TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4770 FILED 7/6/2026 11:00:07 AM T.S. #: 2026-25432-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE, THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 s* Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties confetred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 9/1/2026 Time: The earliest time the sale will begin is 10:00 AM, or within three (3) hours after that time. Place: Harris County Courthouse, Texas, at the following location: 9401 Knight Rd sto: V AG IA SOUTH BALLROO! A STON, TX 77048, or if cedifig area is no longeétthe desi st recently ignated by the Cou) migsioners Court. 5 > K 2, EAGL RINGS, SECTION 46, A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN FILM CODE NO. 642286 OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as: 17010 CROCKETT CANYON COURT HUMBLE, TX 77346 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 10/3/2022 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 10/4/2022 under County Clerk’s File No RP-2022-493822, in Book -- and Page -- in the Real Property Records of Harris County, Texas. £ Grantor(s): Christopher D Gilbert and Sharee A Gilbert, husband and wife Original Trustee: Thomas E. Black Jr. Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4770 FILED 7/6/2026 11:00:07 AM T.S. #: 2026-25432-TX 4, Terms of Sale. The sale will be condtéted as a public auction to the highest bidder for cash; subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time g rsuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without a implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. its. Please be advised that the highest bidder (“purchaser”) at this mentation and/or certification as mandated by applicable federal law, ide beneficial ownership information as may be required by federal reporting requirements effective for transfel sidential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these reg! required transferee information and certifications can be found at https://www.fincen.gov/rre-faqgs#D_5 or deralregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-est: 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $328,932.00, executed by Christopher D Gilbert and Sharee A Gilbert, husband and wife, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns; (2) all renewals aniextensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obfigations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is n lue and payable. The owner and holder of the Obligations has” requested that the Substitute Trustee sell the Pro, the indebtedness. 7. Mortgage Servicer Information. The Mortgage, fis authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Se! ing Agi ement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer ai ereclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represcfts the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 of another state or as a member of a reserve compone notice of the active-duty military service to the send NESTOR'SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION Dated: 7/2/2026 i er K. Baxter eet, Suite 205 Hunti ch, California 92648 PI -4115 Fax: (888) 345-5501 For sale information visit: https://w or Contact (800) 758-8052