NOTICE OF SUBSTITUTE TRUSTEE' S SALE 1 tw,A 10," 207 SEP IFM 12: 3 STATE OF TEXAS STACEY KEMP LOLCOUNTY CLERK COUNTY OF COLLIN L N COITYITEXAS BY: 06•/ OEPUTY WHEREAS, byDeed ofTrust dated November 1, 2022 and recorded atDocument umber 2022000161376, Official Public Records ofCollin County, Texas, Cedric Ponce and Jennifer L. Christilles ( the " Grantors") as grantors conveyed to the Trustee named in the Deed of Trust certain property situated in Collin County, Texas to secure Midwest Regional Bank ( the Lender") as beneficiary, in the payment of a.U.S. Small Business Administration Note ( the Note") dated November 1, 2022 in the original principal amount of$253,000.00 payable by Jen Christilles, Inc., a Texas corporation( the "Borrower") to Lender; and WHEREAS, the Borrower defaulted on the Note, due to the default the maturity date of the Note was accelerated, the balance outstanding on the Note is now due and owing in full, and the Lender desires to invoke the power ofsale provided for in the Deed ofTrust; and WHEREAS, the Lender has appointed James W. Brewer and Daniel Jaso as Substitute Trustees inthe place ofthe original trustee, the appointment being made in the manner authorized by the Deed ofTrust. Mr. Brewer' s contact information is James W. Brewer, Kemp Smith LLP, P.O. Box 2800, El Paso, TX 79999- 2800;( 915) 533- 4424( telephone);( 915) 546-5360( facsimile), james.brewer@kempsmith. com. Mr. Jaso' s contact information is Daniel Jaso, Kemp Smith LLP, P.O. Box 2800, El Paso, TX 79999- 2800; ( 915) 533- 4424; ( 915) 546- 5360 ( facsimile), daniel.jaso@kempsmith. com; and WHEREAS, the Lender has requested that the Substitute Trustees sell the Property including improvements) described in the Deed ofTrust. NOW, THEREFORE, notice is hereby given that on Tuesday, October 6, 2026 between 10:00 a.m. and 1: 00 p.m., Mr. Brewer and/or Mr. Jaso will sell the real property described on Exhibit " A" attached hereto together with all other "Property" as described and defined in the Deed of Trust ( collectively, the " Property"). The sale will begin no earlier than 10:00 a.m., October 6, 2026, and will conclude not later than 1: 00 p.m., October 6, 2026. The sale will take place at the Collin County Administration Building( Southwest Entrance), 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, atthe areamost recently designated by the County Commissioners Court. The sale will be to the highest bidder for cash. The Lender has reserved the right to credit bid all or any portion ofthe indebtedness owing on the Note. The Deed ofTrust may encumber both real and personal property. Formal notice is hereby given of Lender' s election to proceed against both the real property and any personal property described inthe Deed ofTrustin accordance with Lender's rights andremedies under the Deed of Trust and section 9.604(a) ofthe Texas Business and Commerce Code. 4710809. DOCXPursuant to Section 51. 009 ofthe Texas Property Code, the Real Property will be sold" AS IS", without any expressed or implied warranties, except as to the warranties oftitle, and at the purchaser' s own risk. Pursuant to Section 51.0075( a) ofthe Texas Property Code, the Substitute Trustee reserves theright to set furtherreasonable conditions forconducting the foreclosure sale. Any suchfurther conditions shall be announced before bidding is opened for the sale. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. EXECUTED on September 9, 2026. Ja W. Brewer S stitute Trustee 2 1 N. Kansas, Suite 1700 El aso, Texas 7990 91 53.3- 4424 915) 5 - FAX) STATE OF TEXAS COUNTY OF EL PASO This instrument was acknowledged before me on September 9, 2026, by James W. Brewer. 444 1: r- Notary Public, St e ofTexas s OFitie, r3a54o , iaintauo 47I0809.DOCXEXHIBIT A Being Lot 41, in Block 2 ofWYATT NORTH ADDITION, FIRST SECTION, an Addition to the City ofPlano, Collin County, Texas, according to the Map thereof recorded in Volume 3, Page 121, ofthe Map Records of Collin County, Texas. fi 4710809. DOCX