i 3 4 NOTICE OF TRUSTEE’SSALE DS (065° DEED OF TRUST INFORMATION: Janoah Piper-Fructus and Zoran Korac, Jr. | Deed of Trust Date | March 5, 2024 Original Mortgagee | Credit Union of Texas Original Principal | $175,000.00 Recording Instrument #: 24875 in Denton County, Original Trustee V. Eric Pointer Information Texas Property Address _| 14916 Riverside Dr., Little Elm, TX 75068 MORTGAGE SERVICER INFORMATION: Credit Union of Texas Mortgage Servicer | Credit Union of Texas Mortgagee Current Credit Union of Texas Mortgage Servicer | 900 W. Bethany Drive, Beneficiary Attn: Collections Department, Allen, TX 75013 can S = OT SALE INFORMATION: we. S&S os Place of Sale The Courtyard area of the Southwest corner of the Denton County courts building in Denton, County, Texas, or if the preceding area is no longer the designated area, at the area most- recently designated by the Denton County Commissioner’s Court. Le Substitute Trustees | Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Tiveha or Carol Dunmon , Taherzadeh, PLLC, Auction.com, Selim Taherzadeh, or Michael: Linke, or Denton any to act a 15851 N. Dallas Parkway, Suite 410, Addison, TX 75001 : Address PROPERTY INFORMATION: Legal Description as per the Deed of Trust: LOT TWENTY-NINE (29), IN BLOCK J, OF FRISCO RANCH PHASE THREE A, AN ADDITION TO THE COUNTY OF DENTON, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN CABINET X, PAGE 81 AND 82, PLAT RECORDS, DENTON COUNTY, TEXAS. The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Default has occurred under the Deed of Trust and all sums secured by the Deed of Trust were declared immediately due and payable. The Beneficiary has, or caused another to, removed the Original Trustee and appointed Substitute Trustees. On behalf of the Mortgagee, Mortgage Servicer, and Substitute Trustees, the undersigned is providing this Notice of Trustee’s Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all other matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the Beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Purchasers will Taherzadeh, PLLC Notice of Trustee's Sale- 165-00161 Page 1  4 q 4 3 : i 3 4 ; 4 : tint sce baci its ete NOTICE OF TRUSTEE’S SALE —————————————————— buy the property “at the purchaser’s own risk” and “at his/her peril”, and no representation is made concerning the quality of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property. Pursuant to the Texas Property Code, the Trustee reserves the right to set further reasonable conditions for conducting the Sale. Any such further conditions shall be announced before bidding is opened for the first Sale of the day held by the Trustee or any Substitute Trustee. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the Trustee, or any subsequently appointed Trustee, need not appear at the date, time, and place of'a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. Interested parties are encouraged to consult counsel of their choice prior to participating in the sale of the property. The U.S. Financial Crimes Enforcement Network (FinCEN) has implemented a new Anti-Money Laundering Rule (the "Rule"), found at 89 FR 70258 and 31 CFR 1031.320. The Rule applies to certain non-financed residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust. More infor- mation regarding the Rule can be found at: hitys//www, fincen,gov/rre ‘You are encouraged to consult with your own independent legal counsel if you have questions about how the Rule affects your transactions. If the property being purchased is residential real property and the Purchaser is a legal entity or trust, then the sale is conditional and contingent upon the Purchaser, WITHIN SEVEN (7) DAYS OF THE DATE OF THE FORE- CLOSURE SALE (“Deadline”) providing the required information for reporting under the Rule to the law firm that was handling the foreclosure on behalf of the mortgagee or mortgage servicer. The specific information you will be required to produce can be found at: THE PURCHASE A Time is of the essence to ensure compliance with the Rule. IF THE REQUIRED INFORMATION IS NOT FULLY AND COMPLETELY PROVIDED BY THE PURCHASER TO THE REPORTING PERSON, BY THE DEADLINE, THE FORECLOSURE SALE WILL BE RESCINDED PURSUANT TO TEXAS PROPERTY CODE SECTION 51.016. You are advised to contact the law firm that handled the foreclosure as soon as possible in order to determine the best way to provide the necessary forms and information needed to comply with the Rule. If you are unsure if you can comply with the conditions of sale, including but not limited to the timelines as provided therein, then DO NOT BID. If the sale must be rescinded pursuant to the conditions stated herein, Purchaser hereby agrees that the SOLE and ABSOLUTE remedy for the Purchaser due to the rescission of the foreclosure sale because of the Rule will be the return of the consideration/purchase price paid, MINUS THE REASONABLE AND NECESSARY FEES AND COSTS INCURRED BY THE LAW FIRM FOR RESCIND- ING THE SALE AND RE-FORECLOSURE OF THE PROPERTY. Teherzadeh, PLLC Notice of Trustee's Sale- 165-00161 Page 2  NOTICE OF TRUSTEE’S SALE Dated March 23, 2026. /s/ Selim H. Taherzadeh Selim H. Taherzadeh TAHERZADEH, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 Foreclosure@taherzlaw.com P: (469) 729-6800 F: (469) 828-2772 Return to: Taherzadeh, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 Taherzadeh, PLLC Notice of Trustee’s Sale- 165-00161 Page 3  FILED: szurzuz 11:24 AM David Trantham Denton County District Clerk By: Rebecca Feller, Deputy CAUSE NUMBER 26-0732-362 IN RE: ORDER FOR FORECLOSURE IN THE DISTRICT COURT CONCERNING 14916 RIVERSIDE DR. LITTLE ELM, TX 75068 UNDER TEX. R. CIV. PROC. 736 362ND JUDICIAL DISTRICT OF Petitioner: CREDIT UNION OF TEXAS, Respondents: ZORAN KORAC, JR. AND JANOAH DENTON COUNTY, TEXAS PIPER-FRUCTUS. QO? LP CLA LN COP UP UN LP CO LN LP UN LP) LN LP LN SN DEFAULT O: L GF U Credit Union of Texas, Petitioner, on behalf of itself, its successors and assigns, has brought before this Court for consideration its Application for Court Order Allowing Foreclosure of a Lien Under Texas Constitution Article XVI, Section 50(a)(6)(D) (“Application”). Having considered the evidence presented, the Court finds that: 1) the Application complies with Texas Rules of Civil Procedure (“TRCP”) 736.1; 2) the Application was properly served in accordance with TRCP 736.3; 3) a Respondent did not file a response to the Application by the due date; and 4) the return of service has been on file with the Clerk of the Court for at least 10 days; and 5) Petitioner has established the basis for foreclosure and finds that: (a) Petitioner is the holder of a Texas Home Equity Line of Credit Agreement DEFAULT ORDER ALLOWING FORECLOSURE - 165-00161  (“Note”) secured by a lien created under Texas Constitution Article XVI, Section 50(a)(6). A debt exists. (b) Installment payments have not been made when due and owing pursuant to the terms of the Note and Deed of Trust. (c) The obligation secured by the lien sought to be foreclosed is in default. (d) The requisite notice to cure the default has been mailed to each person as required under applicable law and the loan agreement, contract, or lien sought to be foreclosed and the opportunity to cure has expired. Before the Application was filed, any other action required under applicable law and the loan agreement, contract, or lien sought to be foreclosed was performed. IT IS THEREFORE ORDERED that: 1 Credit Union of Texas, together with its successors and assigns, is hereby authorized to serve Notice of Sale on each Respondent and may proceed with a foreclosure sale in accordance | 4 i g t 2 4 a i | } ; : \ j with the security agreement and Texas Property Code Section 51.002 concerning the property with a commonly known mailing address of 14916 Riverside Dr., Little Elm, TX 75068 and legal description as described in the Real Property Records of Denton County, Texas as follows: 4 | 4 3 i 4 | LOT TWENTY-NINE (29), IN BLOCK J, OF FRISCO RANCH PHASE THREE A, AN ADDITION TO THE COUNTY OF DENTON, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN CABINET X, PAGE 81 AND 82, PLAT RECORDS, DENTON COUNTY, 4 a i { i 5 ( \ ' g TEXAS. i DEFAULT ORDER ALLOWING FORECLOSURE - 165-00161  2. The name and last known address of each Respondent subject to the order are: Zoran Korac, Jr. 14916 Riverside Dr. Little Elm, TX 75068 Janoah Piper-Fructus 14916 Riverside Dr. Little Elm, TX 75068 3. The recording or indexing information of each lien to be foreclosed is as follows: Instrument #: 24875 in the Real Property Records of Denton County, Texas. 4, A conformed copy of an Order Allowing Foreclosure must be attached to the trustee or substitute trustee’s foreclosure deed in accordance with Rule 736.12 of the Texas Rules of Civil Procedure. 5. Petitioner may communicate with each Respondent and all third parties as reasonably necessary to conduct a foreclosure sale. 6: Notice of Foreclosure Sale must be mailed to Respondent’s counsel by certified mail if a Respondent is represented by counsel. Signed, this day of March 20 , 2026, udge Presiding . DEFAULT ORDER ALLOWING FORECLOSURE - 165-0016  15851 N. Dallas Parkway, Suite 410 Return to: Taherzadeh, PLLC Addison, TX 75001 sewers o:ssineneceneeprernigsH ye thaahyrncneomms enn ntepap usa tmapemcincmt4:uee-maeanpesep u-an,- ne nema nn yeepungenetsteingoenoetasnsang ana geerpmgsase soitggesee merce nicieieentp Dgrauct ORDER ALLOWING FORECLOSURE - 165-00161