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Foreclosure Notice*
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NOTICE OF DEFAULT AND FORECLOSURE SALE
WHEREAS, on January 7, 2013, a certain Adjustable Rate Home Equity Conversion Deed of Trust
(“Reverse Mortgage”) was executed by MARY RUTH MCCAULEY, as mortgagor in favor of
MORTGAGE ELECTRONIC REGI STRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE
FOR VAN DYK MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS, as mortgagee and
ROBERT K. FOWLER, as trustee, and was recorded on January 11, 2013 under Clerk's Instrument
Number 201300011174 in the real property records of Dallas County, Texas.
WHEREAS, the Reverse Mortgage was insured by the United States Secretary of Housing and Urban
Development (the “Secretary”) pursuant to the National Housing Act for the purpose of providing, single
family housing; and ,
WHEREAS, the beneficial interest in the Reverse Mortgage is now owned by the Secretary, pursuant to
an assignment dated March 24, 2017, and recorded on April 4, 2017, under Clerk's Instrument Number
201700094546 in the real property records of Dallas County, Texas; and
WHEREAS, a default has been made in the covenants and conditions of the Reverse Mortgag'
Mortgagors are now deceased; and
WHEREAS, by virtue of the default, the Secretary has declared the entire amount of
secured by the Reverse Mortgage to be immediately due and payable;
NOW THEREFORE, pursuant to powers vested in me by the Single Fa i
1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by tpt
Foreclosure Commissioner, recorded on October 15, 2007 in Dalle
20070369306, notice is hereby given that on August 4, 2026, at 12
hours thereafter, all real and personal property at or oa ech
premises (“Property”) will be sold at public auction to
BEING LOT 13, BLOCK 3, OF SECOND SE \ GREENBRIAR ESTATES,
AN ADDITION TO THE A ;
TEXAS, ACCORDING TO
79208, PAGE 423, MAP RECO
SUNCANVILLE, TX 75137.
the following locatiori: NORTH SIDE OF THE GEORGE.
OMMERCE STREET OR AS DESIGNATED BY THE
C¥ or as designated by the County Commissioners Court.
ban Development will bid $306,994.24.
There wi ation’ of taxes, rents or other income or liabilities, except that the purchaser will pay,
efor in?-his’prorate share of any real estate taxes that have been paid by the Secretary to the
aking their bids, all bidders except the Secretary must submit a deposit totaling $30,699.42 in the
, certified check or cashier's check made out to the Secretary of HUD. A deposit need not
gany each oral bid. If the successful bid is oral, a deposit of $30,699.42 must be presented before
e-Aidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be
delivered within 30 days of the sale or at such other time as the Secretary may. determine for good cause
shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a
certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash.
The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after
the delivery date of the remainder of the payment and all other costs associated with the transfer of title.
At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.
The Secretary may grant an extension of time within which to deliver the remainder of the payment. All
extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be
in the form of a certified or cashier’s check made payable to the Secretary of HUD. Ifthe high bidder
closes the sale prior to the expiration of any extension period, the unused portion of the extension fee
shall be applied toward the amount due.
26-000006-430-1
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If the high bidder is unable to close the sale within the required period, or within any extension of time
granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of
the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for
any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD
representative, offer the property to the second highest bidder for an amount equal to the highest price
offered by that bidder.
There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor
or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the F oreclosure -
Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in
accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will
be vacant.
The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written
application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sg
or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time
service of this notice of default and foreclosure sale, or all amounts due under the mortgage agrgem
Secretary of HUD, before public auction of the property is completed.
The amount that must be paid if the mortgage is to be paid in full prior the scheduled salei
plus all other amounts that would be due-under the mortgage agreement if paymer
had not been accelerated, advertising costs and postage expenses incurred in giving
most reasonable road distance for posting notices and for the Foreclosufe Commi
the sale, reasonable and customary costs incurred for title and lien réco
pocket costs incurred by the Foreclosure Commissioner for recordi
Foreclosure Commissioner, and all other costs incurred in connectidy
reinstatement.
Date: July 1, 2026
L. Keller Mackie
Foreclosure Commissioner
Mackie Wolf Zientz & Mann,
Parkway Office Center, Sui
14160 Dallas Parkway
Dallas, TX 75254
(214) 635-2650
(214) 635-2686 Fax
26-000006-430-1
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MOM se,
Instrument Number: 202600001544
Foreclosure Posting
Recorded On: July 02, 2026 10:44 AM
Total Recording: $2.00.
Jedoneet i ytiek . :
_ Any provision here ink Cialis the Sale, Rental or use of the described REAL PROPERTY
& of toloyor race is invalid and unenforceable under federal faw..
Record and Return To:
02609001544 STOCKMAN FORECLOSURE SERVICES INC
260702000350 2450 WHITE SETTLEMENT RD
Recorded Date July 02, 2026 10:44 AM
User: Javen H WEATHERFORD TX 76087
Station: Cc136
File Information:
Document Numbers
Receipt Num
STATE OF TEXAS
Dallas County
I hereby certify that this Instrument was filed in the File Number sequence on the date/time
printed hereon, and was duly recorded in the Official Records of Dallas County, Texas
John F. Warren
Dallas County Clerk —
Dallas County, TX