"REMOVE OR STRIKE-ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY sors INSTRUMENT THAT TRANSFERS INTEREST IN - REAL PROPERTY BEFORE IT IS FILED a ee FOR: RECORDIN-THE PUBLIC: RECORDS: YOUR. SOCIAL, SECURITY’ NUMBER OR YOUR. DRIVER'S: LICENSE NUMBER. noe NOTICE OF SUBSTITUTE TRUSTEE’S SALE ' n DATE: May 15, 2026 rss NOTE: Promissory Lien.Note described as follows: 22 =o Date: February 12,2018 ge Debtor: Spencer Gibson. a2 Original Creditor: Mortgage Electronic Registration Systems.Inc:, as nominee for J. Philips Mortgage Original Principal Amount: $384,084.00 Current Holder: First: Federal Bank DEED OF TRUST: Deed of Trust described as follows: Date: February 12,2018 Grantor: Spencer Gibson,:a single person Trustee: Thomas E Black, Jr Current Beneficiary: First Federal Bank Recorded: February. 13,'2018,as Instrament'No.. 16076 of the Public Records’of. Denton. County, State of TX, LENDER: First Federal Bank BORROWER: Estate of Spencer Gibson PROPERTY: The real property described as follows: LOT.5, IN'BLOCK:C;.OF STONE HILL FARMS, PHASE IIIA, AN ADDITION TO THE TOWN OF FLOWER MOUND, DENTON COUNTY, T EXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED: IN/UNDERCABINET: O, SLIDE 281, MAP/PLAT RECORDS, DENTON’ COUNTY, TEXAS. SUBSTITUTE TRUSTEE: Brent W. Martinelli, Kelley Church, Brandi Wilson, Auction.com LLC. EX 1312-22 wd GuGI3Y yo4 Gas _-\. SUBSTITUTE TRUSTEE’S MAILING ADDRESS: a Quintairds, Prieto, Wood &: Boyer, P.A. 255 South Orange Avenue,. Suite 900 Orlando, Florida 32801 DATE AND TIME OF SUBSTITUTE TRUSTEE'S SALE OF PROPERTY: July. 07, 2026, the first: Tuesday of the month, to commence:at:10:00:AM, or within three «(3) hous after that time. PLACE OF SUBSTITUTE.TRUSTEE'S. SALE OF PROPERTY: Denton County Couwits: Building, 1450-East ‘McKinney Street, Denton, TX 76209 RECITALS. Default has occurred i in the payment of the Note and/or i in the performance of the obligations: holder of the Note’ and: the: Deed of Trust lien: under Texas’ "Property Code Section 5 1,002, has requested that Substitute Trustee:sell the Property according to the terms:of the Deéd.of Trust and applicable law, Formal notiée is:now given of Lendet’s éléction to proceed against and sell thé real property: described in the Deed of Trust, consistent with Lender's rights and remedies under the Deed of Trust and:applicable law. Therefore, notice is given that on the Date and Time of Substitute Trustee’s Sale of Property afid at thé Place of Substitute Trustee’s Sale of Property, T,-as ‘Substituté Trustee, or’ ‘any other substitute trustee Lender may.appoint, will sell the Property by public sale to the highest’bidder for-cash:or acceptable certified funds, according to the. Deed of Trust and‘applicable law. The sale and conveyance‘of the Property: will be:subject to all matters of record applicable to the Property: that.are superior to.the: Deed of Trust:and to any permitted: exceptions: to title described, in the Deed of Trust. Substitute Trustee:has not made and will not: make any covenants;. representations, or warranties about the Property other than:praviding the successful bidder at the sale with @ deed to the Property containing any warranties: ‘of title required by: ‘the Deed of Trist. The Property will besold'AS.1S, WHERE IS, AND WITH'ALL FAULTS. TEXAS NATIONAL GUARD OR THE = NATIONAL GUARD OF ANOTHER STATE ORAS A MEMBER OF A:RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED TN1312+22 | 4 i t: k STATE oF fe loridee COUNTY or OVKN g € ‘This foregoing Notice of Sule was subscribed and:sworn to:beforeino. as Substityte Trustee on this t day ot Maul 2s. ie mein me ens a pa Hie. } vee aed ee. ow Lame ee ee a eee Wy. are we a My commission expires: aM) Sem B a Rte C4 RN M9228 < = Sorany % = barriirs Ri = 3 ons =, % AS 4 Oetes aude SS “ay TE oO OF FLO RS “cree Brandi: Wil ‘ | | | | | ! 4 ' ’ i i re ! ; ’ : ! a. : 4 , S : : vee a Es oi 85 Substitute Trustes So yee ae a Se em ee at ae A ei ah ee Same neta, i aaa me Spratt Me ae oe -