NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on May 24, 2007 a certain Deed of Trust was executed by Leon Henson, as mortgagor(s) (grantor(s)) in favor of James B. Nutter & Company Missouri Corporation, as mortgagee (grantee), and was recorded on June 16, 2011 in Instrument number# 2011057020 in the Office of the Recorder, Fort Bend County, Texas; and WHEREAS the Mortgage was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the Mortgage was assigned to the Secretary of Housing and Urban Development by Corporate Assignment of Deed of Trust executed May 5, 2017, and recorded on May 8, 2017, as Instrument No. 2017049563 in the Official Public Records of Fort Bend County, Texas; and subsequently assigned through a series of recorded assignments, including without limitation the Assignment of Deed of Trust recorded on August 8, 2025, as Instrument No. 2025081045, and the Assignment of Deed of Trust recorded on August 8, 2025, as Instrument No. 2025081046, both in the Official Public Records of Fort Bend County, Texas, by which the Mortgage is now owned and held by the Secretary; and WHEREAS a default has been made in the covenants and conditions of the Mortgage in that payment due on August 28, 2025, was not made and remains wholly unpaid as of the date of this notice, al)d no payment has be_en made sufficient to restore the loan to currency; and WHEREAS the entire 3:ID0unt delinquent as of Aprii 15, 2026, is $197,765.43; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Mortgage to be immediately due and payable. i t ! ~ O:,(") -0 u li 1;2g ::;o = O:S (" ' C..:, r \!~f-} ; m ~:-<~,... -u \ -~ i, <?. ~ ~· w ,n ' -.I NOW THEREFORE, pursuant to powers vested in me by the Single Family Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR Part 27 subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, recorded on July 30, 2025, in # ✓ 20250730000292 notice is hereby given that, on June 2, 2026 at 1 :00pm to 4pm local time, all real and personal property at or used in connection with the following described premises ("Property"), will be sold at public auction to the highest bidder(s): See attached legal description Commonly known as: 1534 Quail Trace Dr., Missouri City, TX 7789 Permanent Parcel Number(s): R95133 The sale will be held in the lobby of The Fort Bend County Gus George Academy-Patton Hall, 1521 Eugene Heimann Circle, Richmond, TX 77469 OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE. The United States Secretary of Housing and Urban Development will bid $201,149.67 plus any additional accrual, fees, costs or charges incurred by the Secretary up to the date of sale. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser(s) will pay, at or before closing, his (their) pro-rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders, except the Secretary, must submit a deposit totaling $20,114.97 in the form of a certified check or cashier's check made out to the United States Secretary of Housing and Urban Development. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $20,114.97 must be presented before the bidding is closed. The deposit is non-refundable. The remainder of the purchase price must be delivered within 3 0 days of the sal_e or at such other time as the Secretary may determine for good cause shown, time being of the essence. Thi_s amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder(s) will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidder(s) will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500, paid in advance. The extension fee shall be paid in the form of a certified or cashier's check made payable to the United States Secretary of Housing and Urban Development. If the high bidder(s) close(s) the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due at closing. If the high bidder(s) is/are unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit, or at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to the Secretary for any costs incurred as a result of such failure, and the Commissioner may, at the direction of the HUD Field Office Representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in tlte mortgagor qr others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure <;ommissioner will issue a Deed to the purchaser(s) upon receipt of the entire 1· purchase price in accordance with the terms of the sale as provided herein. IDJD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upori which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the United States Secretary of Housing and Urban Development, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $201,149.67 as of June 2, 2026, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner's attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. STATE OF FLORIDA ) )SS: COUNTY OF HILLSBOROUGH ) Foreclosure Commissioner Justin· '.':hie, Esq. on behalf of JAMES·B. ALBERTELLI, P.A. HUD Foreclosure Commissioner 6565 N MacArthur Blvd, Suite 470 Irving, TX 75039 Phone:469-804-8457 Fax:469-804-8462 Acknowledgment Before me the undersigned authority, on this day personally appeared Justin Ritchie, known to me ( or proved to me through an identity card or other document) to be the person whose name is subscribed to the foregoing instrument, and acknowledged to me that he executed the same for the purposes and consideration therein expressed. Notary Public My Commission Expires: This Instrument prepared by: Justin Ritchie, Esq. 6565 N·MacArthur Blvd, Suite 470 Irving, TX 75039 Firm # 25-015277 i/~ day of._•~----ia;:,~· i,_· .< __ ___, 2026. LEGAL DESCRIPTION LOT NINE (9), IN BLOCK ONE (1), OF QUAIL GREEN, SECTION ONE (1), A SUBDIVISION IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN VOLUME 24, PAGE 12 OF THE PLAT RECORDS OF FORT BEND COUNTY TEXAS.