NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSONS YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANYINSTRUMENT THAT TRANSFERS ANINTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOURDRIVER'S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS'INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY . O.R AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER, NOTICE OF SUBSTITUTE TRUSTEE' S SALE DATE: September 14, 2026 NOTE: Note described asfollows: G7 • Date: February 20, 2001. Lam, Maker: Shaun Richardson and Wilbert Thomas Jr. m 1` Original Principal Amount: $ 159,101.00 0 rrlr. N DEED OF TRUST: Deed ofTrust described as follows: o Date: February 20,2001 Grantor: Wilbert Thomas, Jr. an Unmarried man and Shaun Richardson and Husband, Ricky Richardson Trustee: Everett L.Anschultz Beneficiary: NewRez LLC d/b/a Shellpoint Mortage Servicing, as serivcer and authorized agent of Government Loan Securitization Trust 2011-FV1, U.S. BankTrustNational Association,NotinitsIndividual Capactity but Solely as Delaware Trustee and U.S. Bank National Association, Not in its Individual Capacity but Solely as Co-Trustee successor to original lender Recorded: INSTRUMENT NO. 2001- 0018661 WHICH WAS RECORDED IN THE OFFICIAL PUBLIC RECORDS OF COLLIN COUNTY, TEXAS. CURRENT MORTGAGEE: NewRez LLC d/b/a Shellpoint Mortage Servicing, as serivcer and authorized agent OfGovernment Loan Securitization Trust 2011-FV1, U.S. Bank Trust National Association, Not in its Individual Capactity but Solely as Delaware Trustee and U.S. Bank National Association, Not in its Individual Capacity but Solely asCo-Trustee Page 1 of6BORROWERS: Shaun Richardson and Estate ofWilbert Thomas Jr. PROPERTY: The property described as follows: THE PROPERTY LOCkrED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IFANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A,ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVEAND EXCEPTANYAND ALL LOTS OR PORTIONS THEREOF THATHAVE BEENRELEASED OFRECORD BY TLTEHOLDER OF THEDEED OF TRUST. SUBSTITUTE TRUSTEE: Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, AngelaBrown, Payton Hreha, JeffBenton, Leslie Shuler, Bonny Mounger, Robin Shelton, Bonnie Mounger, David Garvin, Auction.com, LLC Substitute Trustee'sMailing Address: do SettlePou 3333 Lee Parkway, Eighth Floor Dallas, Texas 75219 DATE AND TIME OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: December 1, 2026, the first Tuesday of the month, to commence at10:00 AM, or within. three( 3) hours after that time. PLACE OF'SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: In COLLIN County, Texas, LOCATED AT THE COLLIN COUNTY COURTHOUSE, 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071, ORIF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA MOST RECENTLY DESIGNATED BY THE COUNTY COMMISSIONERS COURT. RECITALS Lender, the owner and holder oftheNote and the Deed ofTrust lien under Texas Property Code Section 51. 002, has requested that Substitute Trustee sell the Property according to the terms of theDeed ofTrust and applicable law due to a defaultinthe payment ofthe Noteand/orinthe performance ofthe obligations under theDeed ofTrustthatsecures theNote. Formal notice is now given ofLender's election to proceed against and sell the real property described intheDeedofTrust,consistentwiththeLender'srights andremediesundertheDeed ofTrust and applicable law. Page2 of6Therefore, notice is given that ontheDate and Time ofSubstitute Trustee' s Sale ofProperty and at the Place of Substitute Trustee' s Sale of Property; I, as Substitute Trustee, or any other substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed ofTrust and applicable law. The sale and conveyance ofthe Property will be subject to all matters ofrecord applicable to the . Propertythat aresuperiortotheDeedofTrustandtoanypermittedexceptionsto titledescribed in the Deed of Trust. Substitute Trustee has not made and will not make any covenants, representations, orwarranties about the Property otherthanproviding the successful bidder at the sale with a deed to the Property containing any warranties oftitle required by the Deed of Trust. The Property will be sold AS IS, WHERE IS, AND WITH ALL FAULTS. ASSERT ANDPROTECT YOUR RIGHTS ASAMEMBER OFTHE ARMED FORCES OF THE UNTIED STATES. IF YOU OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY,INCLUDING ACTIVE MILITARYDUTY AS.AMEMBEROFTHE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE-DUTY MILITARY SERVICE TO PETITIONER OR PETITIONER' S ATTORNEY IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed ofTrust described as follows: Date; February 20, 2001 Grantor: Wilbert Thomas, Jr. an Unmarried man and Shaun Richardson and Husband, Ricky Richardson Trustee: Everett L. Anschultz Beneficiary: NewRez LLC d/b/a Shellpoint Mortage Servicing, as serivcer and authorized agent of Government Loan Securitization Trust 2011FVI, U.S. BankTrustNational Association,NotinitsIndividualCapactity but Solely as Delaware Trustee and U.S. Bank National Association, Not in its Individual Capacity but Solely as Co-Trustee successor to original lender Recorded: INSTRUMENT NO. 2001-001.8661 WHICH WAS RECORDED IN THE OFFICIAL PUBLIC RECORDS OF COLLIN COUNTY, TEXAS. PROPERTY: Theproperty described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IFANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A.ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any andall appurtenances and rights thereto, SAVEAND EXCEPTANYANDALL LOTS OR PORTIONS THEREOF THATHAVE BEENRELEASED OFRECORD BY THEHOLDER OFTHEDEED OF TRUST. Page 3 of6SUBSTITUTE TRUSTEE: Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, FrancescaOrtolani, Guy Wiggs,David Stockman,BrendaWiggs,DonnaStockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, Robin Shelton, Bonnie.Mounger, David Garvin, Auction.com,LLC Substitute Trustee' s Mailing Address: c/o SettlePou 3333 Lee Parkway, 8th Floor Dallas, Texas 75219 Each Substitute Trustee is appointed effective as ofSeptember 14, 2026, pursuant to Texas Property Code § 51.0075 to succeed to all title; powers, and duties of the original or successor trustees under the Deed ofTrust. Appointment ofSubstitute Trustees: By: Name: I. Garth Fennegan, Attorney NewRez LLC THE STATE OF TEXAS COUNTY OF DALLAS BEFORE ME, the undersigned authority, on this day appeared J. Garth Fennegan, and after being by me dulysworn, statedthat they executed theforegoing instrument forthepurposes and consideration therein expressed. 5epieWtrher / LI 2026. GIVEN UNDER MY HAND AND SEAL OF OFFICE on uh,,, a% NYJER. REESE f1SNotary Public, State ofTexas No• J"Ub ] C, State ' exaS rZ.... r p Y+ Comm. Expires 01-2.1-2028 i,i,1nW Notary, ID 12261571 Page 4 of6NoticeofSaleexecuted by: Jeff Benton Name: dit t Substitute Trustee Page 5 of6EXHIBIT A LOT 14, BLOCK D, LIVE OAK VILLAGE-PHASE 1, AN ADDITION TO THE CITY OF MCKINNEY, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CABINET L, SLIDE 214, OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS. Page 6of6