TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5538 FILED 7/30/2026 10:21:20 AM T.S, #: 2024-11564-TX APPOINTM. THIS INSTRUMENT AP DESCRIBED IN THE SECUR! THIS NOTICE IS THE AT BSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY IMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING HORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, successor substitute trustees, and appoints in their stead: Nestor Solutions, Cofperate Services, LLC, NFPDS-TX LLC, Agency. Sales and Posting LLC, rustée Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5th 8, as Substitute Trustee, to hereafter exercise all powers and duties st, and further authorizes and directs the Substitute Trustee to conduct The undersigned, in accordance with Texas Pri hereby removes the original trustee an LLC, Auction.com, LLC, Xome I Abstracts/Trustees of Texas, LLC, Resolv Street, Suite 205, Huntington Beach, California 9 conferred upon the original trustee under the Deed o and execute the remedies provided to thedgenefigi 1. Date, Time, and Place of Sale. Date: 9/1/2026 Time: The earliest time the sale Place: Harris County Courthouse, s, at the fc THE BAYOU CITY EVENT CENTER, M. KNIGHT RD, HOUSTON, TX<#704, the area most recently designate 200 AM, or within three (3) hours after that time. wing location: 9401 Knight Rd, Houston, TX 77045, OLIA SOUTH BALLROOM, LOCATED AT 9401 preceding area is no longer the designated area, at commissioners Court. 2. Property To Be Sold. LOT 3, BLOCK 1, LAKEWOOD P. TION 4, A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THE ED UNDER FILM CODE NO. 668193, OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as: 15626 HANOVER BREEZE LA) STON, TX 77044 eed of Trust dated 3/3/2017 and recorded in the 017 under County Clerk’s File No RP-2017-95730, in in Modification recorded as Instrument RP-2020-559504 unty, Texas. - 3. Instrument to be Foreclosed. The instrument to be foreclose: office of the County Clerk of Harris County, Texas, recorded o Book -- and Page -- The subject Deed of Trust was modified by and recorded on 11/16/2020 in the Real Property Records of Harris Grantor(s): MICHAEL HOWARD, AN UNMARRIED MAN Original Trustee: . Allan B, Polunsky Original Mortgagee: Mortgage Electronic Registration Systems, as Beneficiary, as nominee for Academy Mortgage Corporation, its suc: ssigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation O 2  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5538 FILED 7/30/2026 10:21:20 AM T.S. #: 2024-1 1564-TX 4. Terms of Sale. The sale will,be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS JS, WHERE JS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this * trustee’s sale-may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications caf be found at https://www.fincen.. gov/rre-faqs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers, 6,. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described in (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount 519. 00, executed by MICHAEL HOWARD, AN UNMARRIED MAN, and payable to the order of Mortgage Electronic ems, Inc, as Beneficiary, as nominee for Academy Mortgage Corporation, its successors and assigns; (2) all of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder y the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now e. The r and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indeb 7. Mortgage Servicer liformation. rigage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuai the S. Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt ai inist Iting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as ‘gage Servicer, rej its the current mortgagee, whose address-is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 notice of the active-duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in- FREEDOM MORTGAGE CORPORATION _By: Dated: 7/28/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052