*VG-705-2026-118132* Document No: 118132 Recorded On: July 14, 2026 02:08 PM Doc-118132 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 Billable Pages: 2 Number of Pages: 3 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 File Information: Document No: Receipt No: Recorded On: Deputy Clerk: Station: Qnustllitigy, 1S) qnvsteltneng,, 56 Ny Jo o \) soo 4, OF “HIOALSS “*Hinnw MM NTY Coy YY Oe Ue nt ye metas * “tw \Y *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. Record and Return To: 118132 LAW OFFICE OF MICHAEL J DALEY PLLC 20260714000272 P.O.BOX 4313 July 14, 2026 02:08 PM original returned to customer Erika Gonzalez MCALLEN TX 78502 CC-ED-KF1016 STATE OF TEXAS COUNTY OF HIDALGO | hereby certify that this Instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. Arturo Guajardo Jr. County Clerk fin - Hidalgo County, Texas Doc-118132 NOTICE OF SUBSTITUTE TRUSTEE’S SALE STATE OF TEXAS § COUNTY OF HIDALGO § WHEREAS, by certain Deed of Trust dated NOVEMBER 14, 2002, executed by JUANA CHAVARRIA, (Grantor, whether one or more") to ROBERT J. HYMEL, JR. ("Trustee") recorded in DOCUMENT #1 1482, Official Records, Hidalgo County, Texas, reference to which is hereby made for all purposes (the "Deed of Trust"), Grantors conveyed to Trustee certain property (the "Property") situated in Hidalgo County, Texas, which Property includes the real property more particularly described as follows: All of Lot Thirty-Eight (38), CAPRI MOBILE HOME SUBDIVISION NO. 3, an Addition to the City of San Juan, Hidalgo County, Texas, according to the map recorded in Volume 27, Page 200-B, Map Records, in the Office of the County Clerk of Hidalgo County, Texas, reference to which is here made for all purposes. together with all improvements located thereon to secure the payment of a certain promissory note (the "Note") dated of even date therewith, executed by Grantor, in the original principal sum of $43,000.00, and made payable to the order of Inter National Bank of McAllen, and VANTAGE BANK TEXAS, a Texas state bank, is the successor in interest, with a street address of 1801 South 2nd Street, McAllen, Texas 78503 (the "Noteholder") and all other indebtedness owed to Noteholder; and WHEREAS, default has occurred in the payments of said Indebtedness and the same is now wholly due, and the owner and holder of said debt has requested the undersigned to sell the herein described property to satisfy said Indebtedness; The Substitute Trustee may be replaced as Substitute Trustee at the election of the Mortgagee at any time prior to the sale in accordance with the terms of the Deed of Trust. The following is the name and street address of the potential future substitute trustees which hereafter may be appointed by the Mortgagee to complete the sale. Until public notice is given of a further change in substitute trustee, the named Substitute Trustee is who should be contacted by any interested party in regard to the sale: Maria Cuellar Gustavo Hinojosa Michael J. Daley 1801 S. 2nd Street 1801 S. 2nd Street 1801 S. 2nd Street, Ste. 370 McAllen, Texas 78503 McAllen, Texas 78503 McAllen, Texas 78503 NOW, THEREFORE, Notice Is Hereby Given That on Tuesday, the 4" day of AUGUST, 2026, at 10:00 a.m., or within three (3) hours thereafter, | wil! sell said real estate at the HIDALGO COUNTY ADMINISTRATIVE BUILDING, LOCATED AT 2802 S. BUSINESS HWY 281, EDINBURG, TEXAS, 78539 (OUTDOOR COVERED AREA ON THE WEST SIDE OF THE BUILDING), [OR SUCH PLACE DESIGNATED FOR FORECLOSURE SALES BY THE COMMISSIONERS COURT], AS THE AREA WHERE SALES OF REAL PROPERTY UNDER TEXAS PROPERTY CODE § 51.002 AND TEXAS CODE § 34.01 WILL TAKE PLACE, said real property to be sold to the highest bidder for cash. SUBJECT TO: a) Mineral reservations of record. b) Oil, Gas and Mineral Leases of record, if any. c) Rules, regulations, rights of way and easements in favor of the water district within which property is located. d) All easements and restrictions of record and all visible easements. e) Ad valorem taxes and other assessments which may be due with respect to the property. f) All matters of record. g) Any and all claims pertaining to the legality of the trustee’s sale. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WITNESS my hand July | } , 2026. MICHAEL J. DALEY, SUBSPATUTE TRUSTEE Doc-118132 (Acknowledgment) State of TEXAS County of HIDALGO This instrument was acknowledged before me on July } / , 2026, by Michael J. Daley, Substitute Trustee. BELISSA RIOS RIVERA My Notary ID # 124414543 Expires July 6, 2027 oe Pugs, ‘ee otary Public, State of Texas in Tat Pee DIDS Mailing address of Substitute Trustee: Michael J. Daley 1801 South 2 Street, Suite 370 McAllen, Texas 78503 (956) 661-9992 Note No. 29543 223-2585