL TS and without representation or warranty concerning condition, value, occupancy, title, or use, except only any covenant expressly required by the Deed of Trust and included in the trustee's deed. The Substitute Trustee may offer the Property in one or more parcels and may postpone, withdraw, or cancel the sale as permitted by law. A prospective bidder should independently investigate title, liens, taxes, occupancy, boundaries, condition, and permitted use before bidding. TENANT NOTICE: A tenant at the Property may have rights under federal or state law. A purchaser should consult counsel before taking possession or terminating any occupancy. The completed and issued notice must contain no bracketed drafting language, blanks, or unsupported recitals. The signed appointment, certified recording data, mailing proof, and file-stamped posting copy must be retained with the foreclosure file. NOTICE OF SUBSTITUTE TRUSTEE'S SALE PAGE20F4 START OF PAGE: 467 ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF TmS NOTICE IMMEDIATELY. Sender and Substitute Trustee: Gabriel Hanna Haddad, GABRIEL HADDAD LAW FIRM, PLLC, 5900 Balcones Drive, Suite 100, Austin, Texas 78731; 832-319-9499; gbbaddad@ghaddadlaw.com. EXECUTED on August 11, 2026. NOTICE OF SUBSTITUTE TRUSTEE'S SALE Gabriel Hanna Haddad, Substitute Trustee Street address: 5900 Balcones Drive, Suite 100, Austin, Texas 78731 PAOEJ OF4