24-038531 2026 - 202600001811 07/23/2026 11:28 AM Page 1 of 6 NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on February 08, 2008 a certain Mortgage Deed was exeoy VALDEZ, a married man, as mortgagor(s) (grantor(s)) in favor of Urban } as mortgagee (grantee), and was recorded on February 08, 2008 in 20030 the Recorder, Dallas County, Texas; and WHEREAS, the Mortgage was insured by the United Urban Development (the Secretary) pursuant to the National N providing single family housing; and WHEREAS, the Mortgage is now owned byt dated February 14, 2020 and recorded on oo 1¥ 20 Recorder, Dallas County, Texas; and WHEREAS, a default has been mad evenants and conditions of the Mortgage in that payment due on August 20,2024 was not and remains wholly unpaid as of the date of inquent as of July 29, 2025 is $145,026.76 and default, the Secretary has declared the entire amount of the =| 24-038531 2026 - 202600001811 07/23/2026 11:28 AM Page 2 of 6 See attached legal description Commonly known as: 1802 PROCTOR ST GRAND PRAIRIE, TX 75051 Permanent Parcel Number(s): 28096503830150000 The sale will be held in the lobby of the North side of the George Allen Courts Building facing Commerce Street or as designated by the Commissioner's Office. The United States Secretary of Housing and Urban Development will bid $156,6 plus any additional accrual, fees, costs or charges incurred by the Secretary up to the have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders, except the Secreta $15,662.68 in the form of a certified check or cashier's che Secretary of Housing and Urban Development. A deposit neg pany each oral bid. If ye the bidding is closed. The deposit is non-refundable. The remainder of th e nSt be delivered within 30 days of the sale or at such other time as the Secretary etermine for good cause shown, time being of the essence. This amount, like the bid depa certified or cashier's check. If the Secretarwss thé cash. The successful bidder(s) will pay all are due on or after the delivery date of there ofthe payment and all other costs associated with the transfer of title. At/ §-day increments for a fee of $500, paid in advance. The 7 of a certified or cashier's check made payable to the any extension period, the unused portion of the extension fee shall at due at closing. We will be liable to the Secretary for any costs incurred as a result of such failure, e Confmissioner may, at the direction of the HUD Field Office Representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire 24-038531 2026 - 202600001811 07/23/2026 11:28 AM Page 3 of 6 purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the United State and postage expenses incurred in giving notice, mileage by the posting notices and for the Foreclosure Commissioner’s attend4 Foreclosure Commissioner, and all other costs inc in conneés to reinstatement. eee Ee 2026 - 202600001811 07/23/2026 11:28 AM Page 4 of 6 Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: July 15, 2026 Foreclosure Commissioner tMacArthur Blvd, Suite 470 rving, TX 75039 State of TEXAS ) County of DALLAS) Before me the undersigned a behalf of James E. Albertetf, ommissioner, known to me (or proved to me through € person whose name is subscribed to the foregoing hat he executed the same for the purposes and gi on this 15th day of July, 2026. Notary Public: Kim G. Cavagnaro My Commission Expires: February 28, 2029 tre, M6. CAVAGNARO eee owry Public, State of Texes This Instrument prepared by: Lori Long, Esq. 6565 N MacArthur Blvd, Suite 470 Irving, TX 75039 Firm # 24-025930 24-038531 IEEE EE LL I EEE OE EE 2026 - 202600001811 07/23/2026 11:28 AM Page 5 of 6 EXHIBIT “A” LEGAL DESCRIPTION BEING LOT 15 IN BLOCK 14/383 OF INGLEWOOD PARK, 2ND INSTALLMENT, AN ADDITION TO THE CITY OF GRAND PRAIRIE, DALLAS COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 30, PAGE 2 E MAP RECORDS OF DALLAS COUNTY, TEXAS. C IN ons SS 2© 24-038531 2026 - 202600001811 07/23/2026 11:28 AM Page 6 of 6 SL Instrument Number: 202600001811 Foreclosure Posting Recorded On: July 23, 2026 11:28 AM Total Recording: $2.00 ERKEREEKEB cd = > 2 : Grier ptricts the Sale, Rental or use of the described REAL PROPERTY fo) Any provision her beca seOr~r race is invalid and unenforceable under federal law. File Information: Record and Return To: Document Numbers Shelly Ortolani Receipt Number 9260723000359 14800 Landmark Bivd., Ste850 Recorded Daté ly 23, 2026 11:28 AM User: Javen H ADDISON TX 75001 Station: Cc136 STATE OF TEXAS Dallas County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren Dallas County Clerk — Dallas County, TX