ofog2 FILED FOR RECORD Aug 20 2026, 9:36 arr COUNTY CLERK DENTON CO. TEX BY BH DEPUTY TS. #: 2025-17921-TX RTS 2026-003717 APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, inaccordance with Texas Property Code §5 1.0076, as attorney-in-fact forthe Mortgageeor Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5* Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. I. Date, Time, and Place of Sale. Date: 10/6/2026 . Time: The earliest time the sale will begin is 1:00 PM, or within three (3) hours after that time. Place: Denton County Courthouse, Texas, at the following location: 1450 East McKinney Street, Denton, TX 76209 THE COURTYARD AREA OF THE SOUTHWEST CORNER OF THE DENTON COUNTY COURTS BUILDING, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT 11,{N BLOCK K, OF LEWISVILLE VALLEY NO. 4, SECTION B, PHASE 1 AND 2, AN ADDITION TO THE CITY OF LEWISVILLE, DENTON COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN CABINET C, PAGE 102; PLAT RECORDS OF DENTON COUNTY, TEXAS. Commonly known as: 1734 CLARENDON DR LEWISVILLE, TX 75067 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 6/28/2021 and recorded in the office of the County Clerk of Denton County, Texas, recorded on 6/29/2021 under County Clerk’s File No 117244, in Book — and Page -- in the Real Property Records of Denton County, Texas. Grantor(s): JORDAN SMITH AND JONATHAN E SPERANZA, WIFE AND HUSBAND Original Trustee: Gregory S Graham Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for American Financial Network, Inc., its successors and assigns Current Mortgagee:. Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation T.S. #: 2025-1792 1-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. . 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal | aw, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered trans fers. Additional information regarding these regulations and the required transferee information and certifications can be fo und at https://www.fincen.gow/rre-fags#D_5 or https://www.federalregister.gov/documents/2024/08/29/2024-19 198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment ofthe indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $321,077.00, executed by JORDAN SMITH AND JONATHAN E SPERANZA, WIFE AND HUSBAND, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for American Financial Network, Inc, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all presentand future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the: indebtedness, and the same is now wholly due and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofa servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Assert and rotect your rights asa member ofthe armed forces of the United States. If you are or your spouse is servin on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States. please send written notice of the active-duty military service to the sender of this notice immediately, NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 8/18/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 | 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052