TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6250 FILED 8/27/2026 9:29:08 AM Notice of Substitute Trustee Sale F26-00183 TX 672323 1774/7241219588 sert and our rights as a member o rmed forces of the United States. If or your spouse is serving o active mili uty, including active mili duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of th active duty military service to the sender of this notice immediately. Date, Time, and Place of Sale ~ The sale is scheduled to be held at the following date, time and place: Date: 10/06/2026 Time: The sale will begin no earlier than 10:00AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM. (Attention all bidders: cashier’s checks must be made payable to Assured Lender Services, Inc.) Place: Harris County, TX at the following location: The Bayou City Event Center, Magnolia South Ballroom, located at 9401 Knight Ra, Houston, TX 77045, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE S PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: QO Tract Two Being Lot 12, Block 22, Partial Replat of Memorial Northwest, Secti a subdivisi i , Texas, according to the map or plat thereof recorded in Volume 225, 5, Map Regords Gf Harri , Texas. ~} ” Personal Property Description: See attac APN: 1071540000012 Commonly ky TX_77379 Instr e ‘— The instrument to be foreclosed is the Deed of Trust, Security Agreement and Assi of Leases and Rents, dated 02/11/2025 (the “Deed of Trust”) and recorded in the office of the County er! is County, Texas, recorded on 02/13/2025 as Document No. RP-2025-52284 of the Real Property Records is County, Texas. Trustor(s): Monique Michele Davis Original Beneficiary: Veocity Commercial Capital, LLC, a California Limited Liability Company Current U.S. Bank Trust Company, Loan Servicer: PHH Mortgage Services/Onity Beneficiary: National Association, as Trustee Mortgage for Velocity Commercial Capital Loan Trust 2025-2 Current Patricia Poston, Chris Poston, Amar Sood, Sandy Dasigenis, Jeff Leva, Steve Leva, Substituted Michele Sanders or Cherie Maples Trustees: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Prospective bidders are strongly urged to examine the  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6250 FILED 8/27/2026 9:29:08 AM applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas Business and Commercial Code § 9.604 (a) and to include in the non-judicial foreclosure pursuant to the power of the sale granted by the deed of trust described in this Notice of Trustee's Sale all of the personal property and fixtures described in within the loan documents. The present Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustee’s Sale. The real property and personal property encumbered by the Deed of Trust will be sold at the sale in accordance with the provisions of the Deed of Trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The Deed of Trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $999,999.00, executed by Monique Michele Davis, and payable to the order of Veocity Commercial Capital, LLC, a California Limited Liability Company; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of Monique Michele Davis. U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-2 is the current owner and holder of the Obligations a e beneficiary under the Deed of Trust. e, but jout coven warranty, expressed or implied, regarding title, possession, or the ining princip: ofthe Note and all other amounts lawfully owing under the Note, e other associat including, without limitation, all interest, default NOTICE TO POTENTIAL BIDDERS: WE RE S AY SALE BY CASHIER’S CHECK(S) PAYABLE DIRECTLY TO “ASSURED LEND S, oT ID DE) ISSUING THE FINAL DEED. Ss Questions concerning the sale may be directed to the undersigned or to the beneficiary: , N Nn U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-2 2945 Townsgate Road Suite 110 Westlake Village, CA 91361 Jeannette McWay JMcway@velocitycommercial.com (818) 338-9789 Dated: 3/ Ya J-6 Patricia Poston, Chris Poston, Amar Sood, Sandy Dasigenis, Jeff Leva, Steve Leva, Michele Sanders or Cherié Maples Assured Lendeér Services, Inc. 111 Pacifica, Suite 140 ~ Irvine, CA 92618 Phone: (714) 508-7373 Fax: (714) 505-3831 AFTER RECORDING, PLEASE RETURN TO: Assured Lender Services, Inc. 111 Pacifica, Suite 140 Irvine, CA 92618 Attn: Trustee Department  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6250 FILED 8/27/2026 9:29:08 AM Exhibit “A” (Personal Property) All equipment, fixtures, and other articles of personal property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any such property; and together with all proceeds (including without limitation all insurance proceeds and refunds of premiums) from any sale or disposition of the Property.  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6250 FILED 8/27/2026 9:29:08 AM Fr 1 A" Tract One Being Lot Nine (9), Block Twen emorial Northwest, Section Nine (9), a subdivision in Harris County, Texas, according. f ap or plat thereof recorded in Volume 319, Page 131, Map Records of Ha , Lexas. Tract Two Being Lot 12, Block 22, Partial orial Northwest, Section Four, a subdivision in Harris County, Texas, according to the or plat thereof recorded in Volume 225, Page 85, Map Records of Harris County, Texas. . Tract Three Being a 0.5417 acre parcel of land situated in the N. Finney Survey, Abstract 261, Harris County, Texas, and being out of Lot f Memoria] Northwest Country Estates Replat and Extension as recorded i s Page 104 of the Map Records of Harris County, SAVE AND EXCEPT a 10 square foot friangular piece of land out of the northeast corner of Lot 6, and being the same property as described in deed recorded in Harris County Clerk's File $343465, with thebasis of ings being said deed, and being more particularly described as follows: . BEGINNING ate 3/4" iron pipe found in the southern right of way of Theiss Mail Route Road (60' R.O.W.) for the northeast c: 1, Block 3 of Memorial Northwest, Section 21 as recorded in Volume 346, Pa; .C., the northwest corner of the original Lot 6, and marking the northw of the herein described parcel; THENCE, North 74° 42' 55" East, a dis of Theiss Mail Route Road to a 5/8" iro iound for the northwest corner of the tract being Lot 1 aud part of Lots 2 and 6 (Assad tract), the north corner of the save and except tract, and marking the northeast corner of the herein described parcel; 7 feet along the southern right of way THENCE, South 26° 44' $4" East, a distance of 13.70 feet along the southwest line of the save and except tract to a 1/2" iron rod set with plastic cap for the southwest corner of the save and except tract, and marking an angle p the castern line of the herein described parce); THENCE, North 57° 60’ 12" East, a distance.of 1.50 feet along the southern line of the save and except tract to a 1/2" iron rod set with p in the western line of the Assad tract for the southeast corner the save and except arling an angle point in the oO 017 eastern line of the herein described parcel; THENCE, South 32° 59 48" East, a distance t along the western tine of the Assad tract an the called 0.2942 acres as reco C.F, 20130092953 to a point for ¢ we  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6250 FILED 8/27/2026 9:29:08 AM corner from which a fence post bears South 44° 49' 17" East, a distance of 1,32 feet, in the western line of Lot 3 for the southwest cornor of the cafled 0.2942 acres, and marking the southeast corner of the herein described parcel; . THENCE, South 57° 00' 12"* West, a distance of 101.33 feet along the northern line of Lot 3 to a 3/8" iron rod found in the eastern line of Lot 8 of Memorial Northwest, Section 21 for the northwest corner of Lot 3, and marking the southwest corner of the herein described parcel; : . - THENCE, North 32° 59° 48" West, a distance of 249.15 feet along the eastern line of Block 3 of Memorial Northwest, Section 21 back to the POINT OF BEGINNING and containing 0.5417 acres of land, more or less. Note: The Company is prohibited from insuring the area or quantity of the land described herein, Any statement in the above legal description of the area or quantity of land is not a representation that such area or quantity is correct, but is made for informational and/or identification purposes and does not override Item 2 of Schedule B, hereof. AdOD IWIDI44ON ; i : i i ! , ‘ ; i {