START OF PAGE: 144 DOCH 0067 POSTER 08/12/2026 01:13PM Rosio Munoz L. BRANDON STEINMANN, COUNTY CLERK MONTGOMERY COUNTY, TEXAS TLS. #: 2026-25156-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5" Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 10/6/2026 Time: The earliest time the sale will begin is 10:00 AM, or within three (3) hours after that time. Place: © Montgomery County Courthouse, Texas, at the following location: 301 N. Main, Conroe, TX 77301, MONTGOMERY COUNTY COURTHOUSE STEPS AT 301 N. MAIN, IN CONROE, TEXAS; OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. PLEASE REFER ATTACHED "EXHIBIT A" Commonly known as: 18129 WHISPERING PINES DRIVE CONROE, TX 77302 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 4/3/2020 and recorded in the office of the County Clerk of Montgomery County, Texas, recorded on 4/3/2020 under County Clerk’s File No 2020032642, in Book -- and Page --_ in the Real Property Records of Montgomery County, Texas. Grantor(s): FRANCISCO MORIN JR., A SINGLE MAN Original Trustee: L. Keller Mackie Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for FBC Mortgage, LLC, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  START OF PAGE: 145 T.S. #: 2026-25156-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties. except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https:/Awww.fincen.gov/rre-faqs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $166,920.00, executed by FRANCISCO MORIN JR., A SINGLE MAN, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for FBC Mortgage, LLC, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly due and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is servin on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 8/7/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052  START OF PAGE: 146 Exhibit A BEING a 0.635 acre tract of land situated in the Wifiam Kibbe Survey. Abstract Number 303, Montgomery County, Texas, being all of that same called 0.63 acre tract known locally as Lot 3 of Whispenng Pines (unrecorded subdivision), described in instrument to Thomas L. Franey, Jr. and Veronica Franey, recorded under Clerk's File Number 8206339 of the Rea! Property Records of Montgomery County, Texas (R-P.R.M.C.T.), said 0.635 acre tract being more particularly described by metes and bounds as follows: BEGINNING at a 1/2 inch iron rod found in the northerly right-of-way of Whispering Pines Drive (60 feet wide). in the arc of a curve to the left, for the common southerly comer of said Lot 3 and that certain called 1.0653 acre tract known locally as Lots 1 and 2 of said Whispering Pines. described in instrument to Joseph W, Davis and Keri A. Davis, recorded under Clerk's File Number 2010065747 of the Officia! Public Records of Montgomery County, Texas (O.P.R.M.C.T.), being the southeasterly comer of the herein described 0.635 acre tract, from which a 1/2 inch won rod with cap found for reference. bears South 50°36'42" East, 29.87 feet (chord bearing and distance) THENCE in a northwesterly direction, 97.02 with said northerly right-of-way, the southerly line of said 0.63 acre tract, along the arc of said curve to tha left having a radius of 280.00 feet, a central angle of 19°51'09", a chord that bears North 63°35'43" West, 96.53 feel, to a 1/2 inch iron rad found for the common southerly comer of said 0.63 and that certain called 0.51 acre tract known locatly as Lot 4 of said Whispering Pines, described in instrument to Kirk Trevena. recorded under Clerk's Fle Number 2015111718, O.P.R.M.C.T., being the southwesterly corner of the herein descnbed 6.635 acre tract; THENCE North 16°27°51" East, 220.31 feet, with the common line between said 0.63 acre tract and said 0.51 acre tract, to @ 5/8 inch iron rod found in the southerly line of that certain tract shown as to be owned by Marion Parker, per Monigomery County Appraisal District (M.C_A.D.) 10 Number R44726, far the common northerly corner of said 0.63 acre tract and said 0.51 acre tract. being the northwesterly corner of the herein described 0.635 acre tract: THENCE North 89°51'39" East, 137.51 feet, with the common line between said 0.63 acre tract and said Parker lract, to @ 1/2 inch iron rod found for the commen comer of said 0.63 acre tract. said 1.0653 acre tract, and tha! certain called 0.1227 acre tract described in instrument lo Katrina M. Menissy and Mohamed Menissy, recorded under Clerk's File Number 2014059409, 0.P.R.M.C.T., being the northeasterly comer of the herein described 0.635 acre tract; THENCE South 24°0$'08" west, 278.09 feel, with the common line between said 0.63 acre tract and said 1.0653 acre tract. to the POINT OF BEGINNING. CONTAINING a computed area of 0.635 acres of land within this Field Note Description. Being Lo: 6 in Block 1 of Skipcha Mountain Estates, Phase Ten, an Addition to the City of Harker Heights, Beli County, Texas, according to the Map or Plat thereof recorded in Cabinet C, Slide 2388 of the Piat Records of Belt County, Texas. TLS, #: 2026-25156-TX