TS No.: 2026-00190-TX 26-000107-673 Notice of [Substitute] Trustee Sale Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the . National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time and Place of Sale. Date: Time: Place: 04/07/2026 The sale will begin at I 0:00 AM or not later than three hours after that time Dallas County, Texas at the following location: NORTH SIDE OF THE GEORGE ALLEN COURTS BUILDING FACING COMMERCE STREET OR AS DESIGNATED BY THE COUNTY COMMISSIONERS OFFICE PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE OR AS DESIGNATED BY THE COUNTY COMMISSIONERS Property Address: 14853 BELL MANOR COURT, BALCH SPRINGS, TX 75180 2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. Any conveyance of the property is subject to all matters ofrecord affecting the property. 3. Instrument to be Foreclosed: The instrumenno be foreclosed is the Deed of Trust or Contract Lien dated 06/23/2004 and recorded 06/28/2004 in Book 2004 124 Page 04 757 Document 2949717 , real property records of Dallas County, Texas, with AVERIL WALKER AND BARRY WALKER, WIFE AND HUSBAND grantor(s) and HOME LOAN CORPORATION, D/8/A EXPANDED MORTGAGE CREDIT as Lender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. 4. Appointment of Substitute Trustee: In accordance with Texas Property Code Sec. 51.0076, the. undersigned authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed ofTrust. 5. Obligation Secured: Deed of Trust or Contract Lien executed by AVERIL WALKER AND BARRY WALKER, WIFE AND HUSBAND, securing the payment of the indebtedness in the original principal amount of $148,400.00, and obligations therein described including but not limited to the promissory note; and all modifications, renewals and extensions of the promissory note. The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank, N.A., as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Cetdficides-Ser1es-2-0U5':R~is the current· mortgagee of the note and deed of trust or contract lien. A.i.Nfl03 SVllVO ;.!td373 J-it,ln03 N3~HVA\ ·.:1 NHBr 6Z: fl WV 61 83J:9ZOZ Version 1.1 TX NOS 0217 Page I of3 TS No.: 2026-00190-TX 26-000107-673 Notice of [Substitute] Trustee Sale 6. Default: A default has occurred in the payment of indebtedness, and the same is now wholly due, and the owner and holder has requested to sell said property to satisfy said indebtedness. 7. Property to be sold: The property to be sold is described as follows: BEING LOT 21, BLOCK J, SPRING RIDGE PHASE ONE, AN ADDITION TO THE CITY OF BALCH SPRINGS, DALLAS COUNTY, TEXAS, ACCORDING TO THE PLAT RECORDED IN VOLUME 2002212, PAGE 143, MAP RECORDS OF DALLAS COUNTY, TEXAS. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the property referenced above. PHH Mortgage Corporation, as Mortgage Servicer, is representing the current mortgagee, whose address is: C/O PHH Mortgage Corporation PO BOX24605 West Palm Beach, FL 33416-4605 Phone: 877-744-2506 Version 1.1 TX NOS 0217 Page 2 of3 • TS No.: 2026-00190-TX 26-000107-673 Notice of [Substitute] Trustee Sale 9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTETRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: 02/12/2026 ~ Mark Bombick ~ Attorney or Authorized Agent of The Mortgagee or Mortgage Servicer C/0 Power Default Services, Inc. 7730 Market Center Ave, Suite I 00 El Paso, TX 79912 Telephone: 855-427-2204 Fax: 866-960-8298 For additional sale infonnation visit: www.auction.com or (800) 280-2832 POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTORATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Certificate of Posting I am Donna Stockman whose address is c/o AVT Title Services. LLC. 5177 Richmond Avenue, Suite 1230. Houston. TX 77056. I declare under penalty of pe~jury that on 02/19/26 I filed this Notice of Foreclosure Sale at the office of the Dallas County Clerk and caused it tu be posted at the location directed by the Dallas County Commissioners Court. Version 1. I TX NOS 0217 Page 3 of3