NOTICE OF SUBSTITUTE TRUSTEE SALE Deed ofTrust Date: Grantor( s)/ Mortgagor( s): 2/6/2023 GAYANI GUPTA AND VIKAS GUPTA WIFE AND HUSBAND Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. loanDepot.com, LLC MERS") SOLELY AS A NOMINEE FOR LOANDEPOT. COM, LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 2023000011595 Mortgage Servicer: Mortgage Servicer'sAddress: loanDepot. com, LLC is representing the Current Beneficiary/Mortgagee 6531 Irvine Center Drive, under aservicing agreement with the Current Beneficiary/ Mortgagee. Irvine, CA 92618 Date of Sale: 8/4/2026 Earliest Time Sale Will Begin: 10:00 AM Place ofSaleofProperty: Collin CountyCourthouse, 2100Bloomdale Road, McKinney,TX75071 ORINTHE AREADESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT 10, BLOCK C, FRONTIER ESTATES PHASE 2, AN ADDITION TO THE CITY OF PROSPER, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 2021, PAGE 430, OF THE MAP AND PLAT RECORDS OF COLLIN COUNTY, TEXAS. In accordance with TEX. PROP. CODE§ 51.0076 and the Deed ofTrust referenced above, theundersigned asattorney forMortgagee orMortgage Servicer does hereby remove theoriginal Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha or Carol Dunmon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy& Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties setaside to the said original Trustee under there saidDeed ofTrust; and, further,does hereby request, authorize, and instruct saidSubstituteTrusteetoconductanddirecttheexecutionofremediessetasidetothebeneficiarytherein The Substitute Trustee will sell the property bypublic auction to the highest bidder forcash attheplace anddate specified. The sale will begin at theearliest time stated above orwithin three( 3) hours after that time. TheProperty willbesold" AS IS," without anyexpress orimplied warranties, except as to warranties oftitle, andatthepurchaser'sownrisk,pursuant totheterms of TEX. PROP. CODE§ 51.002 and§ 51.009. Prospective bidders areadvised toconduct anindependent investigation ofthenature andphysical condition oftheProperty. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding isopened forthefirstsale ofthedayheldbySubstitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER. NOTICE PURSUANT TOTEX.PROP. CODE§ 51.002(I): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OFTHE ARMED FORCES OFTHE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBEROFTHETEXAS NATIONAL ORTHENATIONAL GUARD,OFANOTHERSTATE ORASAMEMBER OFARESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 6/24/2026 Rart Dated: CL12-) Q.e.tddifaestfuc. a—&c Printed Name: Thuy Frazier, Attorney Substitute Trustee McCarthy& Holthus, LLP do Auction.com 1255 West 15th Street, Suite 1060 1255West 15thStreet, Suite 1060 Plano, TX75075 Plano, TX 75075 Attorneys for loanDepot. com, LLC httns:// sales. mccarthyholthus. com/ r`+„, z! r. C-> 3 r 0 rri r-r( MH File Number: TX-26 130109 POS rn rn Loan Type: Conventional Residential A G1