TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6490 FILED 9/8/2026 9:41:09 AM T.S. #: 2026-24673-TX APPOINTMENT OF SUBSTITUTE TRUSTE CE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TR ENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED I TICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT O. ORTGAGEE OR MORTGAGE SERVICER. s attorney-in-fact for the Mortgagee or Mortgage Servicer, 's, and appoints in their stead: Nestor Solutions, DS-TX LLC, Agency Sales and Posting LLC, one of them, c/o Nestor Solutions, LLC, 214 5* istee, to hereafter exercise all powers and duties orizes and directs the Substitute Trustee to conduct The undersigned, in accordance with Texas Property Code §51.0! hereby removes the original trustee and any and all successor s LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC Street; Suite 205, Huntington Beach, California 92648, as conferred upon the original trustee under the Deed of Trust, and execute the remedies provided to the beneficiary therei 1. Date, Time, and Place of Sale. Date: 10/6/2026 Time: The earliest time the sale will begi or within three (3) hours after that time. Place: — Harris County Courthouse, Texas, at the follo location: 9401 Knight Rd, Houston, TX 77045, THE BAYOU CITY EVENT CENFER, MAGNOLIA SOUTH BALLROOM, LOCATED AT 9401 KNIGHT RD, HOUSTON, TX 7 if the preceding area is no longer the designated area, at the area most recently designated Commissioners Court. 2. Property To Be Sold. LOT 34, BLOCK |, REPLAT OF WHEATSTONE VILLAGE COPPERCREEK VILLAGE, SECTION ONE (1), A SUBDIVISION IN HARRIS CQ BY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 336, PAGE 117, OF THE MAP A OR PLAT RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as: 16426 CROSSFIELD E N, TX 77095 eclosed is the Deed of Trust dated 3/8/2024 and recorded in the 3/26/2024 under County Clerk’s File No RP-2024-104941, in f Harris County, Texas. 3. Instrument to be Foreclosed. The instrume office of the County Clerk of Harris County, Tex: Book -- and Page -- in the Real Property Recor Grantor(s): TYISHA N DUNCAN AND DWAYNE A DUNCAN, WIFE AND HUSBAND Original Trustee: Allan B Polunsky Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Guaranteed Rate Affinity, LLC, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freed Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6490 FILED 9/8/2026 9:41:09 AM T.S. #: 2026-24673-TX 4, Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/tre-faqs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- Jaundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $325,498.00, executed by TYISHA N DUNCAN AND DWAYNE A DUNCAN, WIFE AND HUSBAND, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Guaranteed Rate Affinity, LLC, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the ) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the d the same is now wholly due and payable. The owner and holder of the Obligations has requested that the Property to satisfy the indebtedness. is authorized to co the debt and administer resulting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mot i epresents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 notice of the active-duty military service to the sender of this notice immediately. FREEDOM MORTGAGE CORPORATION | NESTOR SOLUTIONS, LLC, as attorney-in-fact for By: Dated: 9/3/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052