TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-7003 FILED 9/21/2026 2:24:55 PM T.S, #: 2023-07705-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned,.in accordance with Texas Property Code §5 1.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5" Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 11/3/2026 Time: _—‘ The earliest time the sale will begin is 10:00 AM, or within three (3) hours Place: — Harris County Courthouse, Texas, at the following lo THE BAYOU CI VE A IA SOUTH BALLRO! A i : TGN, TX 77045: or if ce area is no long Stated & the most recently dégignated by the Co missioners Court. 6 Be Sol OT 6 HE 'H 1/2 OF LOT 7, IN BLOCK 13, OF OLDE OAKS, SECTION THREE A DIVISION IN'HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED VOLUME 301, PAGE 119, OF THE MAP AND/OR PLAT RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as: 15102 LANTERN CREEK LN HOUSTON, TX 77068 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 3/6/2015 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 3/19/2015 under County Clerk’s File No 20150110837, in Book -- and Page -- The subject Deed of Trust was modified by Loan Modification recorded as Instrument No. RP-2017-85633 and recorded on 03/01/2017; Instrument No. RP-2019-140402 and recorded on 04/08/2019 and Instrument No. RP-2022-107209 and recorded on 03/01/2022 in the Real Property Records of Harris County, Texas. Grantor(s): Phoenix Lacy and Lakasha Sneed Lacy, husband and wife Original Trustee: Calvin C. Mann, Jr. Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-7003 FILED 9/21/2026 2:24:55 PM T.S. #: 2023-07705-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements, Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations descri therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principa of $178,420.00, executed by Phoenix Lacy and Lakasha Sneed Lacy, husband and wife, and payable to the ord Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the paymi the same is now wholly due and payable. The owner and holder of the Obligations has re the Property to satisfy the indebtedness. 7. Mortgage Servicer Information, The Mortgage Servicer is authorize agreement with the Mortgagee. Pursuant to the Servicing Agreement is authorized to collect the debt and administer any resulting for Freedom Mortgage Corporation as Mortgage Servicer, r ents the c ‘agee, whose address is: gagee by virtue of a servicing 1.0025, the Mortgage Servicer c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: 855-690-5900 notice of dire ae NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 9/17/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052