NOTICE OF SUBSTITUTE TRUSTEE SALE EE BO TIT UTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 2/6/2023 GAYANI GUPTA AND VIKAS GUPTA WIFE AND L HUSBAND Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. loanDepot.com, LLC (“MERS”) SOLELY AS A NOMINEE FOR LOANDEPOT.COM, LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 2023000011595 Mortgage Servicer: Mortgage Servicer’s Address: loanDepot.com, LLC is representing the Current Beneficiary/Mortgagee 6531 Irvine Center Drive, under a servicing agreement with the Current Beneficiary/Mortgagee. Irvine, CA 92618 Date of Sale: 7/7/2026 Earliest Time Sale Will Begin: 10:00 AM Place of Sale of Property: Collin County Courthouse, 2100 Bloomdale Road, McKinney, TX 75071 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE! Legal Description: LOT 10, BLOCK C, FRONTIER ESTATES PHASE 2, AN ADDITION TO.ZHE CITY, OF PROSPER, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 2021, PAGE 430, OF THE MAP AND PLAT RECORDS OF COLLIN COUNTY, TEXAS. In accordance with TEX. PRop. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorneyifor Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auctionéom, LEC, Payton, Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha or Carol Dunmon, Cole Patton, Myra Homayoun, Thuy Efazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and,efurther, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for.cash atthe place and.date specified. The sale will begin at the earliest time Stated above or within three (3) hours after that time, The Property will be sold “AS 1S,” without any express or implied warranties, except as tOwarranties of title, and at the purchaser’s own tisk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustees THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE §51.002(1);, ASSERTAND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL ORWTHE NATIONAB GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF Dated: 6/2/2026 Dated: : (of 3| DOP ayy Printed Name! den Thuy Frazier, Attorney Substitute Trustee McCarthy & Holthus, LLP c/o Auction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 ~ Plano, TX 75075 Plano, TX 75075 ao = Attorneys for loanDepot.com, LLC hups://sales. mecarthyholthus.com/ < . . y " s Loo — 9 ft a iy 1 A 2 ‘~ a = < ao MH File Number: TX-26-130109-POS Loan Type: Conventional Residential