le | ov FILED FOR RECORD 3 2 Spe Soro EENIUM PARK PL, PROSPER, TX, 75078 Aug 4 3 2026, 10:22 a APPOINTMENT OF SUBSTITUTE TRUSTEE AND Bt ty pepury NOTICE OF SUBSTITUTE TRUSTEE SALE = THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. APPOINTMENT OF SUBSTITUTE WHEREAS, in my capacity as the attorney for the Mortgagee and/or its TRUSTEE: Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, I hereby name, appoint and designate Jack O'Boyle. Chris Ferguson, Travis Gray, Carol Dunmon, Francesca Ortolani, Mary Mancuso, Shelley Ortolani, Michele Hreha, David Stockman, Guy: Wiggs, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz. Jamie Dworsky, Angela Cooper, Payton Hreha, Jeff Benton. Agency Sales and Posting LLC ., each as Substitute Trustee, to act under and by virtue of said Deed of Trust, including posting and filing the public notice required under Section 51.002 Texas Property Code as amended, and to proceed with a foreclosure of the Deed of Trust lien securing the payment of the Note. SUBSTITUTE TRUSTEE’S c/o JACK O’BOYLE & ASSOCIATES, PLLC, Mailing Address: P.O. Box ADDRESS: 815369, Dallas, Texas 75381; Physical Address: 2727 Lyndon B. Johnson Frwy., Suite 525, Dallas, TX 75234. NOTICE OF SUBSTITUTE WHEREAS, default has occurred in the payment of said herein referenced TRUSTEE SALE: indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of Trust. NOW, THEREFORE, NOTICE IS HEREBY GIVEN that on October.06, 2026... between the hours of 1pm-4pm the Substitute Trustee will sell said real property at the place hereinafter set out and pursuant to the terms herein described. The sale will begin at the earliest time stated above or within three (3) hours after that time. LOCATION OF The place of the sale shall be: The courtyard area of the southwest corner of SALE: the Denton County Courts Bldg, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court in DENTON County, Texas or as designated by the County Commissioners. INSTRUMENT TO 16721 MILLENIUM PARK PL Atl (II KK nt {I il ll BE FORECLOSED: Deed of Trust or Contract Lien dated 03/20/2025 and recorded under Volume, Page or Clerk’s File No. INSTRUMENT NUMBER 30711 in the real property records of Denton County Texas, with ALLEN PAUL, A SINGLE MAN as Grantor(s) and CHAMPIONS FUNDING LLC as Original Mortgagee. OBLIGATIONS Deed of Trust or Contract Lien executed by ALLEN PAUL, A SINGLE MAN SECURED: securing the payment of. the indebtedness in the original principal amount of $487,500.00 and obligations therein described including but not limited to the promissory note and all the modifications, renewals and extensions of the promissory note (the “Note”) executed by ALLEN PAUL. WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST X-A is the current mortgagee (the “Mortgagee”) of the Note and Deed of Trust or Contract Lien. MORTGAGEE: WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST X-A is _ the Mortgagee of the Note. and Deed of Trust associated with the above referenced loan.. WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST X-A‘s address is: WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST :X-A c/o FCI Lender Services Inc 8180 E. Kaiser Blvd Anaheim Hills, CA 92809 LEGAL DESCRIPTION OF BEING LOT 11, IN BLOCK A OF ARTESIA NORTH, PHASE 4 AN PROPERTY TO BE ADDITION TO DENTON COUNTY, TEXAS ACCORDING TO THE PLAT SOLD: THEREOF RECORDED IN CCH2016- 76 PLAT RECORDS DENTON COUNTY, TEXAS TOGETHER WITH CERTIFICATE OF CORRECTION RECORDED IN CC# 2018-102069 REAL PROPERTY RECORDS, DENTON COUNTY, TEXAS (the “Property”) REPORTED PROPERTY 16721 MILLENIUM PARK PL, PROSPER, TX 75078 ADDRESS: TERMS OF SALE: The Substitute Trustee will sell the Property by public auction at the place and date specified herein. Pursuant to Section 51.009 of the Texas Property Code, the property will be sold in "AS IS, WHERE IS" condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property and the 16721 MILLENIUM PARK PL , priority of the lien being foreclosed. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee and/or Mortgage Servicer thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay their bid immediately in cash if their bid is accepted. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released of public record from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the priority, nature and extent of such matters, if any. In the event of a defect or other problem with the foreclosure process is discovered that may invalidate the sale, the consideration paid will be returned to the purchaser as the sole and absolute remedy. In the event of any claim or action brought by any person including the purchaser requiring or resulting in the invalidation of the sale and rescission of the Trustee's Deed or Substitute Trustee's Deed, purchaser's damages resulting therefrom are. limited to the consideration paid to the Trustee or Substitute Trustee and the sole and absolute remedy shall be the return to purchaser of the consideration paid. The purchaser shall have no further recourse against the Trustee, Substitute Trustee, Mortgagee and/or Mortgage Servicer, or its attorney(s). The Deed of Trust permits the Mortgagee and/or Mortgage Servicer to postpone, withdraw, or reschedule the sale for another day. In that case, the Trustee under the Deed of Trust or Substitute Trustee appointed herein need not appear at the date, time and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. ASSERT _ AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES, IF YOU ARE OR YOUR SPOUSE IS.SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR.AS A MEMBER _ OF A_ RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. 16721 MILLENIUM PARK PL = ‘Signed a the IL day of Ave wid ’ 20 Respectfully, JACK O’BOYLE & ASSOCIATES, PLLC | aan Sr ___Jack O’Boyle | SBN: jack@jackoboyle.com.- Travis H. Gray | SBN: 24044965 travis@iackoboyle.com ___Chris Ferguson | SBN: 24069714 chris@jackobovle.com P.O. Box 815369 Dallas, Texas 75381 P: 972.247.0653 | F: 972.247.0642 ATTORNEYS FOR MORTGAGEE AND/OR ITS MORTGAGE SERVICER CERTIFICATE OF POSTING , and my address is c/o 2727 Lyndon B. Johnson Frwy., Suite 525, Dallas, TX 75234. I declare under the penalty of perjury that on I My name is filed at the office of the Denton County Clerk and caused to be posted at the Denton County courthouse (or other designated place) this notice of sale. Signed: Declarant’s Name: Date: 16721 MILLENIUM PARK PL