START OF PAGE: 161 « NOTICE OF SUBSTITUTE TRUSTEE’S FORECLOSURE SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the send of this notice immediately. THE STATE OF TEXAS 5202 COUNTY OF KAUFMAN HAY Ad das DATE: September 14, 2026 oO: Obligation: Loan Documents: Promissory Note dated March 6, 2025 in the original principal amount of $230,000.00 (the “Note”), executed by North Texas Trucks & Credit LLC (the “Borrower”) in favor of Memo Properties LLC (the “Lender”), and secured by that certain Deed of Trust dated March 6, 2025(the “Deed of Trust”). Property: Lot 35, Block B, Meadow Creek Estates, an Addition in the County of Kaufman, Texas, accordingly to the Plat thereof recorded in Cabinet 1, Sleeve 425, Plat Records, Kaufman County, Texas as Amended by instrument recorded in Volume 670, Page 449, Deed Records, Kaufman County, Texas (the “Property”). NOTICE IS HEREBY GIVEN that, pursuant to the power of sale contained in the Deed of Trust and under Texas Property Code section 51.002, the undersigned substitute trustees will sell the Property at public auction to the highest bidder for cash or other immediately available funds acceptable to the substitute trustee, on the following terms: Earliest Time Sale Will Begin: 10:00 a.m. central time Latest Time Sale Will Begin: The sale will begin no later than three hours after the earliest time stated above. Place of Sale: The front steps of the Kaufman County Justice Center (Main Courthouse), 1902 E. U.S. Highway 175, Kaufman, Texas 75142 or as designated by the County Commissioners.  START OF PAGE: 162 The Property will be sold AS IS, WHERE IS, AND WITH ALL FAULTS, without any representation or warranty, express or implied, except as to the warranties, if any, expressly set forth in the substitute trustee’s deed. The sale will be subject to any matters affecting title that survive foreclosure under applicable law and the Deed of Trust. The trustee or substitute trustee may set reasonable conditions for the sale, which will be announced before bidding is opened. The successful bidder must tender the purchase price without delay, unless the substitute trustee agrees to a reasonable additional time for payment. Substitute Trustees: Edward Wachendorfer Spencer W. Kopf Substitute Trustee Substitute Trustee 5550 Granite Parkway, Suite 205 5769 Belt Line Road, Suite 204 Plano, Texas 75024 Dallas, Texas 75254 214-213-2046 214-244-3699 ewacs@aol.com spencer_kopf@yahoo.com Notice and Filing This Notice of Substitute Trustee’s Foreclosure Sale is given pursuant to the Deed of Trust and Texas Property Code section 51.002. A copy of this Notice is to be filed with the Kaufman County Clerk and posted at the Kaufman County courthouse door. Separate written notice of sale will be served by certified mail on each debtor shown in the mortgage servicer’s records as obligated to pay the Obligation. Dated: September 15, 2026. Edward Wachend er, Substitute Trustee By: Edward Wachendorfer, Substitute Trustee Certificate of Posting My name is Edward Wachendorfer, and my address is 5550 Granite Parkway, Suite 205, Plano, Texas 75024. I declare under penalty of perjury that September 14, 2026, I filed at the office of the KAUFMAN County Clerk and caused to be posted at the KAUFMAN County "iT, this Notice of Substitute Trustee’s Foreclosure Sale. Signature: a Declarant’s Name: | Edward Wachendorfer Date: September 14, 2026