NOTICE OF ACCELERATION AND NOTICE OF TRUSTEE' S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty asa member of theTexas National Guard ortheNational Guard ofanotherstate orasamemberof areservecomponent ofthearmed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. DEED OF TRUST INFORMATION: Date: October 24, 2023 Grantor(s): Chantel Perez and Oluwadare O. Osibote, Wife and Husband Original Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Mortgagee: Highland HomeLoans, LLC Original Principal: $ 620,000.00 Recording 2023000123339 Information: Property County: Collin Property: LOT 11, BLOCK T,THE GROVE FRISCO, PHASE 9, ANADDITION TO THE CITY OF FRISCO, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 2022, PAGE 320, OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS. Property Address: 15766 Songbird Street Frisco, TX 75035 MORTGAGE SERVICING INFORMATION: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to aMortgage ServicingAgreement. Current Mortgagee: PITH Asset Services LLC Mortgage Servicer: Onity Mortgage Mortgage Servicer 2001 Bishops Gate Blvd Address: Mail Stop SV01 Mt. Laurel, NJ 08054 SALE INFORMATION: Date of Sale: August 4, 2026 Time of Sale: 10:00AM orwithin three hours thereafter. Place of Sale: Collin County Courthouse, 2100 Bloomdale Road, McKinney, ' X-,75071 a if the preceding area is no longer the designated area, at the area mo-trdently deEgnated, by the County Commissioner' s Court. r 6 1 0/11c Substitute Auction. com, LLC, and Padgett Law Group, any to act r Trustee: C t i W Substitute 546 Silicon Dr., Suite 103, Southlake, TX 76092 Trustee Address: E x' v 4 Ts25(I PLG File Number: 26-008061- 1 1APPOINTMENT OFSUBSTITUTE TRUSTEE: THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SFRVICER. The undersigned is the attorney for the mortgagee and/or mortgage servicer, and in such capacity does hereby remove the original trustee and all successor substitute trustees under the above-described Deed ofTrust and appoints in their place, any to act, those substitute trustees identified in the SALE INFORMATION section of this notice, whose address is do Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092 as Substitute Trustee, who shall hereafter exercise all powers and duties to set aside the said original trustee under said Deed ofTrust, and further does hereby request, authorize, and instruct said Substitute Trustees to conduct anddirect the execution ofremedies set aside to the beneficiary therein. WHEREAS, the above-named Grantor(s) previously conveyed the above-described property in trust to securepayment ofthe Note setforth in the above-described Deed ofTrust; and WHEREAS, a default under the Note and Deed ofTrust was declared, such default was reported to not havebeen cured, and all sums securedby suchDeed ofTrust are declared immediately due andpayable. WHEREAS, the original Trustee and any previously appointed Substitute Trustee under said Deed of Trust has been hereby removed and the herein described Substitute Trustees, have been appointed as Substitute Trustees and authorized by the Mortgage Servicer to enforce the power ofsale granted in the Deed ofTrust; and WHEREAS, the undersigned law firm has been requested to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Substitute Trustees; NOW,THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that: 1. The maturity of the Note is hereby accelerated, and all sums secured by the Deed of Trust are declared to be immediately due and payable. 2. The herein appointed Substitute Trustees, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in the Sale Information section of this notice. The sale will begin within three hours after that time. 3. The Financial Crimes Enforcement Network (" FinCEN"), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting ofcertain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN's website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. 4. This sale shall be subject to any legal impediments to the sale of the Property to any exceptions referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has been released from the lien imposed by the Deed ofTrust. 5. No warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for the particular purpose shall be conveyed at the sale, save and except the Grantor' s warranties specifically authorized by the Grantor in the Deed of Trust. The property shall be sold " AS- IS", purchaser' s will buy the property " at the purchaser' s own risk" and " at his peril" and no representation is made concerning the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor' s assigns have in the property, subject to any liens or interest of any kind that may survive the sale. Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property. 6. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of PLG File Number: 26-008061- 1 2the funds paid. The Purchaser shall have no further recourse against the Mortgagor,the Mortgagee, the Mortgagee' sAttorney, or the duly appointed Substitute Trustee. s/Rachel Donnelly Padgett Law Group CERTIFICATE OF POSTING Jeff Benton My name is and my address is do Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092. I declare under penalty of perjury that on 06/18/26 I filed atthe office ofthe Collin County Clerk to beposted at the Collin County courthouse this notice of sale. Declarant's Name: Jeff Benton 06/18/26 Date: Padgett Law Group 546 Silicon Dr., Suite 103, Southlake, TX 76092 850) 422-2520 18 June 2026 WITNESS MY HAND this day of d¢4.6>it, PLG File Number: 26-008061- 1 3