NOTICE OFSUBSTITUTE TRUSTEE' SSALE NOTE: HomeEquity Notedescribed asfollows: cpcn Date: September 6, 2023r- Maker: Pavana Yanamandala Payee: InTouch CreditUnionrn Original Principal Amount: $ 220,000.003x7) CO CO DEEDOFTRUST: DeedofTrustdescribed asfollows: Date: September 6, 2023 Recorded: Instrument number2023000104434 intheOfficial PublicRecords ofCollin County, Texas Grantors: Pavana KumarYanamandala andSricharani Danda Original Trustee: KentLugrand Original Beneficiary/ Mortgagee: InTouch CreditUnion CurrentBeneficiary/ Mortgagee: InTouchCreditUnion LENDER: InTouchCreditUnion, whosemailingaddressisP.O. Box250169,Plano,Texas75025 andstreetaddressis5640Democracy Drive, Plano, Texas75024 MORTGAGORS: Pavana KumarYanamandala andSricharani Danda PROPERTY: ThepropertyinCollinCounty, Texasdescribed intheDeedofTrustandfurther described asfollows: Lot24, BlockEofTheLandings, Phase2, anadditiontotheCityofAllen, Collin County, Texas, according tothemapthereofrecordedinVolume2013, Page212, MapRecords, CollinCounty, Texas, together withallimprovements, easements, personal property, intangibles, rents, revenues, contracts, andrightsappurtenant totherealproperty, asdescribed intheDeedofTrust. SUBSTITUTE TRUSTEE: JeffBenton, BrandyBacon, Michelle Schwartz, GuyWiggs, David Stockman, DonnaStockman, JanetPinder, JamieDworsky, AngelaCooperBrown, andDavid Garvin. Substitute Trustee'sstreetandmailingaddressis8101BoatClubRoad. Suite320, Fort Worth, Texas76179. DATEANDTIMEOFSUBSTITUTE TRUSTEE' SSALEOFPROPERTY: December 2, 2025 tocommence at10:00a.m. orwithin threehoursafterthattime. NOTICE OFSUBSTITUTE TRUSTEE' SSALE Page1PLACEOFSUBSTITUTE TRUSTEE' SSALEOFPROPERTY: ThestepsoftheCollinCounty Courthouse, 2100Bloomdale Road, McKinney, Texas75071, orsuchotherareaasisdesignated bytheCollinCountyCommissioner' sCourtastheareawherenonjudicialforeclosures shalltake placepursuanttoTexasPropertyCodesection51.002 AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyou areoryourspouseisservingonactivemilitaryduty, includingactivemilitarydutyasa member oftheTexasNational GuardortheNational Guardofanother stateorasamember ofareservecomponent ofthearmedforcesoftheUnitedStates, pleasesendwrittennotice oftheactivedutymilitaryservicetothesenderofthisnoticeimmediately. IFYOUAREADEBTOR PRESENTLY SUBJECT TOAPROCEEDING INFEDERAL BANKRUPTCY COURT, ORTHISDEBTHASBEENDISCHARGED BYAFEDERAL BANKRUPTCY COURT, THISNOTICE ISNOTANATTEMPT TOCOLLECT ADEBT BUTISBEINGSENTFORINFORMATIONAL PURPOSES ONLYORTOSATISFY CERTAIN FEDERAL ORSTATESTATUTORY OBLIGATIONS. DefaulthasoccurredinthepaymentoftheNoteandintheperformance oftheobligations under theDeedofTrust. Becauseofthisdefault, Lender, theownerandholderoftheNote, mortgagee oftheDeedofTrust, andmortgageservicerofsaiddebt, hasrequestedthatSubstitute Trusteesell thePropertyaccordingtothetermsoftheDeedofTrustandapplicablelaw. TheDeedofTrustmayencumberbothrealandpersonalproperty. Formalnoticeisnowgivenof Lender'selectiontoproceedagainstandsellboththerealpropertyandanypersonalproperty describedintheDeedofTrust, consistent withLender'srightsandremediesundertheDeedof TrustandTexasBusiness andCommerce Codesection9.604(a). Therefore, noticeisgiventhatonDecember2, 2025, SubstituteTrusteewillsellthePropertyby publicauctiontothehighestbidderforcashoracceptablecertifiedfundsattheplacespecifiedand inaccordance withtheDeedofTrustandapplicable law. Thesalewillbeginat10:00a.m. or withinthreehoursafterthattime. Thesaleandconveyance ofthePropertywillbeatthepurchaser'sownriskandsubjecttoall mattersofrecordapplicable tothePropertythataresuperiortotheDeedofTrustandtoany permittedexceptionstotitledescribedintheDeedofTrust. SubstituteTrusteehasnotmadeand willnotmakeanycovenants, representations, orwarranties aboutthePropertyotherthanproviding thesuccessful bidderatthesalewithadeedtothePropertycontaining anywarranties oftitle requiredbytheDeedofTrustandpursuanttoTexasPropertyCodesection51.002andsection 51.009. TheProperty willbesold "ASIS," WHERE IS, andWITHALLFAULTS. Prospective biddersareadvisedtoconductanindependent investigation ofthenatureandphysicalcondition oftheProperty. Substitute Trusteereservestherighttosetfurtherreasonable conditions forconducting thepublic auction. Anysuchfurtherconditionswillbeannouncedbeforebiddingisopenedforthefirstsale ofthedayheldbySubstitute Trustee. NOTICE OFSUBSTITUTE TRUSTEE' SSALEPage2Date: November 4, 2025 s/R. Kendall Yow R. Kendall Yow Quilling, Selander, Lownds, Winslett& Moser, P.C. 2001BryanStreet, Suite1800 Dallas, Texas75201 Attorneys forInTouch CreditUnion Executed 11/6/25 2025. 5 Jeff n , BrandyBacon, MichelleSchwartz, Guy Wiggs, DavidStockman, Donna Stockman, Janet Pinder, JamieDworsky, AngelaCooperBrown, or DavidGarvin, Substitute Trustee c/oForeclosure Services, LLC 8101BoatClubRoad, Suite320 FortWorth, Texas76179 RETURN To: Attn: R. Kendall Yow Quilling, Selander, Lownds, Winslett& Moser, P.C. 2001BryanStreet, Suite1800 Dallas, Texas 75201 FileNo.7919.0404 NOTICE OFSUBSTITUTE TRUSTEE' SSALEPage3