J T.S.#: 2026-24413- TX RTS 2176 APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY ORAUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER Theundersigned, inaccordance withTexas Property Code§ 51.0076, asattorney-in-factforthe Mortgagee orMortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees ofTexas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed ofTrust, and further authorizes and directs the Substitute Trustee toconduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place ofSale. Date: 8/4/2026 Time: The earliest time the sale will begin is 10:00 AM, orwithin three( 3) hours after that time. Place: Collin County Courthouse, Texas, at the following location: The front steps of the Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT 28, BLOCK A, MORGAN CROSSING, PHASE TWO, AN ADDITION TO THE CITY OF ALLEN,COLLIN COUNTY, TEXAS, ACCORDING TOTHE MAPOR PLAT THEREOF RECORDED IN VOLUME 2006, PAGES 717 AND 718, PLAT RECORDS OF COLLIN COUNTY, TEXAS. Commonly known as: 1704 WESTFIELD WAY ALLEN, TX 75002 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 10/29/2019 and recorded in the officeoftheCountyClerkofCollinCounty, Texas,recordedon 10/29/2019underCountyClerk'sFileNo20191029001365380, in Book-- and Page-- in theReal Property Records ofCollin County, Texas. Grantor( s): Kwasi Prempeh and Augustina Prempeh, husband and wife Original Trustee: Black, Mann and Graham, LLP Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation X IV C7 0ry O oci,, m?t. c5 —4 x zn in r " o x n c N EVT.S.#: 2026-24413-TX 4. TermsofSale. The salewill beconducted asapublic auctiontothehighestbidderforcash, subjecttothe provisionsofthe Deed ofTrust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount ofthe unpaid debt secured by the Deed ofTrust at the time ofsale. Pursuant to §51.009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition, without any express or implied warranties, except as to the warranties oftitle( ifany) provided for under the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee' s sale may be required to provide information, documentation and/orcertification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable, the required information must be provided to the trustee before atrustee' s deed will be issued forcovered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https:// www.fincen. gov/ rre-faqs#D_5 or https://www.federalregister.gov/documents/2024108/29,'2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed ofTrust provides that itsecures the payment ofthe indebtedness and obligations described therein ( collectively, the" Obligations"), including, but not limited to: ( 1) the promissory note in the original principal amount of$343,660.00, executed by Kwasi Prempeh and Augustina Prempeh, husband and wife, and payable to the order ofMortgage Electronic Registration Systems, Inc., asBeneficiary, asnomineeforFreedom MortgageCorporation, itssuccessorsandassigns; 2) all renewals and extensions ofthe note; and( 3) any and all presentand future indebtedness ofthe Trustor(s) to the current holder ofthe Obligations, secured by the Deed ofTrust. Default has occurred in the payment ofthe indebtedness, and the same is now wholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer isauthorized to represent the Mortgagee by virtue ofa servicing agreementwith theMortgagee. PursuanttotheServicing Agreementand Texas Property Code§ 51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone:( 855) 690- 5900 Assert and protectyour rights as a member ofthe armed forces ofthe United States. Ifyou are oryourspouse isserving on active military duty, including active military duty as a member ofthe Texas National Guard or the National Guard ofanother state or as a member ofa reserve component of the armed forces ofthe United States, please send written notice ofthe active-duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 5/20/2026 Christopher K. Baxter Senior Vice President Texas BarNo. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-5501 For sale information visit: https:// www.xome.com orContact( 800) 758- 8052