NOTICE OF SUBSTITUTE TR E SALE O | | O52 Deed of Trust Date: Grantor(s)/Mortgagor(s): 10/26/2020 LYNNE T FLEMING AKA LYNNE THOMAS FLEMING, AN UNMARRIED WOMAN Original Beneficiary/Mortgagee: Current Beneficlary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. PENNYMAC LOAN SERVICES, LLC (“MERS”) SOLELY AS A NOMINEE FOR EFINITY FINANCIAL, INC. DBA EFINITY MORTGAGE, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A DENTON Page: N/A instrument No: 177695 Mortgage Servicer: Mortgage Servicer’s Address: PennyMac Loan Services, LLC is representing the Current 6101 Condor Drive, Beneficiary/Mortgagee under a servicing agreement with the Current Moorpark, CA 93021 Bencficiary/Mortgagce. Date of Sale: 9/1/2026 Place of Sale of Property: Denton County Courts Building, 1450 East McKinney Street, Denton, TX 76209 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT 9, IN BLOCK 5, OF HIDDEN OAKS AT LAKE FOREST SUBDIVISION, AN ADDITION TO THE CITY OF FLOWER MOUND, DENTON COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CABINET I. SLIDE 2, PLAT RECORDS, DENTON COUNTY. TEXAS. In accordance with Tex. Prop. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagec or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha or Carol Dunmon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS 1S,” without any express or implied warranties, except as to warranties of title, and at the purchaser's own risk, pursuant to the terms of TEX. PRop. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shal! be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 7/22/2026 mn Thuy Frazier, Attomey Substitute Trustee McCarthy & Hoithus, LLP c/o Auction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street. Suite 1060 Plano, TX 75075 Plano, TX 75075 Attomeys for PennyMac Loan Services, LLC hutps:! sales. mecarthyholthus.com, FILED FOR RECORD 7/23/2026 11:42:48 AM COUNTY CLERK DENTON CO. TEX By____ BJ} Deputy MH File Number: TX-25-109022-HE Loan Type: Conventional Residential